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9 Best Financial Advisers in the UK | 2022-2023 Ranking

Best U.K. Independent Financial Advisors (UK IFAs) in 2022-2023

While UK lifestyles may differ whether you’re living in Glastonbury, Birmingham, or London, something that most people have in common is the desire for a stable financial future and to achieve certain goals in life.

The last few years have been marked by BREXIT, the global COVID-19 pandemic, and now the impending global recession which has been and will most likely continue to be financially exhausting for most people. Many people that have previously never used financial advisory services in the UK may now require one.

Working with a UK Independent Financial Advisor (IFA) can mean gaining financial peace of mind from working with professionals that can create a sound plan for your finances and help you preserve and grow your wealth and achieve your financial goals despite all the difficulties.

An important first step before you select an independent financial advisor in the UK is to evaluate several firms so you can select the one that best fits your wealth management and financial planning needs.

It can seem like a daunting and time-consuming task, especially if you’re not familiar with some of the financial industry terms like “fee-only” or “fee-based”, but the initial time put in upfront will help ensure you choose a UK IFA that can best help you preserve and grow your money.

AdvisoryHQ has made the task slightly easier by ranking the top 9 UK financial advisers in 2022-2023 based upon criteria such as their reputation for putting the client’s needs first, the depth of financial services they offer, and the specialties they provide.

This list of the top UK and London IFAs provides a jumping-off point for you to begin your search and is designed to help you more easily locate the best wealth management firm to partner with for long-term financial health and well-being.

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Award Emblem: 9 Best Independent Financial Advisers in the UK

9 Best UK Independent Financial Advisers | Brief Comparison & Ranking

Table: Top 9 Independent Financial Advisors in the UK for 2022-2023 | Above list is sorted alphabetically by rating

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Tips for Selecting the Best UK Financial Advisers

As you’re reviewing AdvisoryHQ’s 2022-2023 ranking of the best financial planning firms in the UK and London, you’ll want to look for certain factors that can help you differentiate between them to find the perfect advisor for your needs.

While at first glance, many of these best financial advisors UK may seem very similar, as you drill down into a few details, the things that make each unique will begin to stand out.

Here are some questions to ask as you’re reviewing the Best Financial Advisors UK:

Does the adviser have an account minimum?

Certain advisers will only work with high-net-worth clients and have a minimum level requirement for investable assets. Other financial advisors UK  work with people at all income levels. This factor can be an initial differentiator to decide if they’re a good fit.

What are the adviser’s specialties?

If you’re a small business owner, then you want to look for firms that specialize in working with people that have the same financial needs as you do. Likewise, if your family has generational wealth that you’re trying to manage, you’ll want a firm that notes family office services as a specialty.

best UK financial advisors 2023

Best Financial Advisors UK

2022-2023 AdvisoryHQ’s Selection Methodology

What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services and products that are ranked on its various top-rated lists?

Please click here “ AdvisoryHQ’s Ranking Methodologies ” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top-rated credit cards, financial accounts, firms, products, and services.

Detailed Review – Best Financial Advisors in the UK

Below, please find the detailed review of each firm on our list of 2022-2023 best financial planners in the UK. We have highlighted some of the factors that allowed these UK wealth management firms to score so high in our selection ranking.

Click on any of the names below to go directly to the review section for that firm.       

  • Argyle Consulting Ltd
  • Bartlett Group
  • Equilibrium Financial Planning
  • Foster Denovo

Kerr Henderson Group

  • Paradigm Norton
  • Partridge Muir & Warren
  • The Fry Group
  • Westminster Wealth Management

Click below for previous years’ rankings:

  • 2019 Review: Top 11 Best Financial Advisors (UK IFAs)
  • 2018 Review: Top 11 Best Financial Advisers in the UK
  • 2017 Review: Top 13 Best Financial Advisers in the UK
  • 2016 Review: Top 12 Best Independent Financial Advisers in the UK

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Argyle Consulting Ltd Review

For over 20 years, Argyle Consulting Ltd has been providing expert independent financial advice to individuals, companies, trustees, and charities across the UK. This trusted UK financial adviser operates from two offices, one in Glasgow and one in Edinburgh.

