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Investment plan at a glance

Investment plan at a glance

Any business venture is associated with investment. An investment concerns a long-term commitment of financial funds in material and immaterial assets. Investments not only affect a company’s fixed assets but indirectly its current assets as well. Investment planning is an integral component of strategic business planning. The business plan should consider investments as part of finance planning.

Investments are not only associated with a high capital expenditure and a long-term capital commitment, but investment decisions also have a decisive impact on a company’s cost structure. Before investing money in a business venture, you should therefore closely examine how much capital you need to invest in order to realize the project.

The capital requirement of an investment is determined as part of an investment plan. This provides a basis for investment calculations and the profitability forecast. That means it's necessary to list all costs related to an investment in order to assess the business.

In the following, we show you how to prepare an investment plan as part of a business plan for strategic or operational business planning.

What is an investment plan?

Structure and composition of an investment plan, the investment plan as part of the business plan.

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An investment plan refers to a table that lists all investment items and corresponding costs linked to a particular investment. Here, it’s important to be aware that the investment plan only encompasses the expenses incurred as one-off costs in connection with the investment and during the start-up phase.

An overview of the ongoing monthly costs (such as staff costs) is drawn up in the operating expense plan, independently from the investment plan.

The investment plan and the operating expense plan subsequently form part of the capital requirements plan.

The investment plan is a list of all nonrecurring costs incurred during the start-up phase of an investment. Together with the operating expense plan – detailing a company’s ongoing costs – the investment plan is integrated in capital requirements planning. In turn, the capital requirements plan is part of the finance plan of the business plan.

In business practice, an investment plan is always created when an investment decision has to be made – usually for one of the following reasons:

  • Initial investment: Initial investment refers to the procurement of all operationally required assets in connection with founding the company.
  • Replacement investment: Replacing an asset of the company with a new asset is called a replacement investment.
  • Rationalization investment: Rationalization investment denotes investments that result in a cost saving.
  • Expansion investment: If the expansion of business operations necessitates the procurement of assets, this is referred to as an expansion investment.

As part of a comprehensive finance plan, the investment plan is not only the basis for the business plan but also a guideline for financing . It thus represents a prerequisite for raising capital. You should present the itemization in a transparent and structured manner so capital providers like banks or private investors get an overview of all expenses associated with the investment. Generally, you’ll only receive an investment loan if your backers are able to see where you’d like to use the borrowed funds.

In an investment plan, you draw up a list of all one-off expenses for all investment items associated with an investment, including the costs incurred during the start-up phase for advance financing . If it concerns an initial investment for incorporating a business, the investment plan will also contain all costs associated with establishing the company .

We illustrate the structure of an investment plan using the example of an initial investment and apply the following outline for this purpose:

  • Capital requirement for the (formal) incorporation of the company
  • Capital requirement for ongoing operating expenses in the start-up phase
  • Capital requirement for investments in fixed assets
  • Capital requirement for investments in current assets
  • Expenses for debt servicing

If your planned investment concerns an initial investment, you should list the costs of incorporation in the investment plan separately. The capital requirement for formally establishing the company includes all expenses incurred in preparing the founding process – for example consulting costs as well as fees for registration, permits or notary certifications.

Moreover, investments are usually associated with expenses for material and immaterial assets . A distinction is made between fixed and current assets. Fixed assets are all assets you procure as part of investing for continuous use in operations – such as equipment, machines or vehicles as well as immaterial assets like licenses and patents. Assets such as goods, materials or resources used for disposal, consumption or processing – and are therefore held by the company only temporarily – are allocated to current assets.

For investments which you wish to fund entirely or partly using borrowed funds, you should also indicate the expenses for interest and repayment installments in the investment plan.

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  • Business registration
  • Development of a corporate design
  • Opening event
  • Opening advertising
  • Website setup
  • Market information
  • Registrations/approvals
  • Entry into the commercial register
  • Reserves for start phase, follow-up investments and unforeseen costs
  • Patent, license and franchise fees
  • Plots/real estate including incidental costs
  • Production equipment, machines and tools
  • Operating and office equipment
  • Communication technology (PCs, telephones, etc.)
  • Materials and goods inventory
  • Raw, auxiliary and operating materials
  • Interest on founding loan/bank credit

All the above details are added up in the investment plan. The final amount of the investment plan indicates how much capital you need in the initial phase of the investment to implement the planned project.

Make sure that you have specific offers for the individual cost items. Only then will you ensure that the amount of the necessary investment is determined as thoroughly as possible.

As part of the finance plan , the investment plan is also part of the business plan. It is typically combined with an operating expense plan in the finance plan.

While the investment plan only covers one-off costs and additional expenses during the start-up phase, the operating expense plan provides backers with an overview of the ongoing costs of your company.

Operating expenses include:

  • Staff costs (including wage and incidental wage costs) as well as your own salary as managing director for stock corporations (all costs including incidental wage costs)
  • If relevant, a management wage (to ensure personal living costs for sole proprietorships and partnerships)
  • Rent, tenancy and leasing
  • Heating, electricity, water and gas
  • Market development expenses (advertising and marketing)
  • Motor vehicle costs
  • Travel costs
  • Telephone, fax and internet
  • Office materials
  • Contributions (to chambers of commerce and professional associations, for example)
  • Consulting (lawyers, business consultants and tax advisors)
  • Other expenses

By adding the investment amount determined in the investment plan to the total from the operating expense plan, you obtain the capital requirements of your business venture.

You show how you cover this capital requirement in the financing plan – another part of the finance plan. Since investment projects are typically funded by a combination of equity capital, subsidized loans and bank credit, it is critical that you take interest and repayments into consideration when planning capital requirements. Intermediate bottlenecks can be identified by means of a liquidity forecast .

In addition, it’s important to ensure that all operating costs as well as your cost of living are covered by your company alone following the budgeted start-up phase and that there are no fears of long-term losses. You can calculate whether your investment makes financial sense using a profitability forecast , which likewise forms part of the finance plan. If you’d like to assess how your investment compares to alternative options, an investment appraisal technique such as the net present value method can be helpful.

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How to Write a Business Plan, Step by Step

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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

What is a business plan?

1. write an executive summary, 2. describe your company, 3. state your business goals, 4. describe your products and services, 5. do your market research, 6. outline your marketing and sales plan, 7. perform a business financial analysis, 8. make financial projections, 9. summarize how your company operates, 10. add any additional information to an appendix, business plan tips and resources.

A business plan outlines your business’s financial goals and explains how you’ll achieve them over the next three to five years. Here’s a step-by-step guide to writing a business plan that will offer a strong, detailed road map for your business.

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A business plan is a document that explains what your business does, how it makes money and who its customers are. Internally, writing a business plan should help you clarify your vision and organize your operations. Externally, you can share it with potential lenders and investors to show them you’re on the right track.

Business plans are living documents; it’s OK for them to change over time. Startups may update their business plans often as they figure out who their customers are and what products and services fit them best. Mature companies might only revisit their business plan every few years. Regardless of your business’s age, brush up this document before you apply for a business loan .

» Need help writing? Learn about the best business plan software .

This is your elevator pitch. It should include a mission statement, a brief description of the products or services your business offers and a broad summary of your financial growth plans.

Though the executive summary is the first thing your investors will read, it can be easier to write it last. That way, you can highlight information you’ve identified while writing other sections that go into more detail.

» MORE: How to write an executive summary in 6 steps

Next up is your company description. This should contain basic information like:

Your business’s registered name.

Address of your business location .

Names of key people in the business. Make sure to highlight unique skills or technical expertise among members of your team.

Your company description should also define your business structure — such as a sole proprietorship, partnership or corporation — and include the percent ownership that each owner has and the extent of each owner’s involvement in the company.

Lastly, write a little about the history of your company and the nature of your business now. This prepares the reader to learn about your goals in the next section.

» MORE: How to write a company overview for a business plan

investment plan for business

The third part of a business plan is an objective statement. This section spells out what you’d like to accomplish, both in the near term and over the coming years.

If you’re looking for a business loan or outside investment, you can use this section to explain how the financing will help your business grow and how you plan to achieve those growth targets. The key is to provide a clear explanation of the opportunity your business presents to the lender.

For example, if your business is launching a second product line, you might explain how the loan will help your company launch that new product and how much you think sales will increase over the next three years as a result.

» MORE: How to write a successful business plan for a loan

In this section, go into detail about the products or services you offer or plan to offer.

You should include the following:

An explanation of how your product or service works.

The pricing model for your product or service.

The typical customers you serve.

Your supply chain and order fulfillment strategy.

You can also discuss current or pending trademarks and patents associated with your product or service.

Lenders and investors will want to know what sets your product apart from your competition. In your market analysis section , explain who your competitors are. Discuss what they do well, and point out what you can do better. If you’re serving a different or underserved market, explain that.

Here, you can address how you plan to persuade customers to buy your products or services, or how you will develop customer loyalty that will lead to repeat business.

Include details about your sales and distribution strategies, including the costs involved in selling each product .

» MORE: R e a d our complete guide to small business marketing

If you’re a startup, you may not have much information on your business financials yet. However, if you’re an existing business, you’ll want to include income or profit-and-loss statements, a balance sheet that lists your assets and debts, and a cash flow statement that shows how cash comes into and goes out of the company.

Accounting software may be able to generate these reports for you. It may also help you calculate metrics such as:

Net profit margin: the percentage of revenue you keep as net income.

Current ratio: the measurement of your liquidity and ability to repay debts.

Accounts receivable turnover ratio: a measurement of how frequently you collect on receivables per year.

This is a great place to include charts and graphs that make it easy for those reading your plan to understand the financial health of your business.

This is a critical part of your business plan if you’re seeking financing or investors. It outlines how your business will generate enough profit to repay the loan or how you will earn a decent return for investors.

Here, you’ll provide your business’s monthly or quarterly sales, expenses and profit estimates over at least a three-year period — with the future numbers assuming you’ve obtained a new loan.

Accuracy is key, so carefully analyze your past financial statements before giving projections. Your goals may be aggressive, but they should also be realistic.

NerdWallet’s picks for setting up your business finances:

The best business checking accounts .

The best business credit cards .

The best accounting software .

Before the end of your business plan, summarize how your business is structured and outline each team’s responsibilities. This will help your readers understand who performs each of the functions you’ve described above — making and selling your products or services — and how much each of those functions cost.

If any of your employees have exceptional skills, you may want to include their resumes to help explain the competitive advantage they give you.

Finally, attach any supporting information or additional materials that you couldn’t fit in elsewhere. That might include:

Licenses and permits.

Equipment leases.

Bank statements.

Details of your personal and business credit history, if you’re seeking financing.

If the appendix is long, you may want to consider adding a table of contents at the beginning of this section.

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We’ll start with a brief questionnaire to better understand the unique needs of your business.

Once we uncover your personalized matches, our team will consult you on the process moving forward.

Here are some tips to write a detailed, convincing business plan:

Avoid over-optimism: If you’re applying for a business bank loan or professional investment, someone will be reading your business plan closely. Providing unreasonable sales estimates can hurt your chances of approval.

Proofread: Spelling, punctuation and grammatical errors can jump off the page and turn off lenders and prospective investors. If writing and editing aren't your strong suit, you may want to hire a professional business plan writer, copy editor or proofreader.

Use free resources: SCORE is a nonprofit association that offers a large network of volunteer business mentors and experts who can help you write or edit your business plan. The U.S. Small Business Administration’s Small Business Development Centers , which provide free business consulting and help with business plan development, can also be a resource.

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What Is a Business Plan?

Understanding business plans, how to write a business plan, common elements of a business plan, how often should a business plan be updated, the bottom line, business plan: what it is, what's included, and how to write one.

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and behavioral finance. Adam received his master's in economics from The New School for Social Research and his Ph.D. from the University of Wisconsin-Madison in sociology. He is a CFA charterholder as well as holding FINRA Series 7, 55 & 63 licenses. He currently researches and teaches economic sociology and the social studies of finance at the Hebrew University in Jerusalem.

investment plan for business

A business plan is a document that details a company's goals and how it intends to achieve them. Business plans can be of benefit to both startups and well-established companies. For startups, a business plan can be essential for winning over potential lenders and investors. Established businesses can find one useful for staying on track and not losing sight of their goals. This article explains what an effective business plan needs to include and how to write one.

Key Takeaways

  • A business plan is a document describing a company's business activities and how it plans to achieve its goals.
  • Startup companies use business plans to get off the ground and attract outside investors.
  • For established companies, a business plan can help keep the executive team focused on and working toward the company's short- and long-term objectives.
  • There is no single format that a business plan must follow, but there are certain key elements that most companies will want to include.

