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Our Investor Relations section provides an account of our quarterly earnings, annual reports, regulatory filings, shareholders' information, and investor contacts. It's a central point for our internal and external stakeholders and is directly involved in value creation.

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  • Bajaj Finserv
  • Bajaj Finance
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  • Bajaj Finserv Asset Management
  • Bajaj Housing Finance
  • Bajaj Financial Securities

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  • BAJAJ FINANCE LTD.
  • SECTOR : BANKING AND FINANCE
  • INDUSTRY : FINANCE (INCLUDING NBFCS)

Bajaj Finance Ltd.

NSE: BAJFINANCE | BSE: 500034

/100 Valuation Score : 25 /100 Momentum Score : 41 /100 "> Expensive Performer

6697.85 22.90 ( 0.34 %)

52W Low on Mar 20, 2023

1.3M NSE+BSE Volume

NSE Feb 23, 2024 03:31 PM

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Broker average target upside potential%

Broker 1Year buys

9 active buys

Broker 1Year sells

0 active sells

Broker 1Year neutral

0 active holds

Broker 1M Reco upgrade

0 Broker 1M Reco upgrade

Bajaj Finance Ltd. share price target

View 32 reports from 11 analysts offering long term price targets for bajaj finance ltd.. bajaj finance ltd. has an average target of 8593.56. the consensus estimate represents an upside of 28.30% from the last price of 6697.8500..

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bajaj finance research report 2021

  • Corporate Overview
  • Management Discussion and Analysis
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  • Tribute to Rahul Bajaj
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  • Bajaj Finance at a Glance
  • About Bajaj Finance Ltd.
  • Omnichannel Strategy
  • Business Update
  • Financial Performance
  • Risk Management, Debt Management and Portfolio Quality
  • Customer Service
  • Credit Rating and Asset Liability Management (ALM)
  • Bajaj Housing Finance Ltd.
  • Bajaj Financial Securities Ltd.
  • Concluding comments
  • Financial Results
  • Working Results of the Company
  • Directors and Key Managerial Personnel ('KMP')
  • Directors’ Responsibility Statement
  • Particulars of Loans, Guarantees and Investments
  • Employee Stock Options (ESOP)
  • Related Party Transactions
  • Other Statutory Disclosures
  • Annual Report on CSR Activities
  • CSR at Bajaj Finance and Bajaj Finserv Group Companies
  • Balance Sheet
  • Statement of Profit and Loss
  • Statement of Changes in Equity
  • Statement of Cash Flows
  • Independent Auditor's Report

CHAIRMAN'S LETTER

Dear shareholder,.

Let me begin on a personal note. It has been a difficult year for me. I know of no son or daughter who hasn’t suffered from the death of the mother or father. But when your father was Rahul Bajaj, it becomes something else altogether.

bajaj finance research report 2021

For long the Chairman and more recently the Chairman Emeritus of your Company, my father, was a unique and very special person. Everyone who worked with him knew of his pinpointed focus on details. People across the country lauded him for being fearless and outspoken. His courage in honestly speaking his convictions was second to none. As was his generous ability to accept his mistakes. He was a supremely confident human being. But within that enormous confidence of his, he was truly compassionate and caring — not just to his family but to all those whose lives he touched. More than being my father, he was my mentor, counsellor and friend.

I could go on, but he would have emphatically disallowed any more of this emotional content. I can see him chiding me by saying, “This is the Chairman’s Letter. Not a public obituary.” So, in deference to him, let me move on to the consolidated performance of your Company.