Even though this team of UK financial advisers manages approximately £1.5 billion of client investments, it prides itself on building solid relationships where advice, rather than selling, is key.

Key Factors That Enabled Argyle Consulting to Rank as One of the Top Financial Advisor Firms UK

Holistic Financial Advice

This UK independent financial adviser is well positioned to help its clients to sort out their financial affairs in a way that supports the lives they live. If you think that Argyle Consulting is the right choice for your unique financial needs and goals, you’ll be interested to know the approach that this UK IFA takes to do just that.

All of Argyle’s private clients have their own personal financial adviser that will take time to get to know you, research and analyze your financial situation, and ultimately find out what you’re hoping to achieve financially.

Once your financial adviser has a full picture, they will coordinate with all Argyle Consulting team members whose valuable expertise you’ll need, and holisticaly evaluate your existing situation to identify any gaps that need to be addressed.

Based on this evaluation, they will provide a report and guide you through solutions that would work best for your unique financial situation.

All of the advice provided by Argyle Consulting is included in their overall fees which gives clients the freedom of knowing that they can call in whenever they want to.

ifas UK

AdvisoryHQ’s 2022-2023 Ranking of Top Wealth Management Firms in the UK

Wholesome Financial Services

With the collective experience of over 200 years, Argyle Consulting is a UK financial adviser that has a lot to offer to its clients and it reflects in the financial services the firm offers to both individuals and businesses across the UK.

Services offered by this top wealth management firm in the UK:

  • Investment Planning
  • Wealth Preservation and Management
  • Passing Wealth On
  • Protecting Vulnerable People
  • Working with Other Experts
  • Advice for Businesses

Argyle Consulting knows that a one-size-fits-all approach doesn’t work. With that in mind, financial advice coming from this UK financial adviser is always tailored to each of its client’s needs and is rooted in a deep understanding of their financial goals.

Rating Summary

This top UK financial advisory firm offers clients the opportunity for expert-delivered one-on-one advice and attention that isn’t always available at larger firms. On top of that, the Argyle team’s strong ethics and focus on social responsibility are reflected through the support of its local and national charitable organisations.

With a holistic approach and an emphasis on tailored advice, Argyle Consulting solidifies a 5-star rating as one of the best financial advisors in the UK to consider partnering with in 2022-2023.

See Also: Top Financial Advisers (IFAs) in Manchester and Cheshire, United Kingdom

Bartlett Group Review

Bartlett Group is a proudly independent UK wealth management firm that’s offering expert financial solutions from insurance to wealth management to customers in 40 countries for more than 75 years.

Based in Horsforth, England, and with an additional office in London, Bartlett Group is ready to tackle any and all financial needs you may have.

Key Factors That Enabled Bartlett Group to Rank as One of the Top Financial Advisor Firms UK

The Bartlett Process

For each wealth management relationship, the UK IFAs at Bartlett Group take a thorough approach when getting to know each client’s unique requirements and goals.

This financial planner in the UK uses a 2-step process.

  • Step 1: Getting to Know You In a very detailed, (ideally) face-to-face discussion, Bartlett financial advisers will ask about your financial situation, your future plans and goals, your comfort level with risk, and also your expectations on fees.
  • Step 2: Personalised Recommendation This UK independent financial adviser will create a fully personalised investment solution just for you, along with the financial planning advice you require.

By offering different service packages, depending on the level of advice you require, Bartlett Group can further tailor its solutions to suit your needs perfectly.

Every solution includes:

  • An investment proposition selected by Bartlett’s investment committee
  • Asset allocation modelling and regular rebalancing
  • Competitive UK financial advisory fees
  • Dedicated advice from a professionally qualified Bartlett financial adviser

top UK advisors 2022 2023

2022-2023 Top Financial Advisers UK

Small Team – Huge Effect

Bartlett Group has been offering expert financial advice in the UK for a long time. However, Bartlett Group is not a huge firm.

While the firm is international, its employees number in the hundreds, not the thousands as some of their competitors may have. Additionally, unlike many of the competitors, Bartlett has been proudly independent for over 75 years.