Investopedia / Ryan Oakley

Any new business should have a business plan in place prior to beginning operations. In fact, banks and venture capital firms often want to see a business plan before they'll consider making a loan or providing capital to new businesses.

Even if a business isn't looking to raise additional money, a business plan can help it focus on its goals. A 2017 Harvard Business Review article reported that, "Entrepreneurs who write formal plans are 16% more likely to achieve viability than the otherwise identical nonplanning entrepreneurs."

Ideally, a business plan should be reviewed and updated periodically to reflect any goals that have been achieved or that may have changed. An established business that has decided to move in a new direction might create an entirely new business plan for itself.

There are numerous benefits to creating (and sticking to) a well-conceived business plan. These include being able to think through ideas before investing too much money in them and highlighting any potential obstacles to success. A company might also share its business plan with trusted outsiders to get their objective feedback. In addition, a business plan can help keep a company's executive team on the same page about strategic action items and priorities.

Business plans, even among competitors in the same industry, are rarely identical. However, they often have some of the same basic elements, as we describe below.

While it's a good idea to provide as much detail as necessary, it's also important that a business plan be concise enough to hold a reader's attention to the end.

While there are any number of templates that you can use to write a business plan, it's best to try to avoid producing a generic-looking one. Let your plan reflect the unique personality of your business.

Many business plans use some combination of the sections below, with varying levels of detail, depending on the company.

The length of a business plan can vary greatly from business to business. Regardless, it's best to fit the basic information into a 15- to 25-page document. Other crucial elements that take up a lot of space—such as applications for patents—can be referenced in the main document and attached as appendices.

These are some of the most common elements in many business plans:

  • Executive summary: This section introduces the company and includes its mission statement along with relevant information about the company's leadership, employees, operations, and locations.
  • Products and services: Here, the company should describe the products and services it offers or plans to introduce. That might include details on pricing, product lifespan, and unique benefits to the consumer. Other factors that could go into this section include production and manufacturing processes, any relevant patents the company may have, as well as proprietary technology . Information about research and development (R&D) can also be included here.
  • Market analysis: A company needs to have a good handle on the current state of its industry and the existing competition. This section should explain where the company fits in, what types of customers it plans to target, and how easy or difficult it may be to take market share from incumbents.
  • Marketing strategy: This section can describe how the company plans to attract and keep customers, including any anticipated advertising and marketing campaigns. It should also describe the distribution channel or channels it will use to get its products or services to consumers.
  • Financial plans and projections: Established businesses can include financial statements, balance sheets, and other relevant financial information. New businesses can provide financial targets and estimates for the first few years. Your plan might also include any funding requests you're making.

The best business plans aren't generic ones created from easily accessed templates. A company should aim to entice readers with a plan that demonstrates its uniqueness and potential for success.

2 Types of Business Plans

Business plans can take many forms, but they are sometimes divided into two basic categories: traditional and lean startup. According to the U.S. Small Business Administration (SBA) , the traditional business plan is the more common of the two.

  • Traditional business plans : These plans tend to be much longer than lean startup plans and contain considerably more detail. As a result they require more work on the part of the business, but they can also be more persuasive (and reassuring) to potential investors.
  • Lean startup business plans : These use an abbreviated structure that highlights key elements. These business plans are short—as short as one page—and provide only the most basic detail. If a company wants to use this kind of plan, it should be prepared to provide more detail if an investor or a lender requests it.

Why Do Business Plans Fail?

A business plan is not a surefire recipe for success. The plan may have been unrealistic in its assumptions and projections to begin with. Markets and the overall economy might change in ways that couldn't have been foreseen. A competitor might introduce a revolutionary new product or service. All of this calls for building some flexibility into your plan, so you can pivot to a new course if needed.

How frequently a business plan needs to be revised will depend on the nature of the business. A well-established business might want to review its plan once a year and make changes if necessary. A new or fast-growing business in a fiercely competitive market might want to revise it more often, such as quarterly.

What Does a Lean Startup Business Plan Include?

The lean startup business plan is an option when a company prefers to give a quick explanation of its business. For example, a brand-new company may feel that it doesn't have a lot of information to provide yet.

Sections can include: a value proposition ; the company's major activities and advantages; resources such as staff, intellectual property, and capital; a list of partnerships; customer segments; and revenue sources.

A business plan can be useful to companies of all kinds. But as a company grows and the world around it changes, so too should its business plan. So don't think of your business plan as carved in granite but as a living document designed to evolve with your business.

Harvard Business Review. " Research: Writing a Business Plan Makes Your Startup More Likely to Succeed ."

U.S. Small Business Administration. " Write Your Business Plan ."

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Investment Company Business Plan Template

Written by Dave Lavinsky

investment company business plan

Investment Company Business Plan

Over the past 20+ years, we have helped over 1,000 entrepreneurs and business owners create business plans to start and grow their investment companies. On this page, we will first give you some background information with regards to the importance of business planning. We will then go through an investment company business plan template step-by-step so you can create your plan today.

Download our Ultimate Business Plan Template here >

What Is a Business Plan?

A business plan provides a snapshot of your investment company as it stands today, and lays out your growth plan for the next five years. It explains your business goals and your strategy for reaching them. It also includes market research to support your plans.

Why You Need a Business Plan

If you’re looking to start an investment company, or grow your existing investment company, you need a business plan. A business plan will help you raise funding, if needed, and plan out the growth of your investment company in order to improve your chances of success. Your business plan is a living document that should be updated annually as your company grows and changes.

Sources of Funding for Investment Companies

With regards to funding, the main sources of funding for an investment company are bank loans and angel investors. With regards to bank loans, banks will want to review your business plan and gain confidence that you will be able to repay your loan and interest. To acquire this confidence, the loan officer will not only want to confirm that your financials are reasonable, but they will also want to see a professional plan. Such a plan will give them the confidence that you can successfully and professionally operate a business. Investors, grants, personal investments, and bank loans are the most common funding paths for investment companies.

Finish Your Business Plan Today!

How to write a business plan for an investment company.

If you want to start an investment company or expand your current one, you need a business plan. Below we detail what you should include in each section of your own business plan:

Executive Summary

Your executive summary provides an introduction to your business plan, but it is normally the last section you write because it provides a summary of each key section of your plan.

The goal of your Executive Summary is to quickly engage the reader. Explain to them the type of investment company you are operating and the status. For example, are you a startup, do you have an investment company that you would like to grow, or are you operating investment companies in multiple markets?

Next, provide an overview of each of the subsequent sections of your business plan. For example, give a brief overview of the investment company industry. Discuss the type of investment company you are operating. Detail your direct competitors. Give an overview of your target customers. Provide a snapshot of your marketing plan. Identify the key members of your team. And offer an overview of your financial plan.  

Company Analysis

In your company analysis, you will detail the type of investment company you are operating.

For example, you might operate one of the following types of investment companies:

  • Closed-End Funds Investment Company : this type of investment company issues a fixed number of shares through a single IPO to raise capital for its initial investments.
  • Mutual Funds (Open-End Funds) Investment Company: this type of investment company is a diversified portfolio of pooled investor money that can issue an unlimited number of shares.
  • Unit Investment Trusts (UITs) Investment Company: this type of investment company offers a fixed portfolio, generally of stocks and bonds, as redeemable units to investors for a specific period of time.

In addition to explaining the type of investment company you will operate, the Company Analysis section of your business plan needs to provide background on the business.

Include answers to question such as:

  • When and why did you start the business?
  • What milestones have you achieved to date? Milestones could include the number of investments made, number of client positive reviews, reaching X amount of clients invested for, etc.
  • Your legal structure. Are you incorporated as an S-Corp? An LLC? A sole proprietorship? Explain your legal structure here.

Industry Analysis

In your industry analysis, you need to provide an overview of the investment industry.

While this may seem unnecessary, it serves multiple purposes.

First, researching the investment industry educates you. It helps you understand the market in which you are operating.

Secondly, market research can improve your strategy, particularly if your research identifies market trends.

The third reason for market research is to prove to readers that you are an expert in your industry. By conducting the research and presenting it in your plan, you achieve just that.

The following questions should be answered in the industry analysis section of your business plan:

  • How big is the investment industry (in dollars)?
  • Is the market declining or increasing?
  • Who are the key competitors in the market?
  • Who are the key suppliers in the market?
  • What trends are affecting the industry?
  • What is the industry’s growth forecast over the next 5 – 10 years?
  • What is the relevant market size? That is, how big is the potential market for your investment company? You can extrapolate such a figure by assessing the size of the market in the entire country and then applying that figure to your local population.

Customer Analysis

The customer analysis section of your business plan must detail the customers you serve and/or expect to serve.

The following are examples of customer segments: companies or employees in specific industries, couples with double income, families with kids, small business owners, etc.

As you can imagine, the customer segment(s) you choose will have a great impact on the type of investment company you operate. Clearly, couples with families and double income would respond to different marketing promotions than corporations, for example.

Try to break out your target customers in terms of their demographic and psychographic profiles. With regards to demographics, include a discussion of the ages, genders, locations and income levels of the customers you seek to serve.

Psychographic profiles explain the wants and needs of your target customers. The more you can understand and define these needs, the better you will do in attracting and retaining your customers.

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Competitive Analysis

Your competitive analysis should identify the indirect and direct competitors your business faces and then focus on the latter.

Direct competitors are other investment companies.

Indirect competitors are other options that customers have to purchase from that aren’t direct competitors. This includes robo investors and advisors, company 401Ks, etc. You need to mention such competition as well.

With regards to direct competition, you want to describe the other investment companies with which you compete. Most likely, your direct competitors will be investment companies located very close to your location.

investment competition

For each such competitor, provide an overview of their businesses and document their strengths and weaknesses. Unless you once worked at your competitors’ businesses, it will be impossible to know everything about them. But you should be able to find out key things about them such as:

  • What types of clients do they serve?
  • What type of investment company are they and what certifications do they have?
  • What is their pricing (premium, low, etc.)?
  • What are they good at?
  • What are their weaknesses?

With regards to the last two questions, think about your answers from the customers’ perspective. And don’t be afraid to ask your competitors’ customers what they like most and least about them.

The final part of your competitive analysis section is to document your areas of competitive advantage. For example:

  • Will you provide better investment strategies?
  • Will you provide services that your competitors don’t offer?
  • Will you provide better customer service?
  • Will you offer better pricing?

Think about ways you will outperform your competition and document them in this section of your plan.  

Marketing Plan

Traditionally, a marketing plan includes the four P’s: Product, Price, Place, and Promotion. For an investment company, your marketing plan should include the following:

Product : In the product section, you should reiterate the type of company that you documented in your Company Analysis. Then, detail the specific products you will be offering. For example, in addition to an investment company, will you provide insurance products, website and app accessibility, quarterly or annual investment reviews, and any other services?

Price : Document the prices you will offer and how they compare to your competitors. Essentially in the product and price sub-sections of your marketing plan, you are presenting the services you offer and their prices.

Place : Place refers to the location of your company. Document your location and mention how the location will impact your success. For example, is your investment company located in a busy retail district, a business district, a standalone office, etc. Discuss how your location might be the ideal location for your customers.

Promotions : The final part of your investment company marketing plan is the promotions section. Here you will document how you will drive customers to your location(s). The following are some promotional methods you might consider:

  • Advertising in local papers and magazines
  • Commercials and billboards
  • Reaching out to websites
  • Social media marketing
  • Local radio advertising

Operations Plan

While the earlier sections of your business plan explained your goals, your operations plan describes how you will meet them. Your operations plan should have two distinct sections as follows.

Everyday short-term processes include all of the tasks involved in running your investment company, including researching the stock market, keeping abreast of all investment industry knowledge, updating clients on any new activity, answering client phone calls and emails, networking to attract potential new clients.

Long-term goals are the milestones you hope to achieve. These could include the dates when you expect to land your Xth client, or when you hope to reach $X in revenue. It could also be when you expect to expand your investment business to a new city.  

Management Team

To demonstrate your investment company’s ability to succeed, a strong management team is essential. Highlight your key players’ backgrounds, emphasizing those skills and experiences that prove their ability to grow a company.

Ideally you and/or your team members have direct experience in managing investment companies. If so, highlight this experience and expertise. But also highlight any experience that you think will help your business succeed.

If your team is lacking, consider assembling an advisory board. An advisory board would include 2 to 8 individuals who would act like mentors to your business. They would help answer questions and provide strategic guidance. If needed, look for advisory board members with experience in managing an investment company or successfully advised clients who have achieved a successful net worth.  

Financial Plan

Your financial plan should include your 5-year financial statement broken out both monthly or quarterly for the first year and then annually. Your financial statements include your income statement, balance sheet and cash flow statements.