For the financial year 2021-22 (or FY2022):

Number of new loans booked was

24.7 million

Customer franchise grew by 19% to

57.6 million

Assets under management (AUM) increased by 29% to

₹ 197,452 crore

Total income grew by 19% to

₹ 31,640 crore

Net interest income (NII) rose by 27% to

₹ 21,892 crore

Impairment on financial instruments decreased by 20% to

₹ 4,803 crore

Profit before tax (PBT) increased by 59% to

₹ 9,504 crore

Profit after tax (PAT) grew by 59% to

₹ 7,028 crore

Capital adequacy ratio as of 31 March 2022 was

Tier I adequacy was well above the RBI norms at

Your Company is now a thirty-five-year old enterprise. It has become a leading player in the NBFC sector in India. Given your Company’s strong and sustainable growth trajectory, I thought, I will briefly delve into elements of the core culture that defines it. In my assessment, they are:

Your Company displayed significant resilience in dealing with various external shocks in recent years — be it the three successive COVID-19 waves, macroeconomic slowdown that pre-dated COVID-19 or the fundamental changes in the industry that we belong to. Through these shocks, your Company demonstrated tremendous grit and financial strength and took all necessary actions without damaging any aspect of its business model or its financial position.

Your Company prides itself in being agile. The focus on agility and speed were key to aligning rapidly to the pandemic and then to the post-pandemic shifts in customer preferences and expectations. Pandemic has made your Company even more nimble and responsive than ever before.

  • Embracing Positivity

Culturally, your Company embraces positivity in everything it does and takes actions to make the best of the situation. This positive attitude helped your Company navigate one of the biggest crisis of the last century (COVID-19) successfully. This attitude enabled your Company to rapidly revert to pre-covid metrics across growth, debt management efficiencies, portfolio quality and profitability while maintaining a very strong capital position.

  • Long term focus

Finally, we are committed to building businesses for the long term. To us, building businesses for the long term are anchored on four key principles namely-customer obsession, innovation and sustainable growth, responsible business conduct and highest standards of governance.

Ultimately, it is the employees who practise these cultural traits on everyday basis. We remain committed to creating an environment that fosters these cultural traits and creates a dynamic workplace for our employees. As we grow larger as a company, we remain deeply committed to preserve our key cultural traits of resilience, agility, positivity and long term focus. It will ensure that we continue to deliver strong and sustainable growth for years to come.

Let me now focus on four key areas:

  • digitalisation to create what we call integrated ‘omnichannel’ strategy across your Company;
  • our risk management and portfolio quality;
  • the impressive performance of your Company’s wholly owned subsidiary Bajaj Housing Finance Ltd. (BHFL); and
  • the growth and potential of Bajaj Financial Securities Ltd. (BFinsec), which is also a wholly owned subsidiary of your Company.

Bajaj Finance is an extensively digitalised enterprise. In the financial services industry, your Company was an early mover to transit to digital processes — from ‘Physical’ to ‘Phygital’ and then to ‘Digital’. We believe that each customer is our critical asset and they can be best served by a fully digitalised omnichannel strategy. This omnichannel model integrates your Company’s entire slew of products and service offerings for the customer. It will deliver superior business velocity, eliminate friction, reduce operational costs and enable BFL to become a single-point interface for its customers. You will get to know more details of the ‘nuts and bolts’ of this omnichannel strategy in the chapter on ‘Management Discussion and Analysis’.

The keys to success of a financial services enterprise are risk management and superior portfolio quality. It is not an exaggeration on my part to say that your Company has a best-in-class risk management system that encompasses credit risks, liquidity risks, operational risks, market risks including interest rate risks. These have been buttressed by a significantly improved debt management system —more so after the advent of COVID-19. In addition, having the rich experience of lending to more than 57 million customers, your Company continuously diversifies risk across its borrowers, its product categories and its geographies — and does so regularly in a granular data-driven way.

I am particularly proud of the performance of BHFL. For an enterprise that formally started its lending operations from July 2017, it already has assets under management of ₹ 53,322 crore. Through its home loans, loans against property, lease rental discounting, developer financing and a dedicated vertical servicing rural and MSME customers, FY2022 saw BHFL earning a total income of ₹ 3,767 crore; net interest income of ₹ 1,612 crore; profit before tax of ₹ 960 crore; and profit after tax of ₹ 710 crore. It is an extremely creditable performance for this relatively young enterprise. I see it growing to become a truly significant presence in the housing finance market.