In a world of financial giants, you might expect this financial adviser in the UK to be at a disadvantage. However, if you look at Bartlett’s recognitions, you will see that each year it’s standing head-to-head with the giants.

Bartlett Group is not shy to share its success secrets. It’s in knowing where the markets it works in break down. And also in knowing what to do about it.

For more than 75 years, this UK financial advisory and wealth management firm has been acting for businesses, charities, and individuals in over 40 countries. Bartlett Group’s private clients include families that its advisors have worked with for generations.

By being a recognised specialist in its professional field, offering independent financial advice, and striving to build long-term client relationships, Bartlett Group has earned a 5-star rating on our 2022-2023 Ranking of Best Financial Advisers in the UK.

Equilibrium Financial Planning Review

As an award-winning Chartered wealth management company, Equilibrium Financial Planning specializes in creating long-term financial plans that help clients live life to the fullest. Founded in 1995, this UK financial adviser serves clients from offices in Wilmslow and Chester.

With a goal of making people’s lives better, Equilibrium offers a wide array of financial and wealth management services to its clients and their families.

Key Factors That Enabled Equilibrium to Rank as One of  the Best Financial Advisors UK

Comprehensive Financial Services

As one of the best financial advisers in the UK, Equilibrium takes a holistic approach to financial security. Clients benefit from a broad array of comprehensive and integrated financial services, including:

  • Financial Planning : A custom approach to common financial concerns based on age, life circumstances, and future goals.
  • Investment Management : Equilibrium uses long-term strategies to balance risk, diversification, cost, and individual preferences.
  • Tax Mitigation : Capital gains taxes, tax-efficient investment products, AIM portfolios, and more
  • Inheritance Tax (IHT) Planning : These UK financial advisers assist families with passing gifts and property from one generation to the next.
  • Business Owner Strategy Service (B.O.S.S) : Equilibrium’s standalone easy-access financial planning service for business owners to identify valuable opportunities, and appropriate actions to be taken, prior to the sale of their business.
  • Defined Benefit Pension Transfers : Defined Benefit (DB), (sometimes referred to as a final salary pension) is a scheme that guarantees a lifetime income that increases year upon year. This increase is designed to help protect you against inflation.

2023 best financial advisors UK

Top Financial Advisor UK for 2022-2023

Industry-Recognized Firm

Over the past several years, Equilibrium has been recognized by a number of industry publications for its positive contributions to the financial advisory industry.

Some of Equilibrium’s most notable awards include:

  • Named #1 financial services company to work for in the UK in 2022
  • In 2021, thewealthnet named Equilibrium one of the Top Financial Planning Companies
  • Received a Gold Standard Award 2021 – Independent Financial Advice (medium to large)
  • In 2020, The Sunday Times awarded it 7 th place in the Top 100 Best Small Companies to Work For
  • Awarded Corporate Social Responsibility Excellence in 2019 by Greater Manchester Business Awards
  • Received Mark of Excellence for Client Experience in 2019 from the independent assessment organization CX awards.

If you like to learn in detail about the potential financial services that you’ll be using, Equilibrium offers a wealth of information and detail on its website. This financial adviser in UK offers a long-term focus strategy that additionally ensures clients receive excellent attention and tailored strategies.

With an experienced and recognized team and a philosophy of going above and beyond for its clients, Equilibrium Financial Planning solidifies a 5-star rating as one of the best financial advisors in the UK to consider partnering with in 2022-2023.

Don’t Miss: Top Financial Advisers in Leeds, UK

Foster Denovo Review

Founded in 2005, Foster Denovo is a multi-award-winning national firm of financial advisers headquartered in London, UK. Operating across the UK and with 8 additional offices throughout the country,  Foster Denovo is aiming to provide effective, tailored, and valuable advice to each of its clients.

This financial advisor in the UK  provides bespoke financial advice to individuals and their families, charities, and employers.

Key Factors That Enabled Foster Denovo to Rank as One of the Best Financial Advisors UK

Bespoke Financial Advice

Foster Denovo’s advisors know that your financial plan should reflect you and your goals and priorities. This experienced team of financial advisors in the UK knows just how important it is to meet each of their clients in order to build a long-term financial plan.