Income Statement : an income statement is more commonly called a Profit and Loss statement or P&L. It shows your revenues and then subtracts your costs to show whether you turned a profit or not.

In developing your income statement, you need to devise assumptions. For example, will you take on one new client at a time or multiple new clients ? And will sales grow by 2% or 10% per year? As you can imagine, your choice of assumptions will greatly impact the financial forecasts for your business. As much as possible, conduct research to try to root your assumptions in reality.

Balance Sheets : Balance sheets show your assets and liabilities. While balance sheets can include much information, try to simplify them to the key items you need to know about. For instance, if you spend $50,000 on building out your investment company, this will not give you immediate profits. Rather it is an asset that will hopefully help you generate profits for years to come. Likewise, if a bank writes you a check for $50,000, you don’t need to pay it back immediately. Rather, that is a liability you will pay back over time.

Cash Flow Statement : Your cash flow statement will help determine how much money you need to start or grow your business, and make sure you never run out of money. What most entrepreneurs and business owners don’t realize is that you can turn a profit but run out of money and go bankrupt.

In developing your Income Statement and Balance Sheets be sure to include several of the key costs needed in starting or growing an investment company:

  • Cost of investor licensing..
  • Cost of equipment and supplies
  • Payroll or salaries paid to staff
  • Business insurance
  • Taxes and permits
  • Legal expenses

business costs

Attach your full financial projections in the appendix of your plan along with any supporting documents that make your plan more compelling. For example, you might include your office location lease or list of clients that you have acquired.  

Putting together a business plan for your investment company is a worthwhile endeavor. If you follow the template above, by the time you are done, you will truly be an expert. You will really understand the investment industry, your competition, and your customers. You will have developed a marketing plan and will really understand what it takes to launch and grow a successful investment company.  

Investment Company Business Plan FAQs

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What is the Goal of a Business Plan's Executive Summary?

The goal of your Executive Summary is to quickly engage the reader. Explain to them the type of investment company you are operating and the status; for example, are you a startup, do you have an investment company that you would like to grow, or are you operating a chain of investment companies?

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How to Write a Winning Business Plan

  • Stanley R. Rich
  • David E. Gumpert

The business plan admits the entrepreneur to the investment process. Without a plan furnished in advance, many investor groups won’t even grant an interview. And the plan must be outstanding if it is to win investment funds. Too many entrepreneurs, though, continue to believe that if they build a better mousetrap, the world will beat […]

The Idea in Brief

You’ve got a great idea for a new product or service—how can you persuade investors to support it? Flashy PowerPoint slides aren’t enough; you need a winning business plan. A compelling plan accurately reflects the viewpoints of your three key constituencies: the market , potential investors , and the producer (the entrepreneur or inventor of the new offering).

But too many plans are written solely from the perspective of the producer. The problem is that, unless you’ve got your own capital to finance your venture, the only way you’ll get the funding you need is to satisfy the market’s and investors’ needs.

Here’s how to grab their attention.

The Idea in Practice

Emphasize Market Needs

To make a convincing case that a substantial market exists, establish market interest and document your claims.

Establish market interest. Provide evidence that customers are intrigued by your claims about the benefits of the new product or service:

  • Let some customers use a product prototype; then get written evaluations.
  • Offer the product to a few potential customers at a deep discount if they pay part of the production cost. This lets you determine whether potential buyers even exist.
  • Use “reference installations”—statements from initial users, sales reps, distributors, and would-be customers who have seen the product demonstrated.

Document your claims. You’ve established market interest. Now use data to support your assertions about potential growth rates of sales and profits.

  • Specify the number of potential customers, the size of their businesses, and the size that is most appropriate to your offering. Remember: Bigger isn’t necessarily better; e.g., saving $10,000 per year in chemical use may mean a lot to a modest company but not to a Du Pont.
  • Show the nature of the industry; e.g., franchised weight-loss clinics might grow fast, but they can decline rapidly when competition stiffens. State how you will continually innovate to survive.
  • Project realistic growth rates at which customers will accept—and buy—your offering. From there, assemble a credible sales plan and project plant and staffing needs.

Address Investor Needs

Cashing out. Show when and how investors may liquidate their holdings. Venture capital firms usually want to cash out in three to seven years; professional investors look for a large capital appreciation.

Making sound projections. Give realistic, five-year forecasts of profitability. Don’t skimp on the numbers, get overly optimistic about them, or blanket your plan with a smog of figures covering every possible variation.

The price. To figure out how much to invest in your offering, investors calculate your company’s value on the basis of results expected five years after they invest. They’ll want a 35 to 40% return for mature companies—up to 60% for less mature ventures. To make a convincing case for a rich return, get a product in the hands of representative customers—and demonstrate substantial market interest.

A comprehensive, carefully thought-out business plan is essential to the success of entrepreneurs and corporate managers. Whether you are starting up a new business, seeking additional capital for existing product lines, or proposing a new activity in a corporate division, you will never face a more challenging writing assignment than the preparation of a business plan.

investment plan for business

  • SR Mr. Rich has helped found seven technologically based businesses, the most recent being Advanced Energy Dynamics Inc. of Natick, Massachusetts. He is also a cofounder and has been chairman of the MIT Enterprise forum, which assists emerging growth companies.
  • DG Mr. Gumpert is an associate editor of HBR, where he specializes in small business and marketing. He has written several HBR articles, the most recent of which was “The Heart of Entrepreneurship,” coauthored by Howard. H. Stevenson (March–April 1985). This article is adapted from Business Plans That Win $$$ : Lessons from the MIT Enterprise Forum, by Messrs. Rich and Gumpert (Harper & Row, 1985). The authors are also founders of Venture Resource Associates of Grantham, New Hampshire, which provides planning and strategic services to growing enterprises.

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Investment Company Business Plan

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Investment Company

Executive summary executive summary is a brief introduction to your business plan. it describes your business, the problem that it solves, your target market, and financial highlights.">.

This sample plan was created for a hypothetical investment company that buys other companies as investments.  In this sample, the hypothetical Venture Capital firm starts with $20 million as an initial investment fund.  In its early months of existence, it invests $5 million each in four companies.  It receives a management fee of two percent (2%) of the fund value, paid quarterly.  It pays salaries to its partners and other employees, and office expenses, from the management fee.

The investments show up in the Cash Flow table as the purchase of long-term assets, which also puts them into the balance sheet as long-term assets.  You can see them in this sample plan, in the first few months.

In the third year, one of the target companies fails, so $5 million is written off as failure.  You’ll see how that looks as a $5 million sale of long-term assets in the cash flow, and a balancing entry of $5 million in costs of sales in the profit and loss, making for a loss and write-off that year.  The result is a tax loss, and the balance of investments goes to $15 million.

In the fifth year, one of the target companies is transacted at $50 million.  You’ll see in the sample how that shows up as a $45 million equity appreciation in the sales forecast, plus a $5 million sale of long-term assets in the cash flow.  At that point there’s been a $45 million profit, and the balance of long-term assets goes down to $10 million.

This is a simplified example.  The business model holds long-term assets and waits for them to appreciate.  It doesn’t show appreciation of assets until they are finally sold, and it doesn’t show write-down of assets until they fail.  Sales and cost of sales are the appreciation and write-down of assets, plus the management fees.

The explanation above has been broken down and copied into key topics in the outline that are linked to corresponding tables.  These topics are:

  • 2.2     Start-up Summary
  • 5.5.1  Sales Forecast
  • 6.4     Personnel
  • 7.4     Projected Profit and Loss
  • 7.5     Projected Cash Flow
  • 7.6     Projected Balance Sheet

Investment company business plan, executive summary chart image

See why 1.2 million entrepreneurs have written their business plans with LivePlan

Company summary company overview ) is an overview of the most important points about your company—your history, management team, location, mission statement and legal structure.">.

Content has been omitted from this sample plan topic, and following sub-topics.  This sample plan has an abbreviated plan outline.  With the exception of the Executive Summary, only those topics linked to key tables have been used.

The focus of this sample plan is to show the financials for this type of company.  Brief descriptions can be found in the topics associated with key tables.

2.1 Start-up Summary

This hypothetical Venture Capital firm starts with $20 million as an initial investment fund.  The venture capital partners invest $100,000 as working capital needed to balance the cash flow from quarter to quarter. 

Investment company business plan, company summary chart image

Market Analysis Summary how to do a market analysis for your business plan.">

Strategy and implementation summary, sales forecast forecast sales .">.

Investment company business plan, sales forecast chart image

Management Summary management summary will include information about who's on your team and why they're the right people for the job, as well as your future hiring plans.">

7.1 personnel plan.

This hypothetical company pays salaries to its partners and other employees, and office expenses, from the management fee of two percent (2%).

Financial Plan investor-ready personnel plan .">

8.1 projected profit and loss.

Please note that in the third year one investment is written off as a failure, producing a $5 million cost which ends up showing a loss for the year of nearly $5 million.  The sale of equity at the end of the period enters the sales forecast and the profit and loss statement as a $45 million gain. 

You will also note that there may be gains or losses in the value of the assets held as equity investments, but these gains or losses don’t enter the accounting until there is a transaction.  The accounting treatment is identical to what an individual investor does with stocks: changes in the market price of a share of stock are irrelevant until that share is actually sold to somebody else, or, if the company ceases to exist, that stock is written off as having no value. 

Investment company business plan, financial plan chart image

8.2 Projected Cash Flow

The Cash Flow shows four $5 million investments made in the first few months of the plan. 

In the third year, one of the target companies fails, so $5 million is written off as failure.  You’ll see that shows as a $5 million sale of long-term assets in the cash flow, and a balancing entry of $5 million in costs of sales in the profit and loss, making for a loss and write-off that year.  The result is a tax loss, and the balance of investments goes to $15 Million.

In the fifth year, another investment is transacted at $50 million.  This shows up as a $5 million equity appreciation in the Sales Forecast, plus a $5 million sale of long-term assets in the Cash Flow.  At that point there’s been a $45 million profit and the balance of long-term assets goes down to $10 million. 

The partners invest an additional $100,000 in the fourth year as additional working capital to balance the cash flow of the company. 

Investment company business plan, financial plan chart image

8.3 Projected Balance Sheet

You can see in the balance sheet how the ending balances for long-term assets were not re-valued.  They remain at the original purchase price until they are sold, or written off as a complete loss.  There is a $5 million write-off in the third year, and a sale of $5 million worth of assets in the last year.  That sale of $5 million in assets produces the $5 million sale at book value plus the $45 million gain in the sales forecast and profit and loss table.

8.4 Business Ratios

The Standard Industry Code (SIC) for this type of business is 7389, Business Services.  The Industry Data is provided in the final column of the Ratios table. 

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investment plan for business

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How to Create an Investment Plan

Last Updated: April 15, 2023 Approved

This article was co-authored by Erin A. Hadley, CFP® . Erin A. Hadley is the Managing Partner at Occidental Asset Management, LLC in California. Erin is a Certified Financial Planner with over 10 years of experience in investment management and financial planning. She has a Certificate in Personal Financial Planning from the University of California, Berkeley and is a member of The National Association of Personal Finance Advisors (NAPFA). There are 7 references cited in this article, which can be found at the bottom of the page. wikiHow marks an article as reader-approved once it receives enough positive feedback. In this case, 97% of readers who voted found the article helpful, earning it our reader-approved status. This article has been viewed 263,756 times.

Creating a viable investment plan requires a little more than simply establishing a savings account and buying a few random shares of stocks. In order to structure a plan that is right, it's important to understand where you're at and what you want to accomplish with the investments. Then, you'll define how to reach those goals and select the best investment options to reach them. The good news is that it is never too late to create and implement a personal investment plan and begin creating a nest egg for the future.

Assessing Where You're At

Step 1 Select an age-appropriate investment option.

  • Generally speaking, the younger you are, the more risk you can take. That's because you have more time to recover from a market downturn or loss of value in a particular investment. So, if you're in your 20s, you can allocate more of your portfolio to more aggressive investments (like growth-oriented and small-cap companies for example).
  • If you're nearing retirement, allocate more of your portfolio to less aggressive investments, like fixed-income, and large-cap value companies.

Step 2 Understand your current financial situation.

  • Generally speaking, stocks are more volatile than bonds, and bank accounts (checking and savings accounts) are not volatile. [2] X Research source
  • Remember, there are always risk trade-off's to be made. Often, when you take less risk, you make less. Investors are richly rewarded for taking significant risks, but they can also face steep losses. [3] X Research source

Establishing Your Goals

Step 1 Set goals for your investments.