And now to the another wholly owned subsidiary of your Company, BFinsec. Registered with the SEBI as a stock broker and depository participant, BFinsec started its business operations from August 2019. With a strong digital platform and seven branches, BFinsec offers demat, broking, margin trade financing, financing for offer for sale to retail and HNI clients, and enables funding for new equity listing (IPO finance) and ESOP financing. In FY2022, BFinsec earned a net interest income of ₹ 95 crore; profit before tax of ₹ 23 crore; and profit after tax of ₹ 17 crore. I look forward to Finsec growing impressively in the years to come.

COVID-19 created an unprecedented crisis, especially during the second wave (Delta). We took multiple initiatives to ensure safety and well-being of employees and their families and extended financial and logistical support towards diagnosis and treatment. Further, the Bajaj group of companies supported mega vaccination drives which administered over 1 million doses of the COVID-19 vaccine to beneficiaries in the districts of Pune and Aurangabad. In addition, the Bajaj group contributed ₹ 170 crore to support the nation wide fight against COVID-19, alleviate the immediate on-ground challenges, and enhance capabilities and resources. This included the installation of 12 oxygen plants to provide more than 5,000 LPM of oxygen supply to rural and urban hospitals plus respiratory support equipment like oxygen concentrators, ventilators and BiPaps to help augment their capacity in treating COVID-19 patients.

The pandemic took a toll in FY2022, with your Company losing 25 employees to COVID-19. Support was extended to the families of the deceased employees under the ‘Family Assistance Program’, which covered financial support to these families for 48 months and educational assistance to children till the age of 21.

As of today, none of us know when the next strain of the COVID-19 virus will arrive and how infectious it may be. However, with the success of our nation-wide vaccination programme, sufficient stocks of oxygen and adequate hospital beds, plus the fact that all Indians of 18 years and above can now get their booster shots, I think we have reasons to believe that the next round may not lead to the kind of personal and economic devastation brought about by the Delta variant. As a nation, we seem to have learnt how to cope with this pandemic. And your Company is certainly organisationally and digitally well prepared to ensure that it will continue growing its businesses as expected.

Therefore, I am optimistic of your Company’s growth, and of its ability to deliver superior performance and greater shareholder value.

May we as a nation do better than before.

Yours sincerely,

bajaj finance research report 2021

Sanjiv Bajaj Chairman

  • Performance for FY2022

bajaj finance research report 2021

bajaj finance research report 2021

Bajaj Finance Ltd

Finance - nbfc, large cap focus, shareholding pattern, price performance, indexed stock performance.

Bajaj Finance Ltd

Long term growth story intact backed by strong fundamentals

Company Profile Set up in 1987, Bajaj Finance Limited (BFL) is a subsidiary of Bajaj Finserv (52.7% ownership), the financial services arm of the Bajaj group. Bajaj Finance has a diversified product suite comprising of key businesses such as vehicle loans, consumer durable loans, personal loans, mortgage loans, small business loans, loans against securities, commercial finance, and rural finance. Bajaj Finance is the largest financier of 2-wheelers and consumer durables in India.

BFL is present in 2988 locations across the country, including 1690 locations in rural/smaller towns and villages as on March 31,2021. It has two 100% subsidiaries: (i) Bajaj Housing Finance Ltd. (‘BHFL’), which is registered with National Housing Bank as a Housing Finance Company (HFC); and (ii) Bajaj Financial Securities Ltd. (‘Bfinsec’), which is registered with the Securities and Exchange Board of India (SEBI).

Investment Rationale

Strong market presence in the Indian retail finance operations Bajaj Finance has emerged as one of the largest retail asset financing NBFCs in India and continues with its two-pronged strategy of building scale and maximising profit. The company has demonstrated track record of profitable growth with segments such as mortgages, small business loans, and commercial lending through building scale, while consumer durable loans, personal loans, and 2- and 3-wheeler financing are focused on maximising profit.