  • As a rule of thumb, you're going to want a diversified portfolio no matter what your goal is (buying a house, saving for a child's college education, etc.). The idea is to let the investment grow over a long period of time so that you have enough to pay for the goal.
  • If your goal is particularly aggressive, you should put more money in the investment periodically rather than opting for a more risky investment. That way, you're more likely to achieve your goal rather than lose the money that you've invested.

Step 2 Establish a timeline for your goals.

  • If you're interested in getting a great return on your investment quickly, and you are prepared to take the risk that you could also see a great loss just as quickly, then you'll select more aggressive investments that have the potential for significant return. These include undervalued stocks, penny stocks, and land that might quickly appreciate in value.
  • If you're interested in building wealth slowly, you'll select investments that generate a slower return on investment over time.

Step 3 Determine the level of liquidity you want.

  • Stocks and mutual funds are very liquid and can be converted into cash, usually in a matter of days.
  • Real estate is not very liquid. It usually takes weeks or months to convert a property to cash.

Creating the Plan

Step 1 Decide on how you want to diversify.

  • Set up a short-term emergency savings account with three to six months worth of living expenses. It's important to have this established to protect yourself if something unexpected happens (job loss, injury or illness, etc.). This money should easy to access in a hurry.
  • Consider your options for long-term savings. If you are thinking about saving up for retirement, you may want to set up an IRA or 401(k). Your employer may offer a 401(k) plan in which they will match your contribution.
  • If you want to start an education fund, think about 529 plans and Education Savings Accounts (ESAs). Earnings from these accounts are free from federal income tax as long as they’re used to pay for qualified education expenses. [7] X Research source

Evaluating Your Progress

Step 1 Monitor your investments from time to time.

  • If you have money in risky investments, it's a good idea to sell them and move the money to more stable investments when you get older.
  • If your finances tolerate the volatility of your portfolio very well, you might want to take on even more risk so that you can reach your goals sooner.

Step 3 Evaluate whether or not you're contributing enough to reach your financial goals.

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Expert Q&A

  • Even the best investment plan may need tweaking as changes in the economy occur or your personal circumstances shift in some manner. See those situations as opportunities to rethink your strategy while still keeping your goals uppermost in your mind. Doing so will lend direction to your investment activities and make it easier to see the big picture even as you deal with what is happening today. Thanks Helpful 0 Not Helpful 2

investment plan for business

  • ↑ http://www.investopedia.com/articles/pf/07/risk_tolerance.asp
  • ↑ http://classroom.synonym.com/investing-stocks-bonds-riskier-saving-money-bank-16121.html
  • ↑ http://www.investopedia.com/terms/r/riskreturntradeoff.asp
  • ↑ http://www.schwab.com/public/schwab/investing/retirement_and_planning/how_to_invest/investing_basics/set_your_goals
  • ↑ http://www.investopedia.com/terms/l/liquidity.asp
  • ↑ http://money.usnews.com/money/personal-finance/financial-advisors/articles/2014/02/26/how-to-find-a-financial-advisor-if-youre-not-rich
  • ↑ http://www.schwab.com/public/schwab/investing/retirement_and_planning/saving_for_college/college_savings_plans

About This Article

Erin A. Hadley, CFP®

Creating a solid investment plan will help your assets mature at a rate that suits your personal needs. If you’re young and prepared to take more risk, invest in more aggressive assets like stocks in growth-oriented and small-cap companies. For a safer option, allocate more of your portfolio to less aggressive investments, like fixed-income, and large-cap value companies. If you only want the money for retirement, consider investing in an IRA or 401(k). It’s always a good idea to diversify your portfolio to minimize your risk. For example, split your investment money between stocks, bonds, and savings accounts. You should also keep an emergency savings account with 3 to 6 months of living expenses in case of a big financial hit like losing your job. For more tips from our Financial co-author, including how to adjust your investment portfolio over time, read on! Did this summary help you? Yes No

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Financing | Tip List

15 Smart Investment Strategies for Small Business Owners

Published February 28, 2022

Published Feb 28, 2022

Tom Thunstrom

WRITTEN BY: Tom Thunstrom

  • 1 Formal Disaster Recovery Plan
  • 2 Your Company’s Talent
  • 3 Online Marketing
  • 4 Product Development
  • 5 Search Engine Optimization
  • 6 Accountant
  • 7 Emergency Fund
  • 8 Your Skills
  • 10 Your Retirement Account
  • 11 Certificate of Deposit
  • 12 Savings Bonds
  • 13 Diversification
  • 14 Low-fee Index Funds
  • 15 Financial Advisor

As a small business owner, you should understand how to invest your capital wisely and how to diversify funds to attain financial stability in your personal life. Additionally, consider strategies such as how to invest in your company’s employees, an emergency fund for your business as well as to hire an accountant. We have 15 smart investment strategies that will help your business and your finances.

Investing in Your Business

1. invest in a formal disaster recovery plan.

Small business owners should invest in a formal disaster recovery plan and consider business interruption insurance to protect their businesses in the event of an unexpected disaster. Many small business owners lack both a formal disaster recovery plan and business interruption insurance , a key insurance policy that can help pay for operating costs if they’re forced to temporarily close. According to a poll by Insureon conducted with small business resource Manta, 61% of surveyed small businesses lack a disaster recovery plan, while 60% admit that they don’t carry business interruption insurance.

2. Invest in Your Company’s Talent

Each hiring decision your business makes is a change in trajectory, for better or worse. The best investments businesses can make are those that ensure that they’re able to both attract and retain the best person for every position. This can mean investing time to interview candidates thoroughly to find the best possible hire, investing in resources to help train and develop your talent, or investing financial resources to craft an improved compensation and benefits package.

3. Invest in Online Marketing

To help your business grow, it’s important to set aside a portion of your capital for online marketing. Effective online marketing requires knowing your target market and crafting a digital presence that promotes your company. Whether that presence is heavy with digital advertising , social media, email marketing, or a combination of factors, this investment will go a long way, as it allows you a wider reach, and most of your target audience is on the internet.

4. Invest in Product Development

Investing in product improvement and enhancement will increase revenue and profit. Start by looking at the top-selling products your company offers and expand on those offerings. Know your customers’ needs, their pain points, and find a way to address those. It may require a high initial investment and perhaps require some brainstorming, but the return on this investment will be worth it.

5. Invest in Search Engine Optimization

Small businesses should invest in marketing assets that continue to produce revenue for them over the long term. While Google AdWords or Facebook Ads are effective choices for marketing, they’re limited in potential, as a decrease in advertising means a reduction in leads for your business. By contrast, investing in search engine optimization (SEO) has a return on your investment that goes beyond the dollars you pump in. The return on investment for each dollar invested in SEO is about $2.75 on average , with some sectors averaging greater returns. Your site can still rank high for your keywords and you’ll still be getting organic leads from SEO for months or years after any reduction in spending.

6. Hire an Accountant

Don’t do your own accounting. As your business grows, finances become increasingly more complex, which increases the likelihood you’ll spend way too much time trying to make sense of your earnings and expenses in preparation for tax season. Not only is this a way to dodge a guaranteed headache, but it’ll also free up time to grow your business. Invest some of your funds to hire an accountant, and you’ll save yourself from headaches in the long run. If you choose not to hire an accountant, you can still take advantage of these accounting tips to help your business.

7. Build an Emergency Fund

Half of American households lack more than three months in emergency savings. Many businesses have only weeks of reserve cash on hand. If you haven’t done so already, set up emergency fund accounts for your business and yourself. This would prevent the need to touch your longer-term savings or investment accounts whenever you have an urgent need for money. Personal emergency fund uses include medical issues or urgent home repairs; a business emergency fund covers unexpected changes in business operations, such as pandemics or natural disasters.

8. Invest in Yourself & Your Skills

Invest in yourself and in bettering your skills and abilities. You can enroll in some courses that are related to your industry or take certification programs that you may need for your business. You can make many financial investments, yet still risk losing money. When you invest in yourself, you have a better opportunity to improve your business and revenue. You’ll always end up on top investing in yourself.

9. Invest in Property

If your business isn’t planning to move any time in the next several years, consider purchasing a property for your business to operate out of. Purchasing your own property can save you on rental costs and you can use your office on your own terms. Much like residential real estate, commercial properties have appreciated in value over the past decade. When you’re looking for a property , it’s important to consider several factors, including where your employees reside and the company’s future needs.

Investing Your Finances

10. contribute the maximum allowable amount to your retirement.

Do your best to contribute the maximum allowable amount each year. With small business and solo 401(k) plans , you can contribute up to $58,000 annually including your own contributions. A SEP IRA works in much the same way but doesn’t involve creating and administering a 401(k) plan. These options all offer some level of tax deferral based on your income and contribution levels for the plan year.

11. Invest in a Certificate of Deposit for Lower Risk

Many savings or checking accounts earn little, if any, interest. If you’re risk-averse, opening a certificate of deposit (CD) is a way to save money at a higher interest rate compared to your regular account, with your CD being insured by the Federal Deposit Insurance Corporation (FDIC). Watch for special promotions from your financial institutions and set up a short- or long-term CD to save money for your business’s future.

12. Consider Series I Savings Bonds

Individuals and businesses can purchase up to $10,000 in Series I savings bonds annually. These bonds are indexed to inflation and have paid out a higher interest rate than many CDs and money market accounts since their inception. Savings bonds need to be held for at least one year and have a three-month interest penalty in years two through five should you need to redeem them. However, they offer a very low risk and solid rate of return and can complement both your corporate and personal savings strategy.

13. Diversify Your Investments Away From Your Business’s Industry

You know your industry well. A smart investment strategy is to avoid the familiarity bias and keep your investments diversified instead of focusing on your field of expertise. One way to accomplish this is to construct a broad portfolio with limited investments in your field of business. A good financial professional can assist you with this, or you can construct it on your own using broad-based index funds or exchange-traded funds (ETFs).

14. Set Up Automatic Investments Into Low-fee Index Funds

A simple and effective investment strategy for small business owners is to set up automatic investments into low-fee index funds. As a business owner, you’re largely preoccupied with your company, and it is unlikely you have time to spare for researching and evaluating specific stocks or bonds. Setting up automatic investments into low-fee index funds can help generate solid long-term returns. This strategy also allows you to stay as emotionless as possible with your investing, because there is no reason to ever look at day-to-day performance, given you aren’t making any day-to-day decisions.

15. Invest in a Financial Advisor

One of the biggest challenges small business owners face is how to manage the fact that much of their net worth can be tied up in their own business. While diversification is a critical part of normal investment strategy, small business owners need to balance both investing in their own business and investing for their retirement. Small business owners should carefully interview a financial advisor to make sure the advisor understands the need to reinvest in the business but also has the expertise to guide the business owner toward investing through the stock market when that provides a better return.

Bottom Line

Smart small business owners invest both their business and personal monies to grow their business, save for emergencies, and help them prepare for retirement. There are several approaches to take that vary in potential risks and rewards. Having an accountant to help manage your business finances and a financial planner to help you plan for the future are wise investments that will pay dividends over the long haul.

About the Author

Tom Thunstrom

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Tom Thunstrom

Tom Thunstrom is a staff writer at Fit Small Business, specializing in Small Business Finance. He holds a Bachelor’s degree from the University of Minnesota and has over fifteen years of experience working with small businesses through his career at three community banks on the US East Coast. In a prior life, Tom worked as a consultant with the Small Business Development Center at the University of Delaware.

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Investment Company Business Plan Template

Written by Dave Lavinsky

Investment Company Business Plan

You’ve come to the right place to create your Investment Company business plan.

We have helped over 1,000 entrepreneurs and business owners create business plans and many have used them to start or grow their Investment Companies.

Below is a template to help you create each section of your Investment Company business plan.

Executive Summary

Business overview.

NovaGrowth Investments is a startup investment company located in Aurora, Colorado. The company is founded by Thom Anderson, an investment broker from Colorado Springs, Colorado, who has amassed millions of dollars for his clients over ten years while working at Clear River Investments. Because Thom has gained an extensive following of clients who have already indicated they will follow him to his new investment company, he has made the initial steps into forming NovaGrowth Investments. Thom plans on recruiting a team of highly-qualified professionals to help manage the day-to-day operations of a premier investment company in every aspect of marketing and advising in the land acquisition investment company.

NovaGrowth Investments will provide a wide array of services for investors, in particular those related to the optimal attention and time needed to secure valuable investments on their behalf. Investors can feel confident and secure, knowing that Thom and his team are looking out for their interests in every aspect of the land acquisition process. What’s more, NovaGrowth offers customized guarantees of investment performance that are singular within the investment company industry.

Product Offering

The following are the services that NovaGrowth Investments will provide:

  • Analysis and expansive vetting of land acquisition opportunities up to 5M acres
  • Extensive market research that secures in-depth findings
  • Consistent and competitive returns while managing risk effectively
  • Full spectrum wealth management
  • Comprehensive array of software tools/programs to capture critical intelligence
  • Unique strategies tailored for each individual client
  • “New investor” welcome package with goal-setting seminar included
  • “Boots on the Ground” team of investment analysts who visit each location under consideration and offer a full report plus video capture of the land
  • Oversight and management of each portfolio and customized suggestions

Customer Focus

NovaGrowth Investments will target individual investors. They will also target corporate investors who are seeking land acquisitions. They will target fast-growing companies known to be seeking additional tracts of land. NovaGrowth Investments will target industry partners (cattle ranchers, horse breeders, etc) that could benefit from land acquisition as an investment.

Management Team

NovaGrowth Investments will be owned and operated by Thom Anderson. He recruited Jackson Byers and Kylie Carlson to manage the day-to-day operations of the investment company and oversee human resources.

Thom Anderson is a graduate of Cambridge University in the U.K., where he graduated with an International Business bachelor’s degree. He spent five years in the U.K. sourcing land for a large investment firm as an entry-level investment advisor.

Upon his return to the U.S.,Thom obtained his investment broker’s license and was employed by Clear River Investments in Colorado Springs, Colorado. Within one year, Thom secured over 5M in investments for his clients and, within five years, he amassed over 25M in land acquisition investments on behalf of his clients.

Jackson Byers is a graduate of the University of Illinois, where he graduated with a master’s degree in Accounting. His former role at Clear River Investments was as the Associate Accountant, where he managed the normal business accounting processes for the firm. He will serve as the Staff Accountant in the startup company and will assist in overseeing the day-to-day operations of the firm.

Kylie Carlson was hired by Thom Anderson as his Assistant and worked for him at Clear River Investments for over ten years. Her new role will be the Human Resources Manager, overseeing personnel and the processes that are regulated and required by Colorado.

Success Factors

NovaGrowth Investments will be able to achieve success by offering the following competitive advantages:

  • Friendly, knowledgeable, and highly-qualified team of NovaGrowth Investments
  • “Boots on the Ground” team of investment analysts who visit each location under consideration and offer a full report plus video capture of the land.
  • NovaGrowth Investments offers outstanding value for each client in both their management fees and land acquisition percentages. Their pricing denotes quality and value and their results continually substantiate it.

Financial Highlights

NovaGrowth Investments is seeking $200,000 in debt financing to launch its NovaGrowth Investments. The funding will be dedicated toward securing the office space and purchasing office equipment and supplies. Funding will also be dedicated toward three months of overhead costs to include payroll of the staff, rent, and marketing costs for the marketing costs. The breakout of the funding is below:

  • Office space build-out: $20,000
  • Office equipment, supplies, and materials: $10,000
  • Three months of overhead expenses (payroll, rent, utilities): $150,000
  • Marketing costs: $10,000
  • Working capital: $10,000

The following graph outlines the financial projections for NovaGrowth Investments.

NovaGrowth Investments Pro Forma Projections

Company Overview

Who is novagrowth investments.

NovaGrowth Investments is a newly established, full-service investment company in Aurora, Colorado. NovaGrowth Investments will be the most reliable, effective and value-driven choice for private and commercial investors in Aurora and the surrounding communities. NovaGrowth Investments will provide a comprehensive menu of portfolio and land acquisition services for any potential investor to utilize. Their full-service approach includes a comprehensive seminar and helpful introductory information for first-time investors.

  NovaGrowth Investments will be able to manage the investments and acquire new investments for their clients. The team of professionals are highly qualified and experienced in investment brokerage and land acquisitions. NovaGrowth Investments removes all headaches and issues of trying to locate safe and secure investments and ensures all issues are taken care of expeditiously while delivering the best customer service.

NovaGrowth Investments History

Thom Anderson is a graduate of Cambridge University in the U.K., where he graduated with an International Business bachelor’s degree. He spent five years in the U.K. sourcing land for a large investment firm as an entry-level investment advisor. Upon his return to the U.S.,Thom obtained his investment broker’s license and was employed by Clear River Investments in Colorado Springs, Colorado. Within one year, Thom secured over 5M in investments for his clients and, within five years, he amassed over 25M in land acquisition investments on behalf of his clients.

Since incorporation, NovaGrowth Investments has achieved the following milestones:

  • Registered NovaGrowth Investments, LLC to transact business in the state of Colorado.
  • Has a contract in place for a 10,000 square foot office at one of the midtown buildings
  • Reached out to numerous contacts to sign on with NovaGrowth Investments.
  • Began recruiting a staff of seven and four office personnel to work at NovaGrowth Investments

NovaGrowth Investments Services

The following will be the services NovaGrowth Investments will provide:

Industry Analysis

The investment company industry is expected to grow over the next five years to over $1.3 trillion. The growth will be driven by ongoing vast opportunities for individuals and organizations seeking to grow their wealth The growth will be driven by new technology that navigating the complexities of the financial markets The growth will be driven by an increase in the interest of individuals in “making their own way” in the world The growth will be driven by the stability of land ownership as an on-going and important element in investment portfolios.

Costs will likely be reduced as technology continues to advance, allowing better-informed acquisition interest and supplemental risk mitigation Costs will likely be reduced as younger investors, such as Gen Z and millennials, continue to express an interest and desire for land acquisition investments, which indicates an increased number of sellers will enter the market due to favorable conditions.

Customer Analysis

Demographic profile of target market.

NovaGrowth Investments will target those potential individual investors in Aurora, Colorado. They will target businesses with a track record of land investments or a need for land due to company growth. NovaGrowth Investments will target industry partners (cattle ranchers, horse breeders, etc) that could benefit from land acquisition as an investment.

Customer Segmentation

NovaGrowth Investments will primarily target the following customer profiles:

  • Individual investors
  • Businesses with a record of land investments or those seeking land due to internal growth
  • Industry partners seeking additional land for livestock or farming purposes

Competitive Analysis

Direct and indirect competitors.

NovaGrowth Investments will face competition from other companies with similar business profiles. A description of each competitor company is below.

CapitalMax Advisors

CapitalMax Advisors is a startup investment company in Colorado Springs, Colorado. The owner, Barry Jackson, is a graduate of Purdue University and has been an investment advisor for over ten years. He recently launched Capital Max Advisors to meet what he coined, “The Great Asset Allocation” investment opportunities within the city of Colorado Springs. Barry has hired ten associates from his former employer’s company to seek investors who are primarily interested in asset allocation investments and the company is promising reduced portfolio management rates for the first six months of business.

CapitalMax Advisors is a full-service investment company with a strong following of investors who were delighted by Barry’s performance on their behalf at his former employer. The expectation is that CapitalMax Advisors will live up to their primary purpose, which is to oversee and direct asset allocation to maximize returns in substantial numbers.

WealthWise Investments

Owned by Tamara and Loren Downs, WealthWise Investments is known for it’s assertive actions on behalf of clients. The company was founded in 2010 and currently offers a diverse range of investment products and services. They specialize in ETFs, mutual funds, and alternative investments. WealthWise Investments is known for its expertise in risk management, technology-driven investment strategies, and statewide reach beyond it’s home city of Colorado Springs.

WealthWise Investments offers excellent services to clients; however, clients have noted publicly that the fees and service charges are high in tandem with the asset allocation gains. There have been two complaints noted with the state regulatory agencies. Meanwhile, Tamara and Loren Downs continue to employ efforts to bring technology-driven tools into the investment company that will trim staff and distribute higher rates on behalf of investors.

FinTech Capital Management

FinTech Capital Management is a five-year-old company located in Denver, Colorado. The focus of the company is on financial technology investments on behalf of their client investors. Currently, the company has recorded stable and growing levels of profitability and has been tagged as an investment management firm known for its expertise in mutual funds and retirement planning They offer a sizable range of investment strategies, including equity, fixed income, and asset allocation funds. They are tech-driven and focus on research-driven investment decisions to fulfill the goals of their clients in long-term wealth creation.

In addition to tech acquisitions, FinTech Capital Management is also directed toward senior investors, with brokerage, retirement planning, wealth management, and mutual funds in their services offered. They provide a range of investment options, from individual stocks and bonds to managed portfolios and retirement accounts, many of which are perfect for those investors who have amassed a sizable portfolio, but are becoming risk-averse as they age. FinTech Capital Management is owned by The Thurgood Family Trust with the Thurgood brothers, Jonathan and Regis, responsible for day-to-day management. It has been recently suggested that the firm may be sold if the right buyers were to approach.

Competitive Advantage

NovaGrowth Investments will be able to offer the following advantages over their competition:

Marketing Plan

Brand & value proposition.

NovaGrowth Investments will offer the unique value proposition to its clientele:

  • Unique investment strategies tailored for each individual client

Promotions Strategy

The promotions strategy for NovaGrowth Investments is as follows:

Word of Mouth/Referrals

Thom Anderson has built up an extensive list of contacts over the years by providing exceptional service and expertise to former clients and potential investors. The contacts and clients will follow him to his new company and help spread the word of NovaGrowth Investments.

Professional Associations and Networking

The executives within NovaGrowth Investments will begin networking in professional associations and at events within the city-wide industry groups. This will bring the new startup into focus for other companies, providing a path to increased clients and strategic partnerships within the city.

Social Media Marketing

NovaGrowth Investments will target their primary and secondary audiences with a series of text announcements via social media. The announcements will be invitations to the opening of the company, with a champagne reception and information regarding the services available at NovaGrowth Investments. The social media announcements will continue for the three weeks prior to the launch of the company.

Website/SEO Marketing

NovaGrowth Investments will fully utilize their website. The website will be well organized, informative, and list the services that NovaGrowth Investments provides. The website will also list their contact information and biographies of the executive group. The website will engage in SEO marketing tactics so that anytime someone types in the Google or Bing search engine “Investment company” or “Investment opportunities near me,” NovaGrowth Investments will be listed at the top of the search results.

The pricing of NovaGrowth Investments will be moderate and on par with competitors so customers feel they receive excellent value when purchasing their services.

Operations Plan

The following will be the operations plan for NovaGrowth Investments. Operation Functions:

  • Thom Anderson will be the owner and President of the company. He will oversee all staff and manage client relations. Thom has spent the past year recruiting the following staff:
  • Jackson Byers will provide all client accounting, tax payments and monthly financial reporting. His title will be Staff Accountant.
  • Kylie Carlson will provide all employee onboarding and oversight as she assumes the role of Human Resources Manager.

Milestones:

NovaGrowth Investments will have the following milestones completed in the next six months.

  • 5/1/202X – Finalize contract to lease office space
  • 5/15/202X – Finalize personnel and staff employment contracts for NovaGrowth Investments
  • 6/1/202X – Finalize contracts for NovaGrowth Investments clients
  • 6/15/202X – Begin networking at industry events
  • 6/22/202X – Begin moving into NovaGrowth Investments office
  • 7/1/202X – NovaGrowth Investments opens its doors for business

Financial Plan

Key revenue & costs.

The revenue drivers for NovaGrowth Investments are the fees they will charge to clients for their investment acquisition and portfolio management services.

The cost drivers will be the overhead costs required in order to staff NovaGrowth Investments. The expenses will be the payroll cost, rent, utilities, office supplies, and marketing materials.

Funding Requirements and Use of Funds

NovaGrowth Investments is seeking $200,000 in debt financing to launch its investment company. The funding will be dedicated toward securing the office space and purchasing office equipment and supplies. Funding will also be dedicated toward three months of overhead costs to include payroll of the staff, rent, and marketing costs for the print ads and association memberships. The breakout of the funding is below:

Key Assumptions

The following outlines the key assumptions required in order to achieve the revenue and cost numbers in the financials and in order to pay off the startup business loan.

  • Number of Clients Per Month: 175
  • Average Revenue per Month: $437,500
  • Office Lease per Year: $100,000

Financial Projections

Income statement, balance sheet, cash flow statement, investment company business plan faqs, what is an investment company business plan.

An investment company business plan is a plan to start and/or grow your investment company business. Among other things, it outlines your business concept, identifies your target customers, presents your marketing plan and details your financial projections.

You can easily complete your Investment Company business plan using our Investment Company Business Plan Template here .

What are the Main Types of Investment Company Businesses? 

There are a number of different kinds of investment company businesses , some examples include: Closed-End Funds Investment Company, Mutual Funds (Open-End Funds) Investment Company, and Unit Investment Trusts (UITs) Investment Company.

How Do You Get Funding for Your Investment Company Business Plan?

Investment Company businesses are often funded through small business loans. Personal savings, credit card financing and angel investors are also popular forms of funding.