Consistent Growth in Consumer Finance Business The company is amongst the largest personal loan lenders in India and continued to be the dominant lender for consumer electronics, furniture and digital products. Consumer financing business constitutes 36% of the Loan book as on March 2021. The company’s growth has been sustained by an expanding distribution reach, innovative credit outreach and cross-selling opportunities. The company also extended its loan offerings in the healthcare segment by introducing a ‘Healthcare EMI Card’

SME financing form sustainable scale builders while partnerships drive granular fee income SME financing and commercial lending now comprise 13% and 9% of consolidated AUM respectively as on March 2021. It launched used-car financing and small-ticket secured SME loans in FY19. The Company’s co-branded credit cards business in partnership with RBL Bank continued to grow in a robust manner and its co-branded credit cards stood at 2.05 million cards-in-force (CIF). The company’s co-branded wallet business in partnership with Mobikwik continued to grow by offering EMI cards in digital format and it had 19.8 million users as on March 2021. Both partnerships augur well to generate granular and sticky fee income.

Focus on Analytics & technology modernisation Productivity has increased due to the effective use of technology and analytics. The company has invested deeply in data analytics, machine learning models and artificial intelligence (AI) to better service customers and drive the business. Facial recognition technology has been deployed in offices and some branches on pilot basis, with the aim of providing a differentiated and frictionless customer service experience.

Outlook & valuation

We expect the company to capitalize on growth opportunities supported by healthy capitalization, surplus liquidity on its balance sheet and resilient asset quality. Further we expect the company to invest in distribution & expand its geographic footprint and it has multiple levers to reduce cost, given its multiple product lines. Further disbursements have been picking up gradually month on month which will enable stable earnings growth going forward. The stock is currently trading at 6.4x FY23E P/BV and we initiate our coverage on Bajaj Finance with a Buy Rating.

Financial Statement

Profit & loss statement, balance sheet, opulent investment adviser private limited.

CIN: U67190MH2014PTC256524

Registered office: 113, Floor-11, Plot-226, Bajaj Bhavan, Barrister Rajani Patel Marg, Nariman Point, Mumbai- 400021

Compliance Officer: Ms. Ajita Udeshi, Email: [email protected] , Tel No: +91 22 66393000

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Bajaj Finance Ltd.

BSE: 500034 | NSE: BAJFINANCE | Represents Equity.Intra - day transactions are permissible and normal trading is done in this category Series: EQ | ISIN: INE296A01024 | SECTOR: Finance - NBFC Finance - NBFC

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bajaj finance research report 2021

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Results of Bajaj Finance

Analyst Call Tracker | Street bullish on Bajaj Finance despite RBI’s risk-weight norms, ban on products

Bajaj Finance shares underperformance enters fifth month; will retail investors hold on to it?

10 rate-sensitive stocks to bet on as RBI holds repo but lowers inflation forecast to 5%

Buy Bajaj Finance; target of Rs 8600: KR Choksey

Bajaj Finance Consolidated December 2023 Net Sales at Rs 14,161.09 crore, up 31.31% Y-o-Y

Bajaj Finance Standalone December 2023 Net Sales at Rs 12,100.23 crore, up 31.33% Y-o-Y

Bajaj Finance Consolidated September 2023 Net Sales at Rs 13,378.26 crore, up 34.21% Y-o-Y

Bajaj Finance Consolidated June 2023 Net Sales at Rs 12,497.81 crore, up 34.66% Y-o-Y

Bajaj Finance Q3 Preview: NII to rise 26%, net profit to jump 25% on strong AUM growth

Bajaj Finance Q3 Net Profit seen up 38.7% YoY to Rs. 2,948 cr: Sharekhan

Bajaj Finance Q3 net profit seen up 41.3% YoY at Rs 3,003.2 cr: Prabhudas Lilladher

Bajaj Finance Q2 Net Profit seen up 94.2% YoY to R

Q2 Earnings Review: The bigger they are, the harder they stall?

The 2020 stock market crash is a harsh reality check for momentum investors

Bajaj Finance Q2 shows off its strengths, is it the right time to invest?