What are the Steps To Start an Investment Company Business?

Starting an investment company business can be an exciting endeavor. Having a clear roadmap of the steps to start a business will help you stay focused on your goals and get started faster.

1. Develop An Investment Company Business Plan - The first step in starting a business is to create a detailed investment company business plan that outlines all aspects of the venture. This should include potential market size and target customers, the services or products you will offer, pricing strategies and a detailed financial forecast. 

2. Choose Your Legal Structure - It's important to select an appropriate legal entity for your investment company business. This could be a limited liability company (LLC), corporation, partnership, or sole proprietorship. Each type has its own benefits and drawbacks so it’s important to do research and choose wisely so that your investment company business is in compliance with local laws.

3. Register Your Investment Company Business - Once you have chosen a legal structure, the next step is to register your investment company business with the government or state where you’re operating from. This includes obtaining licenses and permits as required by federal, state, and local laws.

4. Identify Financing Options - It’s likely that you’ll need some capital to start your investment company business, so take some time to identify what financing options are available such as bank loans, investor funding, grants, or crowdfunding platforms.

5. Choose a Location - Whether you plan on operating out of a physical location or not, you should always have an idea of where you’ll be based should it become necessary in the future as well as what kind of space would be suitable for your operations.

6. Hire Employees - There are several ways to find qualified employees including job boards like LinkedIn or Indeed as well as hiring agencies if needed – depending on what type of employees you need it might also be more effective to reach out directly through networking events.

7. Acquire Necessary Investment Company Equipment & Supplies - In order to start your investment company business, you'll need to purchase all of the necessary equipment and supplies to run a successful operation.

8. Market & Promote Your Business - Once you have all the necessary pieces in place, it’s time to start promoting and marketing your investment company business. This includes creating a website, utilizing social media platforms like Facebook or Twitter, and having an effective Search Engine Optimization (SEO) strategy. You should also consider traditional marketing techniques such as radio or print advertising. 

Learn more about how to start a successful investment company business:

  • How to Start an Investment Company
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How to Build an Investment Plan That Works for You

investment plan for business

  • Which Purpose Are You Pursuing?
  • How Much Can You Realistically Set Aside for Investing?
  • When Will You Need This Money Again?

How Much Should Risk?

  • What Should You Invest In?

Putting It All Together

Frequently asked questions (faqs).

To make a solid investment plan, you have to know why you are investing. Once you know the objective, figuring out which choices are most likely to get you there becomes easier. The five questions below will help you build a sound investment plan based on your goals.

Key Takeaways

  • Decide your main goal for your investments —are you hoping for safety, income, or growth?
  • Determine how much you have to invest and whether you plan to do so in a large lump sum or with regular monthly contributions.
  • Consider your time frame for how quickly you'll need to access your investment money, and also think about your comfort level with risk.

Which Purpose Are You Pursuing? 

Investments must be chosen with the main goal in mind: safety, income, or growth. The first thing you need to decide is which of those three characteristics is most important. Do you need current income to live on in your retirement years or growth so the investments can provide income later, or is safety (preserving your principal value) your top priority?

If you are 55 or older, before you create an investment plan, you really should make a specific type of financial plan—a retirement income plan . This type of plan projects your future sources of income and expenses and then projects your financial account values, including any deposits and withdrawals. It helps you identify the point in time when you will need to use your money. Once you have a clear time-frame, you know whether to use short-, mid-, or long-term investments.

How Much Can You Realistically Set Aside for Investing?

Many investment choices have minimum investment amounts, so before you can lay out a solid investment plan, you have to determine how much you can invest. Do you have a lump sum, or are you able to make regular monthly contributions?

Some index mutual funds allow you to open an account with low or no minimum investment amounts, and then set up an automatic investment plan that would transfer funds from your checking account to your investment account. Investing monthly in this way is called " dollar-cost-averaging ," and it helps reduce market risk.

If you have a larger sum to invest, obviously more options are available to you. In that case, you'll want to use a variety of investments so you can minimize the risk of choosing just one. The most important decision you'll make is how much to allocate to stock vs. bonds . Another key decision is whether to build your portfolio or work with a financial advisor.

When Will You Need This Money Again?

Establishing a time frame you can stick with is of the utmost importance. If you need the money to buy a car in a year or two, you will create a different investment plan from the one you would have if you were putting money into a 401(k) plan on a monthly basis for the future.

In the first case, your primary concern is safety—not losing money before the future purchase. In the second case, you are investing for retirement. Assuming that retirement is many years away, then it is irrelevant what the account value is worth after one year. What you care about is what choices are most likely to help your account be worth the most by the time you reach retirement age. In reality, significant growth typically requires at least five years or more in the market.

Some investments entail the risk that you can lose all your money. These investments are too risky for most people. One easy way to reduce investment risk is to diversify. By doing so, you may still experience swings in investment value. However, you can reduce the risk of a complete loss due to bad timing or other unfortunate circumstances.

Be cautious about buying only high yield investments . There is no such thing as high returns with low risk.  It is better to earn moderate returns than to swing for the fences. If you decide to swing, remember, you can miss, and you can experience big losses.

What Should You Invest In?

Too many people buy the first investment product presented to them. It is better to lay out a thorough list of all the choices that meet your stated goal. Take the time to understand the pros and cons of each. Next, narrow your final investment choices down to a few that you feel confident about. Some investments are great for long-term retirement money. Others are more speculative, which means maybe you can put some "play money" or "take a chance" money into them, but not all of your retirement savings.

Suppose you are 50 years old and have $100,000 saved in an IRA. Your plan may look as follows:

  • Purpose: growth for age 65 retirement
  • Amount to invest: $100,000 plus $15,000 a year to your 401(k)
  • Time-frame: first anticipated withdrawal at age 65, for $10,000, then $10,000 each year thereafter
  • Risk: As you get within 10 years of retirement, each year you will shift $10,000 to safe investments.
  • What to invest in: Index mutual funds in your 401(k) or IRA will make the most sense. They have low fees and fit the objective you have outlined.

Once you have a plan, stick with it! That is the key to investing success.

Why is investment planning important?

Investment planning helps you take advantage of compounding returns and the other financial benefits of investing. Navigating the stock market can be difficult, so using a plan can help ensure that you pick the correct investments and use your money in a responsible way that fits your risk tolerance .

What is a systemic investment plan?

A systemic investment plan ( SIP ) is any strategy that automates your investment decisions. Dollar-cost averaging is an example of a SIP.

investment plan for business

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How to Invest with a Plan

How to Invest with a Plan

Watch video: How to Invest with a Plan

Upbeat music plays throughout.

Narrator: An investing plan is a set of rules and guidelines that defines how you invest.

An investing plan helps you decide in advance what you'll do and how you'll do it. This creates a repeatable process that can take the guesswork out of investing and make the investing process much easier.

Each plan includes six important components: the investment's objective, watch list criteria, entry rules, money management rules, exit rules, and routines. In this video, we'll briefly examine each component.

Let's begin with objective, which represents the specific goal of your investing plan. Once you have this in place, you'll set rules based on your desired outcome.

An objective can vary from the goal of an individual trade to the goal of your entire portfolio.

Because each objective has a different scope, investors may implement multiple objectives simultaneously.

For example, you may use one investing plan with an objective that concerns your overall portfolio, such as asset allocation among stocks, bonds, options, and cash.

And then you could have another investing plan for a specific asset class, like stocks. This plan could help you decide which stocks to buy, when to buy them, how many shares to buy, and when to sell them.

Now on to the next component—the watch list criteria. This section details what specific qualities you're looking for in an investment. Any investment that meets these criteria will be added to your watch list.

Watch list criteria will differ for each investor. Some investors might create a watch list based on a company's financial statement, which is known as fundamental analysis. Other investors might use price and volume movements to determine whether a stock fits their watch list criteria; this is technical analysis.

Many investors combine elements of fundamental and technical analysis into their watch list criteria because both can help determine which securities to watch.

Once you've created your watch list, you need to determine when to buy. These are known as entry rules, guidelines that dictate when you'll purchase a security on your watch list.

Determining your entry rules before you buy reduces the guesswork when deciding when to enter a trade. Entry rules may be different depending on the investor, but here's one simplified example.

Let's say you have company stock XYZ on your watch list and are waiting for the correct time to buy.

Your rules dictate that you'll invest in a stock. For example, you might choose to invest when the stock's price breaks resistance with high volume—say, 150% of the daily average.

With this rule in place, you keep an eye on the chart.

But when this happens, it begs the question, "How much do I buy?" This is when you consult the money management rules component of your investing plan.

Your money management rules define your position sizing guidelines.

To put it another way, this is where you weigh your portfolio size and your risk tolerance to figure out how many shares to buy.

When it's time to buy, you should first look at your portfolio to determine how your transaction will fit in the big picture.

For example, you may have a rule that you won't invest more than 10% of your portfolio in any one security. If you have a $100,000 portfolio, you wouldn't invest more than $10,000 in a single security.

Now that you know what to invest in and when to buy, let's move on to the next investing plan component: your exit rules.

Exit rules are important because you've already determined the acceptable profit or loss before entering a trade.

For example, one investor might have an exit rule to place a stop order at 3% below recent support levels. If the price hits this level, it will trigger the order and the security will automatically be sold.

Creating these rules in advance removes emotion and uncertainty from your trading exits. You'll know what to do no matter which direction the market goes.

Now, all you have left to do is create a routine and follow it. This will help you make sure everything is in its right place.

Often, a routine consists of quarterly, weekly, and possibly daily actions.

Your routine can involve everything we've mentioned so far: maintaining your objective, creating and updating a watch list, buying and selling assets in line with your entry and exit rules, and balancing your portfolio according to your money management rules.

With an investing plan by your side, you'll soon feel confident every step of the way.

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Related topics.

This material is intended for informational purposes only and should not be considered a personalized recommendation or investment advice. Investors should review investment strategies for their own particular situations before making any investment decisions.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risks, including the loss of principal invested.

Schwab does not recommend the use of technical analysis as a sole means of investment research.

The information from this event may reflect various viewpoints and opinions on the economy and the markets generally and the views expressed during the Presentation are those of the speakers only.

Security symbols and names, and price and volume data, are shown for illustrative purposes only. Such illustrations should not be construed as an offer to sell or a solicitation of an offer to buy any security.

There is no guarantee that execution of a stop order will be at or near the stop price.

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Investment Company Business Plan

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The possibility for substantial financial gains is one of the main advantages of an investment company. As the company expands and gains customers, it has the potential to generate large fees and commissions based on investment portfolios.

Are you looking for the same rewards? Then go on with planning everything first.

Need help writing a business plan for your investment company? You’re at the right place. Our investment company business plan template will help you get started.

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Free Business Plan Template

Download our free business plan template now and pave the way to success. Let’s turn your vision into an actionable strategy!

  • Fill in the blanks – Outline
  • Financial Tables

How to Write An Investment Company Business Plan?

Writing an investment company business plan is a crucial step toward the success of your business. Here are the key steps to consider when writing a business plan:

1. Executive Summary

An executive summary is the first section planned to offer an overview of the entire business plan. However, it is written after the entire business plan is ready and summarizes each section of your plan.

Here are a few key components to include in your executive summary:

Introduce your Business:

Start your executive summary by briefly introducing your business to your readers.

Market Opportunity:

Products and services:.

Highlight the investment company services you offer your clients. The USPs and differentiators you offer are always a plus.

Marketing & Sales Strategies:

Financial highlights:, call to action:.

Ensure your executive summary is clear, concise, easy to understand, and jargon-free.

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2. Business Overview

The business overview section of your business plan offers detailed information about your company. The details you add will depend on how important they are to your business. Yet, business name, location, business history, and future goals are some of the foundational elements you must consider adding to this section:

Business Description:

Describe your business in this section by providing all the basic information:

Describe what kind of investment company you run and the name of it. You may specialize in one of the following investment businesses:

  • Mutual fund companies
  • Venture capital funds
  • Private equity funds
  • Asset management companies
  • Pension fund managers
  • Describe the legal structure of your investment company, whether it is a sole proprietorship, LLC, partnership, or others.
  • Explain where your business is located and why you selected the place.

Mission Statement:

Business history:.

If you’re an established investment company, briefly describe your business history, like—when it was founded, how it evolved over time, etc.

Future Goals:

This section should provide a thorough understanding of your business, its history, and its future plans. Keep this section engaging, precise, and to the point.

3. Market Analysis

The market analysis section of your business plan should offer a thorough understanding of the industry with the target market, competitors, and growth opportunities. You should include the following components in this section.

Target market:

Start this section by describing your target market. Define your ideal customer and explain what types of services they prefer. Creating a buyer persona will help you easily define your target market to your readers.