Bajaj Finance Q1 shows good form, but weakening macro calls for caution, buy only on dips

Results of Finance - NBFC Sector

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Bal results q3 fy 2023-2024, earnings conference call recording q3 & fy24, transcript of earnings conference call q3 fy24, bal results q2 fy 2023-2024, earnings conference call recording q2 fy24, transcript of earnings conference call q2 fy24, bal results q1 fy 2023-2024, earnings conference call recording q1 fy24, transcript of earnings conference call recording q1 fy24, bal results q4 fy 2022-2023, earnings conference call recording q4 & fy23, transcript of earnings conference call q4fy23, bal results q3 fy 2022-2023, earnings conference call recording q3fy23, transcript of earnings conference call q3fy23 2022-2023, bal results q2 fy 2022-2023, earnings conference call recording q2fy23, transcript of earnings conference call q2fy23, bal results q1 fy 2022-2023, earnings conference call recording q1fy23, transcript of earnings conference call q1fy23, bal results q1 fy 2021-22, bal results q2 fy 2021-22, bal results q3 fy 2021-22, bal results q4 fy 2021-22, earnings conference call recording q4fy22, transcript of earnings conference call q4fy22, bal results q1 fy 2020-21, bal results q2 fy 2020-21, bal results q3 fy 2020-21, bal results q4 fy 2020-21, bal results q1 fy 2019-20, bal results q2 fy 2019-20, bal results q3 fy 2019-20, bal results q4 fy 2019-20, bal results q1 fy 2018-19, bal results q2 fy 2018-19, bal results q3 fy 2018-19, bal results q4 fy 2018-19, bal results q1 fy 2017-18, bal results q2 fy 2017-18, bal results q3 fy 2017-18, bal results q4 fy 2017-18, bal results q1 fy 2016-17, bal results q2 fy 2016-17, bal results q3 fy 2016-17, bal results q4 fy 2016-17, bal results q1 fy 2015-16, bal results q2 fy 2015-16, bal results q3 fy 2015-16, bal results q4 fy 2015-16, bal results q1 fy 2014-15, bal results q2 fy 2014-15, bal results q3 fy 2014-15, bal results q4 fy 2014-15, bal results q1 fy 2013-14, bal results q2 fy 2013-14, bal results q3 fy 2013-14, bal results q4 fy 2013-14, bal results q1 fy 2012-13, bal results q2 fy 2012-13, bal results q3 fy 2012-13, bal results q4 fy 2012-13, bal results q1 fy 2011-12, bal results q2 fy 2011-12, bal results q3 fy 2011-12, bal results q4 fy 2011-12, bal results q1 fy 2010-11, bal results q2 fy 2010-11, bal results q3 fy 2010-11, bal results q4 fy 2010-11, bal results q1 fy 2009-10, bal results q2 fy 2009-10, bal results q3 fy 2009-10, bal results q4 fy 2009-10, bal results q1 fy 2008-09, bal results q3 fy 2008-09, bal results q4 fy 2008-09, bal results q1 fy 2007-08, bal results q2 fy 2007-08, bal results q3 fy 2007-08, bal results q4 fy 2007-08, bal results q1 fy 2006-07, bal results q2 fy 2006-07, bal results q3 fy 2006-07, bal results q4 fy 2006-07, bal results h1 fy 2022-23, bal results h1 fy 2021-22, bal results h1 fy 2020 - 21, bal results h1 fy 2019-20, bal results h1 fy 2018-19, bal results h1 fy 2017-18, bal results h1 fy 2016-17, bal results h1 fy 2015-16.

Bajaj Auto Ltd: Annual Reports

BAL Annual Report FY 2022-23

Annual Report Microsite Download

BAL AGM Notice 2022-23

Bal business responsibility & sustainability report fy 2022-23., bal esop disclosure fy 2022-23, bal annual return (mgt-7) fy 2022-23, secretarial compliance report, transcript of the 15th annual general meeting of 26 july 2022, bal annual report fy 2021-22, bal agm notice 2021-22, bal business responsibility report fy 2021-22, bal esop disclosure fy 2021-22, bal annual return (mgt-7) fy 2021-22, bal transcript of 14th agm of 22 july 2021, bal agm notice 2020-2021, bal annual report fy 2020-21, bal esop disclosure fy 2020-21, bal annual return (mgt-7) fy 2020-21, bal business responsibility report fy 2020-21, bal csr report fy 2020-21, bal agm notice 2019-20, bal transcript of 13th agm of 22 july 2020, bal annual report fy 2019-20, bal business responsibility report fy 2019-20, bal csr report fy 2019-20, bal esop disclosure fy 2019-20, bal annual report fy 2018-19, bal business responsibility report fy 2018-19, bal csr report fy 2018-19, bal esop disclosure fy 2018-19, bal annual report fy 2017-18, bal business responsibility report fy 2017-18, bal csr report fy 2017-18, bal annual report fy 2016-17, bal business responsibility report fy 2016-17, bal csr report fy 2016-17, bal annual report fy 2015-16, bal business responsibility report fy 2015-16, bal csr report fy 2015-16, bal remuneration details fy 2015-16, bal annual report fy 2014-15, bal business responsibility report fy 2014-15, bal csr report fy 2014-15, bal remuneration details fy 2014-15, bal annual report fy 2013-14, bal business responsibility report fy 2013-14, bal annual report fy 2012-13, bal business responsibility report fy 2012-13, bal annual report fy 2011-12, bal annual report fy 2010-11, bal annual report fy 2009-10, bal annual report fy 2008-09, bal annual report fy 2007-08, bal annual report fy 2006-07, bal annual report fy 2005-06, bal annual report fy 2004-05, bal annual report fy 2003-04, bal annual report fy 2002-03, bal annual report fy 2001-02, bal annual report fy 2000-01, bal annual report fy 1999-00.

Subsidiary Financials

PT Bajaj Auto Indonesia: Financial statements 2022-23

Bajaj auto international holdings bv: financial statements 2022-23, bajaj auto (thailand) ltd: financial statements 2022-23, bajaj auto spain s.l. : financial statements 2022-23, chetak technology ltd.: financial statements 2022-23, bajaj auto consumer finance ltd: financial statements 2022-23, bajaj do brasil comercio de motocicletas ltda: financial statements 2022-23, pt bajaj auto indonesia: financial statements 2021-22, bajaj auto international holdings bv: financial statements 2021-22, bajaj auto (thailand) ltd: financial statements 2021-22, bajaj auto spain s.l. : financial statements 2021-22, chetak technology ltd.: financial statements 2021-22, bajaj auto consumer finance ltd: financial statements 2021-22, bajaj auto international holdings bv fy 2020-21, bajaj auto (thailand) ltd fy 2020-21, pt bajaj auto indonesia fy 2020-21, bajaj auto (thailand) ltd fy 2019-20, bajaj auto international holdings bv fy 2019-20, pt bajaj auto indonesia fy 2019-20, bajaj auto international holdings bv fy 2018-19, pt bajaj auto indonesia fy 2018-19, bajaj auto international holdings bv fy 2017-18, pt bajaj auto indonesia fy 2017-18, bajaj auto international holdings bv fy 2016-17, pt bajaj auto indonesia fy 2016-17, bajaj auto international holdings bv fy 2015-16, pt bajaj auto indonesia fy 2015-16, bajaj auto international holdings bv fy 2014-15, pt bajaj auto indonesia fy 2014-15, bajaj auto international holdings bv fy 2013-14, pt bajaj auto indonesia fy 2013-14, bajaj auto international holdings bv fy 2009-10, pt bajaj auto indonesia fy 2009-10, sales performance report 2024, sales performance report 2023, sales performance report 2022, sales performance report 2021, sales performance report 2020, sales performance report 2019, sales performance report 2018, sales performance report 2017, sales performance report 2016, sales performance report 2015, sales performance report 2014, sales performance report 2013, sales performance report 2012, sales performance report 2011, sales performance report 2010, sales performance report 2009, sales performance report 2008, sales performance report 2007, sales performance report 2006, sales performance report 2005, sales performance report 2004, sales performance report 2003.