Market size and growth potential:

Describe your market size and growth potential and whether you will target a niche or a much broader market.

Competitive Analysis:

Market trends:.

Analyze emerging trends in the industry, such as technology disruptions, changes in customer behavior or preferences, etc. Explain how your business will cope with all the trends.

Regulatory Environment:

Here are a few tips for writing the market analysis section of your investment company business plan:

  • Conduct market research, industry reports, and surveys to gather data.
  • Provide specific and detailed information whenever possible.
  • Illustrate your points with charts and graphs.
  • Write your business plan keeping your target audience in mind.

4. Products And Services

The product and services section should describe the specific services and products that will be offered to customers. To write this section should include the following:

Describe your services:

Mention the investment company services your business will offer. This list may include services like,

  • Portfolio management
  • Financial planning
  • Investment research and analysis
  • Wealth management
  • Mutual funds and exchange-traded funds

Investment advisory services:

Additional services:.

In short, this section of your investment business plan must be informative, precise, and client-focused. By providing a clear and compelling description of your offerings, you can help potential investors and readers understand the value of your business.

5. Sales And Marketing Strategies

Writing the sales and marketing strategies section means a list of strategies you will use to attract and retain your clients. Here are some key elements to include in your sales & marketing plan:

Unique Selling Proposition (USP):

Define your business’s USPs depending on the market you serve, the equipment you use, and the unique services you provide. Identifying USPs will help you plan your marketing strategies.

Pricing Strategy:

Marketing strategies:, sales strategies:, customer retention:.

Overall, this section of your investment company business plan should focus on customer acquisition and retention.

Have a specific, realistic, and data-driven approach while planning sales and marketing strategies for your investment business, and be prepared to adapt or make strategic changes in your strategies based on feedback and results.

6. Operations Plan

The operations plan section of your business plan should outline the processes and procedures involved in your business operations, such as staffing requirements and operational processes. Here are a few components to add to your operations plan:

Staffing & Training:

Operational process:, equipment & software:.

Include the list of equipment and software required for investment business, such as servers & data storage, network equipment, trading platforms, customer relationship management software, portfolio management software, etc.

Adding these components to your operations plan will help you lay out your business operations, which will eventually help you manage your business effectively.

7. Management Team

The management team section provides an overview of your investment business’s management team. This section should provide a detailed description of each manager’s experience and qualifications, as well as their responsibilities and roles.

Founders/CEO:

Key managers:.

Introduce your management and key members of your team, and explain their roles and responsibilities.

Organizational structure:

Compensation plan:, advisors/consultants:.

Mentioning advisors or consultants in your business plans adds credibility to your business idea.

This section should describe the key personnel for your investment company, highlighting how you have the perfect team to succeed.

8. Financial Plan

Your financial plan section should provide a summary of your business’s financial projections for the first few years. Here are some key elements to include in your financial plan:

Profit & loss statement:

Cash flow statement:, balance sheet:, break-even point:.

Determine and mention your business’s break-even point—the point at which your business costs and revenue will be equal.

Financing Needs:

Be realistic with your financial projections, and make sure you offer relevant information and evidence to support your estimates.

9. Appendix

The appendix section of your plan should include any additional information supporting your business plan’s main content, such as market research, legal documentation, financial statements, and other relevant information.

  • Add a table of contents for the appendix section to help readers easily find specific information or sections.
  • In addition to your financial statements, provide additional financial documents like tax returns, a list of assets within the business, credit history, and more. These statements must be the latest and offer financial projections for at least the first three or five years of business operations
  • Provide data derived from market research, including stats about the industry, user demographics, and industry trends.
  • Include any legal documents such as permits, licenses, and contracts.
  • Include any additional documentation related to your business plan, such as product brochures, marketing materials, operational procedures, etc.

Use clear headings and labels for each section of the appendix so that readers can easily find the necessary information.

Remember, the appendix section of your investment firm business plan should only include relevant and important information supporting your plan’s main content.

The Quickest Way to turn a Business Idea into a Business Plan

Fill-in-the-blanks and automatic financials make it easy.

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This sample investment company business plan will provide an idea for writing a successful investment company plan, including all the essential components of your business.

After this, if you still need clarification about writing an investment-ready business plan to impress your audience, download our investment company business plan pdf .

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Frequently asked questions, why do you need an investment company business plan.

A business plan is an essential tool for anyone looking to start or run a successful investment business. It helps to get clarity in your business, secures funding, and identifies potential challenges while starting and growing your business.

Overall, a well-written plan can help you make informed decisions, which can contribute to the long-term success of your investment company.

How to get funding for your investment company?

There are several ways to get funding for your investment company, but self-funding is one of the most efficient and speedy funding options. Other options for funding are:

Small Business Administration (SBA) loan

Crowdfunding, angel investors.

Apart from all these options, there are small business grants available, check for the same in your location and you can apply for it.

Where to find business plan writers for your investment company?

There are many business plan writers available, but no one knows your business and ideas better than you, so we recommend you write your investment company business plan and outline your vision as you have in your mind.

What is the easiest way to write your investment company business plan?

A lot of research is necessary for writing a business plan, but you can write your plan most efficiently with the help of any investment company business plan example and edit it as per your need. You can also quickly finish your plan in just a few hours or less with the help of our business plan software .

About the Author

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Upmetrics Team

Upmetrics is the #1 business planning software that helps entrepreneurs and business owners create investment-ready business plans using AI. We regularly share business planning insights on our blog. Check out the Upmetrics blog for such interesting reads. Read more

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Singapore's AI ambitions get a boost with $740 million investment plan

  • Singapore will pump more than 1 billion Singapore dollars (about $743 million) over the next five years to further boost AI capabilities, said Deputy Prime Minister Lawrence Wong in his Budget speech on Friday.
  • "The SG$1 billion allocation towards AI which also includes secure implementation of the National AI Strategy 2.0 demonstrates the government's commitment towards fostering a trusted and responsible AI ecosystem," said Sujith Abraham, senior vice president and general manager of ASEAN at Salesforce.

SINGAPORE — Singapore's plan to invest more than $743 million into artificial intelligence over the next five years could strengthen its position as a global business and innovation hub, tech executives said.

In his Budget speech on Friday, Deputy Prime Minister Lawrence Wong said Singapore will invest more than 1 billion Singapore dollars over the next five years to further boost the country's AI capabilities.

"Surprisingly, nearly three-quarters of business leaders globally are ill-equipped for AI transformation, believing their preparations are limited by time, people, and money," said Nithin Chandra, managing partner of Southeast Asia at Kearney, a global management consulting firm.

"This initiative will help ensure that businesses can capitalize on the opportunities afforded by technological advancements and capture new opportunities," said Chandra.

As part of the investment, Singapore will work to ensure it can secure access to the advanced chips "that are so crucial to AI development and deployment," Wong said.

Singapore will also work with leading companies here and around the world to set up AI centers of excellence to spur innovation, he added.

"This will incentivize companies to adopt AI solutions, prioritize AI skills to keep their workforce competitive, and encourage strategic partnerships and knowledge sharing across the industry, thus spurring overall innovation," said Jonathon Dixon, vice president and managing director of APAC at Cloudflare , a global cloud services provider.

Singapore workers are already the world's fastest when it comes to adopting AI skills, according to LinkedIn's Future of Work report released in August.

"The increased focus and investment in AI capabilities, talent, and industry development is also exciting and important for Singapore to strengthen its position as a business and innovation hub," said Mao Gen Foo, head of Southeast Asia at American experience management company Qualtrics.

AI could increase growth by 1.5% over the next 10 years, Goldman Sachs says

Singapore was among the first countries to publish an AI plan in 2019. In December, the Southeast Asian nation launched the  National AI Strategy 2.0  — an updated version of its AI initiatives, outlining ways to prepare the economy to harness and utilize AI to empower workers and businesses.

"Sustaining focus on AI and [machine learning] will ensure Singapore's prominence in technological advancements, strengthening its position as an attractive hub for businesses and talent in an increasingly digitalized global landscape," said Pannie Sia, general manager of ASEAN at Workday , an American finance and human resources software vendor.

Singapore has "very high" potential as a global AI hub because of an environment that spurs innovation, Google Cloud executive Caroline Yap told CNBC in an earlier interview .

AI governance

To promote the responsible use of AI, Singapore rolled out AI Verify in May 2022  – the world's first AI governance testing framework and software toolkit for companies. The tool allows users to conduct technical tests on their AI models and record process checks.

Google ,  Meta and  Microsoft  are among companies that have already tested the AI Verify tool or provided feedback.

As AI adoption grows, consumers must be reassured that their data is safe, and that technology is being used for good. Sujith Abraham senior vice president and GM of ASEAN, Salesforce

"The SG$1 billion allocation towards AI which also includes secure implementation of the National AI Strategy 2.0 demonstrates the government's commitment towards fostering a trusted and responsible AI eecosystem," said Sujith Abraham, senior vice president and general manager of ASEAN at Salesforce .

"As AI adoption grows, consumers must be reassured that their data is safe, and that technology is being used for good," said Abraham.

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New York governor seeks to quell business owners’ fears after Trump ruling

Kathy Hochul says law-abiding businesspeople have ‘nothing to worry about’ after question on state’s commercial climate

The New York governor has told business owners in her state that there is “nothing to worry about” after Donald Trump was fined $355m and temporarily banned from engaging in commerce in the state when he lost his civil fraud trial on Friday.

In an interview on the New York radio show the Cats Roundtable with the supermarket billionaire John Catsimatidis, Kathy Hochul sought to quell fears in some quarters that the penalties handed to Trump for engaging in fraudulent business practices could chill the state’s commercial climate.

Asked if businesspeople should be worried that if prosecutors could “do that to the former president, they can do that to anybody”, Hochul said: “Law-abiding and rule-following New Yorkers who are businesspeople have nothing to worry about because they’re very different than Donald Trump and his behavior.”

She added that the fraud case against Trump resulted from “really an extraordinary, unusual circumstance”.

Hochul’s comments were directed at some New York business leaders who said they were concerned that the attorney general Letitia James ’s case against Trump could deter businesses and investment from coming to the state. Hochul noted James’s case demonstrated how Trump and some allies obtained favorable bank loans and insurance rates with inflated real estate values.

The governor said most New York business owners were “honest people, and they’re not trying to hide their assets and they’re following the rules”.

Hochul said most business owners would not merit state intervention.

“This judge determined that Donald Trump did not follow the rules,” Hochul added. “He was prosecuted and truly, the governor of the state of New York does not have a say in the size of a fine, and we want to make sure that we don’t have that level of interference.”

Trump, who denied wrongdoing in the case and maintained there were no victims, now has 30 days to come up with a non-recoverable $35m to secure a bond – a third-party guarantee – against his real estate holdings to show that he can pay the full fine if his appeals fail.

Alternatively, he could put the $355m into an escrow account but would get the money back if he wins on appeal.

Either way, the ruling is a blow to the developer-politician whose sense of self is tied to financial success. And James has said Trump is actually in line to pay more than $463m when interest is taken into account.

In September, Trump’s former lawyer Christopher Kise argued in court that the decision against the ex-president would cause “irreparable impact on numerous companies”. It would also threaten 1,000 employees within the Trump empire, Kise maintained.

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But the judge, Arthur Engoron, who found the former president liable for fraud and assessed the fine and three-year disqualification from doing business in New York, dropped an earlier ruling to dissolve all the companies that Trump owns in the state that could have led to a liquidation.

“This is a venial sin, not a mortal sin,” Engoron wrote in a 92-page ruling that allowed the Trump businesses to keep operating and appointed two overseers to monitor “major activities that could lead to fraud”.

Engoron said he could renew his call for “restructuring and potential dissolution” based on “substantial evidence”.

Trump has lashed out at the ruling, vowing to appeal and calling James and Engoron “corrupt”.

But James said on Friday: “This long-running fraud was intentional, egregious, illegal.” She added: “There cannot be different rules for different people in this country, and former presidents are no exception.”

This article was amended on 18 February 2024 to correct a misspelling. An earlier version referred to “venal” rather than “venial” sin.

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Investment plan at a glance

Investment plan at a glance

Any business venture is associated with investment. An investment concerns a long-term commitment of financial funds in material and immaterial assets. Investments not only affect a company’s fixed assets but indirectly its current assets as well. Investment planning is an integral component of strategic business planning. The business plan should consider investments as part of finance planning.

Investments are not only associated with a high capital expenditure and a long-term capital commitment, but investment decisions also have a decisive impact on a company’s cost structure. Before investing money in a business venture, you should therefore closely examine how much capital you need to invest in order to realise the project.