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bajaj finance research report 2021

IMAGES

  1. Bajaj Finance Digital Annual Report Film 2021-2022

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  4. Bajaj Finance Limited

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COMMENTS

  1. Bajaj Finance Limited

    ₹ 7,028 crore New loans booked 24.7 million Asset under management ₹ 197,452 crore Total income ₹ 31,640 crore Net interest income (NII) ₹ 21,892 crore Profit after tax (PAT) ₹ 7,028 crore New loans booked 24.7 million Asset under management ₹ 197,452 crore

  2. Bajaj Finance Limited

    Bajaj Financial Securities Ltd. Financials Metrics Download. CG Related data. Standalone Financial Results - FY2022. Consolidated Financial Results - FY2022. View Bajaj Finance Limited Download Centre from the Bajaj Finance Limited Annual Report 2021-22.

  3. PDF 34 ANNUAL REPORT

    February 2021, when it was mostly believed that COVID-19 was done and dusted, the daily number of reported cases stood at 9,121. By 1 April it had ... BAAJ FiACE LiMiTEd 34th Annual Report 2020-21 8 Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company') is a deposit-taking Non-Banking Financial Company (NBFC-D)

  4. Bajaj Finance Investor Relations

    Investor Relations Our Investor Relations section provides an account of our quarterly earnings, annual reports, regulatory filings, shareholders' information, and investor contacts. It's a central point for our internal and external stakeholders and is directly involved in value creation.

  5. PDF Bajaj Finance Ltd

    BAJAJ FINANCE LIMITED 35th Annual Report 2021-22 Chairman's Letter Corporate Overview Statutory Reports Financial Statements 10 Embracing Positivity Culturally, your Company embraces positivity in everything it does and takes actions to make the best of the situation. This positive attitude helped your Company navigate one of

  6. Bajaj Finance Limited

    Ambition To be a leading payments and financial services company in India. Dominate with 100 MM consumers, market share of 3% of payments GMV, 3-4% of total credit and 4-5% of retail credit in India. STRATEGY To be an omnipresent financial services company dominant across all consumer platforms - physical, app, web, social, rewards and virtual.

  7. PDF 11 July 2021 Annual Report Update

    Bajaj Finance (BAF)'s Annual Report shares a glimpse of the management's two-pronged strategy implemented in FY21: a) conservatism and prudence ... in the Asiamoney Brokers Poll 2021 for India Research, Sales, Corporate Access and Trading team. We request your ballot. Bajaj Finance.

  8. Bajaj Finance Limited

    The Indian economy had begun to recover since the second half of FY2021. Thus, FY2022 began with an expectation that we would soon see GDP surpass the pre-pandemic level of the financial year 2019-20 (FY2020). That has just about been the case, as Chart A shows. Despite the recovery, we as a nation have still lost two years of GDP growth.

  9. Bajaj Finance Ltd. Brokerage/Research Reports, analyst ...

    Bajaj Finance Ltd. Brokerage/Research Reports, analyst Research Reports MARKETS BAJAJ FINANCE LTD. SECTOR : BANKING AND FINANCE INDUSTRY : FINANCE (INCLUDING NBFCS) Bajaj Finance Ltd. NSE: BAJFINANCE | BSE: 500034 Expensive Performer Download real time 6712.80 93.60 (1.41%) 52W Low on Mar 20, 2023 1.4M NSE+BSE Volume NSE Feb 19, 2024 03:31 PM

  10. PDF BAJAJ FINSERVE LIMITED

    2021. Overall OPM eased to 29.32% as on 30 June 2021 from 35.85% as on 30 June 2020, ... Bajaj Finance (BFL) - Consolidated - Ind AS ... This Research Report is for the personal information of the authorized recipient and doesn't construe to be any investment, legal or taxation advice to the investor. ...

  11. Bajaj Finance Limited

    (₹ in crore) Particulars FY2022 FY2021 % change over FY2021 Total income 27,871 23,546 18 Interest and finance charge 7,573 7,446 2 Net interest income 20,298 16,100 26 Total operating expenses 7,090 5,016 41 Pre-impairment operating profit 13,208 11,084 19 Impairment on financial instruments 4,622 5,721 (19) Profit before tax 8,586 5,363 60 Pro...