The capital requirement of an investment is determined as part of an investment plan. This provides a basis for investment calculations and the profitability forecast. That means it's necessary to list all costs related to an investment in order to assess the business.

In the following, we show you how to prepare an investment plan as part of a business plan for strategic or operational business planning.

What is an investment plan?

Structure and composition of an investment plan, the investment plan as part of the business plan.

An investment plan refers to a table that lists all investment items and corresponding costs linked to a particular investment. Here, it’s important to be aware that the investment plan only encompasses the expenses incurred as one-off costs in connection with the investment and during the start-up phase.

An overview of the ongoing monthly costs (such as staff costs) is drawn up in the operating expense plan, independently from the investment plan.

The investment plan and the operating expense plan subsequently form part of the capital requirements plan.

The investment plan is a list of all nonrecurring costs incurred during the start-up phase of an investment. Together with the operating expense plan – detailing a company’s ongoing costs – the investment plan is integrated in capital requirements planning. In turn, the capital requirements plan is part of the finance plan of the business plan.

In business practice, an investment plan is always created when an investment decision has to be made – usually for one of the following reasons:

  • Initial investment: Initial investment refers to the procurement of all operationally required assets in connection with founding the company.
  • Replacement investment: Replacing an asset of the company with a new asset is called a replacement investment.
  • Rationalisation investment: Rationalisation investment denotes investments that result in a cost saving.
  • Expansion investment: If the expansion of business operations necessitates the procurement of assets, this is referred to as an expansion investment.

As part of a comprehensive finance plan, the investment plan is not only the basis for the business plan but also a guideline for financing . It thus represents a prerequisite for raising capital. You should present the itemisation in a transparent and structured manner so capital providers like banks or private investors get an overview of all expenses associated with the investment. Generally, you’ll only receive an investment loan if your backers are able to see where you’d like to use the borrowed funds.

In an investment plan, you draw up a list of all one-off expenses for all investment items associated with an investment, including the costs incurred during the start-up phase for advance financing . If it concerns an initial investment for incorporating a business, the investment plan will also contain all costs associated with establishing the company .

We illustrate the structure of an investment plan using the example of an initial investment and apply the following outline for this purpose:

  • Capital requirement for the (formal) incorporation of the company
  • Capital requirement for ongoing operating expenses in the start-up phase
  • Capital requirement for investments in fixed assets
  • Capital requirement for investments in current assets
  • Expenses for debt servicing

If your planned investment concerns an initial investment, you should list the costs of incorporation in the investment plan separately. The capital requirement for formally establishing the company includes all expenses incurred in preparing the founding process – for example consulting costs as well as fees for registration, permits or notary certifications.

Moreover, investments are usually associated with expenses for material and immaterial assets . A distinction is made between fixed and current assets. Fixed assets are all assets you procure as part of investing for continuous use in operations – such as equipment, machines or vehicles as well as immaterial assets like licenses and patents. Assets such as goods, materials or resources used for disposal, consumption or processing – and are therefore held by the company only temporarily – are allocated to current assets.

For investments which you wish to fund entirely or partly using borrowed funds, you should also indicate the expenses for interest and repayment instalments in the investment plan.

  • Rent deposit
  • Legal advisors
  • Tax advisors
  • Business advisors
  • Business registration
  • Development of a corporate design
  • Opening event
  • Opening advertising
  • Website setup
  • Market information
  • Registrations/approvals
  • Entry into the commercial register
  • Reserves for start phase, follow-up investments and unforeseen costs
  • Patent, license and franchise fees
  • Plots/property including incidental costs
  • Production equipment, machines and tools
  • Operating and office equipment
  • Communication technology (PCs, telephones, etc.)
  • Materials and goods inventory
  • Raw, auxiliary and operating materials
  • Interest on founding loan/bank credit

All the above details are added up in the investment plan. The final amount of the investment plan indicates how much capital you need in the initial phase of the investment to implement the planned project.

Make sure that you have specific offers for the individual cost items. Only then will you ensure that the amount of the necessary investment is determined as thoroughly as possible.

As part of the finance plan , the investment plan is also part of the business plan. It is typically combined with an operating expense plan in the finance plan.

While the investment plan only covers one-off costs and additional expenses during the start-up phase, the operating expense plan provides backers with an overview of the ongoing costs of your company.

Operating expenses include:

  • Staff costs (including wage and incidental wage costs) as well as your own salary as managing director for stock corporations (all costs including incidental wage costs)
  • If relevant, a management wage (to ensure personal living costs for sole proprietorships and partnerships)
  • Rent, tenancy and leasing
  • Heating, electricity, water and gas
  • Market development expenses (advertising and marketing)
  • Motor vehicle costs
  • Travel costs
  • Telephone, fax and internet
  • Office materials
  • Contributions (to chambers of commerce and professional associations, for example)
  • Consulting (lawyers, business consultants and tax advisors)
  • Other expenses

By adding the investment amount determined in the investment plan to the total from the operating expense plan, you obtain the capital requirements of your business venture.

You show how you cover this capital requirement in the financing plan – another part of the finance plan. Since investment projects are typically funded by a combination of equity capital, subsidised loans and bank credit, it is critical that you take interest and repayments into consideration when planning capital requirements. Intermediate bottlenecks can be identified by means of a liquidity forecast .

In addition, it’s important to ensure that all operating costs as well as your cost of living are covered by your company alone following the budgeted start-up phase and that there are no fears of long-term losses. You can calculate whether your investment makes financial sense using a profitability forecast , which likewise forms part of the finance plan. If you’d like to assess how your investment compares to alternative options, an investment appraisal technique such as the net present value method can be helpful.

Please note the legal disclaimer relating to this article.

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  1. Investment plan

    09/12/2023 Grow Your Business Investment plan at a glance Any business venture is associated with investment. An investment concerns a long-term commitment of financial funds in material and immaterial assets. Investments not only affect a company's fixed assets but indirectly its current assets as well.

  2. How To Write A Business Plan (2024 Guide)

    Describe Your Services or Products. The business plan should have a section that explains the services or products that you're offering. This is the part where you can also describe how they fit ...

  3. Write your business plan

    Content Business plans help you run your business A good business plan guides you through each stage of starting and managing your business. You'll use your business plan as a roadmap for how to structure, run, and grow your new business. It's a way to think through the key elements of your business.

  4. Business Plan: What it Is, How to Write One

    1. Write an executive summary 2. Describe your company 3. State your business goals 4. Describe your products and services 5. Do your market research 6. Outline your marketing and sales plan 7....

  5. How to Write a Convincing Business Plan for Investors

    Updated November 29, 2023 Download Now: Free Business Plan Template Raising money for your business is a major effort. You need lists of investors to reach out to and you need to be prepared for your investor meetings to increase your chances of getting funded.

  6. Business Plan: What It Is, What's Included, and How to Write One

    A business plan is a document that details a company's goals and how it intends to achieve them. Business plans can be of benefit to both startups and well-established companies. For startups,...

  7. How to Write a Business Plan For Investors

    1. Executive Summary The Executive Summary is an introduction to the main ideas that you will discuss in the rest of the plan. If an investor read only the Executive Summary and nothing else, you'd want them to be able to walk away with a clear understanding of the main highlights of your business and why it's exciting.

  8. How to Write a Business Plan That Investors Will Like

    Here are eight sections that a business plan should include: Executive Summary: This is an overview of the rest of your business plan. It will summarize things like your mission statement, plans, goals, structure, and financial needs. Keep this section short. Company Description: This section will identify the key parts of your business model ...

  9. 7 steps to create a business plan that will wow investors

    Step 3: Customers. Olivia has done her research, which is the fundamentals upon which any business plan should be based. People love statistics. Olivia found statistics describing the growth in plant-based eating in the past decade, as well as the growth of flexitarian dietary choices.

  10. How to Write a Business Plan That Attracts Investors

    2. Cuttles. Cuttles helps entrepreneurs and business owners plan and grow their businesses using a fully interactive and guided business plan software. The software provides features and guides to create a startup pitch, write a business plan, define a startup team, and do budgets and financial projections.

  11. Investment Company Business Plan Template

    A business plan provides a snapshot of your investment company as it stands today, and lays out your growth plan for the next five years. It explains your business goals and your strategy for reaching them. It also includes market research to support your plans. Why You Need a Business Plan

  12. Making Smart Investments: A Beginner's Guide

    Summary. If you make smart decisions and invest in the right places, you can reduce the risk factor, increase the reward factor, and generate meaningful returns. Here are a few questions to...

  13. Fund your business

    Share your business plan The investor will review your business plan to make sure it meets their investing criteria. Most investment funds concentrate on an industry, geographic area, or stage of business development. ... They contact several firms, eventually getting a meeting to present their business plan. One investment firm offers 20 ...

  14. How to Write a Winning Business Plan

    The business plan admits the entrepreneur to the investment process. Without a plan furnished in advance, many investor groups won't even grant an interview. And the plan must be outstanding if ...

  15. Investment Company Business Plan Example

    Start your own investment company business plan Investment Company Executive Summary This sample plan was created for a hypothetical investment company that buys other companies as investments. In this sample, the hypothetical Venture Capital firm starts with $20 million as an initial investment fund.

  16. How to Create an Investment Plan: 13 Steps (with Pictures)

    Adjust those percentages and investment options so that they're in line with your financial goals. 2. Ensure that your plan is in line with your risk profile. If you put 90% of your disposable income into stocks every month, then you're going to lose a lot of money if the stock market crashes.

  17. 15 Smart Investment Strategies for Small Business Owners

    When you invest in yourself, you have a better opportunity to improve your business and revenue. You'll always end up on top investing in yourself. 9. Invest in Property. If your business isn't planning to move any time in the next several years, consider purchasing a property for your business to operate out of.

  18. Making an Investment Plan: A Step-by-Step Guide

    Step #1: Assess Your Current Financial Situation The first step in making an investment plan for the future is to define your present financial situation. You need to figure out how much money you have to invest. You can do this by making a budget to evaluate your monthly disposable income after expenses and emergency savings.

  19. Investment Company Business Plan Template (2024)

    Investment Company Business Plan You've come to the right place to create your Investment Company business plan. We have helped over 1,000 entrepreneurs and business owners create business plans and many have used them to start or grow their Investment Companies.

  20. How to Build an Investment Plan That Works for You

    Updated on January 30, 2022 Reviewed by Michael J Boyle In This Article View All Which Purpose Are You Pursuing? How Much Can You Realistically Set Aside for Investing? When Will You Need This Money Again? How Much Should Risk? What Should You Invest In? Photo: Westend61 / Getty Images

  21. How to Invest with a Plan

    Find out how you can use these two stock-picking strategies together. Investing involves risks, including the loss of principal invested. Schwab does not recommend the use of technical analysis as a sole means of investment research. The information from this event may reflect various viewpoints and opinions on the economy and the markets ...

  22. Investment Company Business Plan [Free Template

    Here are a few tips for writing the market analysis section of your investment company business plan: Conduct market research, industry reports, and surveys to gather data. Provide specific and detailed information whenever possible. Illustrate your points with charts and graphs. Write your business plan keeping your target audience in mind.

  23. Singapore's AI ambitions get a boost with $740 million investment plan

    SINGAPORE — Singapore's plan to invest more than $743 million into artificial intelligence over the next five years could strengthen its position as a global business and innovation hub, tech ...

  24. Investors expandsAlbany apartment portfolio, plan Washington Tavern

    Washington Tavern. They're also embarking on a new project: Renovating and reopening Washington Tavern. J&J Investment Properties bought the building at 250 Western Ave. for $250,000 in 2023.

  25. New York governor seeks to quell business owners' fears after Trump

    The New York governor has told business owners in her state that there is "nothing to worry about" after Donald Trump was fined $355m and temporarily banned from engaging in commerce in the ...

  26. Investment plan

    The investment plan is a list of all nonrecurring costs incurred during the start-up phase of an investment. Together with the operating expense plan - detailing a company's ongoing costs - the investment plan is integrated in capital requirements planning. In turn, the capital requirements plan is part of the finance plan of the business ...

  27. SBA Unveils Updated Equity Action Plan to Advance the Biden-Harris

    WASHINGTON - Today, Administrator Isabel Casillas Guzman, head of the U.S. Small Business Administration (SBA) and the voice in President Biden's Cabinet for America's more than 33 million small businesses and startups, announced the SBA's updated 2023 Equity Action Plan outlining actionable steps the agency will take to advance the Biden-Harris Administration's commitment to ...

  28. Five moves Walmart is making to overhaul its business for the ...

    Walmart, the global mega-retailer that began in Arkansas in 1962, is making huge moves in 2024. It's making investments in technology and inventory that move it into new businesses and which ...