  12. Bajaj Finance Annual Report

    Get a detailed Sensex annual report of Bajaj Finance on stock/share exchange market for the financial 2021 and more at Moneycontrol.com

  13. Bajaj Finance Limited

    For the financial year 2021-22 (or FY2022): Number of new loans booked was 24.7 million Customer franchise grew by 19% to 57.6 million Assets under management (AUM) increased by 29% to ₹ 197,452 crore Total income grew by 19% to ₹ 31,640 crore Net interest income (NII) rose by 27% to ₹ 21,892 crore Impairment on financial instruments

  14. PDF BAJAJ FINANCE LIMITED

    BAJAJ FINANCE LIMITED October 28, 2022 Financial Consolidated Result In Cr. Bajaj Finance Q2FY23, Continues strong growth with healthy asset quality, above estimates Bajaj Finance has continued to post robust 88% growth in the net profit to Rs 2780.65 for the quarter ended September 2022 (Q2FY2023).

  15. Bajaj Finance Ltd 5023

    Deposit growth for Bajaj finance was up 28% YoY to |30481 crore. BHFL AUM grew by 37% to ₹ 53322 crore as of March 31, 2022. In Q4, the company added 2.21 mn new customers to its franchise. Customer franchise was at 57.57 mn as of March 31, 2022, up 19% YoY. Highest ever customer franchise addition of 9 mn in FY22.

  16. StockAxis Bajaj Finance Ltd Research Report

    Bajaj Finance Ltd Finance - NBFC. ... Rating: Buy. May 25, 2021. Stock Info. BSE. 500034. NSE. BAJFINANCE. Bloomberg. BAF:IN. Reuters. BJFN.NS. Sector. Finance - NBFC. Face Value (Rs) 2. Equity Capital (Rs cr) 120. Mkt Cap (Rs cr) ... StockAxis Research Indexed Stock Performance. Bajaj Finance Ltd Sensex. Source: Ace equity, StockAxis Research ...

  17. PDF 20 January 2021 Bajaj Finance

    Bajaj Finance 20 January 2021 2 Total provisions against these 'stressed' assets stands at INR37b. The management has guided at INR12-12.5b of credit costs for 4QFY21 and run-rate credit costs for FY22. Excess COVID-19 related provisions stands at INR8b now v/s INR22.6b QoQ. Our

  18. Bajaj Finserv Ltd Research Report Q3FY21

    16.05 %. BUY. Date : 22-01-2021. Gradual revival in finance; insurance picking pace Bajaj Finserv reported gradual revival in lending business, while insurance business continued to show healthy performance, though sequential run rate witnessed moderation. Consolidated top-line came at 9.6% YoY at | 15960 crore, improved traction sequentially ...

  19. Bajaj Finance Quarterly Results, Bajaj Finance Financial Statement

    Get Bajaj Finance latest Quarterly Results, Financial Statements and Bajaj Finance detailed profit and loss accounts. ... RESEARCH Advice Broker Research ... Download Annual Report in PDF format ...

  20. PDF 2 August 2022 Annual Report Update

    financing it offered small ticket finance in select geographies and higher ticket spends categories which were more economically viable ; volumes improved to 0.7m v/s 0.3m a year ago. For new originations, the cross-sell ratio moderated to ~64% v/s ~65% a year ago. In the 2W category, its market share in Bajaj Motorcycles increased to

  21. PDF A Study on Financial Performance Analysis of Bajaj Finserv

    1. Introduction of the study Financial analysis plays a pivotal role in assessing the performance and stability of companies in today's dynamic business environment. One such company that warrants a comprehensive financial analysis is Bajaj Finserv Limited.

  22. ANNUAL REPORTS

    Know more about Annual report like Half-yearly communication, Remuneration details, Finantial reports, results and statement etc at Bajaj Auto" Enquire Now Visit E-showroom. Motorbikes. 3 Wheelers & Qute. Customer Service. About Bajaj. Media Centre. Shareholders. Global Business. ... Bajaj Auto Consumer Finance Ltd: Financial statements 2021-22