Foster Denovo delivers the financial plan in 4 steps:

1. Discovery The initial meeting with your Foster Denovo UK financial advisers typically lasts 1 hour (either face-to-face, on the phone, or via a video conference.) The discovery meeting will not cost you anything, and it will give you a perfect opportunity to get to know your financial adviser and for them to get an in-depth understanding of your current financial situation and future goals.

2. Strategy In Step 2, Foster Denovo will be analysing your current financial situation to establish if you’re on track to meet your goals and highlighting where bespoke financial advice can help. At this stage, your financial adviser may also give you a strategy report that outlines your goals and any current financial planning strategy.

3. Recommendation & Implementation In Step 3, your adviser will research the products and investments that will help you achieve your goals and then select the right products for you. During this time they’ll take into consideration your investment risk profile, aspirations, and time constraints. All of this combined will lead to a tailored investment solution.

4. Review In order to have your financial plan working for you, ongoing reviews, bespoke financial advice, and coaching are essential – which is exactly what Step 4 is about. As your circumstances change throughout your life, it’s important that your plan does as well.

Best IFA UK

Top Ranking IFAs in the UK for 2022-2023

Market Leader in Employee Benefits

With over 14 years of delivering tailored programmes for businesses, the Foster Denovo team has the skills and knowledge to help turn every business owner’s vision into reality.

Secondsight is Foster Denovo’s multi-award-winning employee benefits division that specialises in benefits, financial and mental wellbeing strategies and provides valuable support to many businesses all across the UK.

This approach can help business owners get the most out of their teams.

Foster Denovo’s expertise and commitment to delivering excellence in everything it does has made this UK financial adviser a great addition to our biannual ranking.

Whatever your financial goals are, Foster Denovo understands just how important getting the most out of your money is. For all the above-mentioned reasons, this financial planning firm in the UK has deserved a 5-star rating on our 2022-2023 Ranking of Best Financial Advisers in the UK.

Established in 1962, Kerr Henderson Group is a financial adviser in the UK that operates out of offices in London and Belfast. This family-owned wealth management business prides itself on providing services to private individuals and businesses across the UK.

Having 50 years of experience, this top UK financial planner is justifiably proud of its expertise and the ability to develop long-term relationships with its diverse clientele.

Key Factors That Enabled Kerr Henderson Group to Rank as a Top Financial Planner in the UK

Diverse Clientele  

Not many financial planners in the UK have as diverse a clientele as Kerr Henderson Group.

Kerr Henderson’s clientele can be divided into 3 main categories:

  • Private Client: Regardless of where in life you are currently, Kerr Henderson ensures your investments, pensions, and any other relevant assets are positioned to deliver an ROI that meets your unique expectations.
  • SME Client: Are you an SME or a new start-up company? If your answer is yes, this UK financial adviser will provide a wealth of services that are specifically designed to guide and support you – regardless of what business sector you’re in.
  • Corporate Client: Whether you are a sole trader, LTD, partnership, or PLC, Kerr Henderson will provide you with the full range of employee benefits and insurance services.

No matter which of the categories you best fit in, these UK wealth managers will do the hard work on your behalf while making sure they’re taking due account of any relevant legal and taxation considerations.

best uk financial advisors

2022-2023 Ranking of the Best Financial Advisers in the UK

Knowledge Blog

  Apart from offering all the amazing financial advisory services that any individual or business would benefit from, Kerr Henderson also offers a great knowledge library.

On the firm’s website, potential and current clients can dive into a wealth of finance-related blog posts.

Covering a wide range of relevant topics, this UK financial advisory firm clearly shows its dedication to the ongoing learning process. Articles are written by different advisers and bring great insight into topics that you may be interested in but may not feel comfortable asking about.

Kerr Henderson group brings a refreshing mix of traditional family values, professionalism, and team integrity. This approach has been the essence of this UK financial planner’s success.

With a diverse clientele and services and a dedication to building long-lasting relationships with clients, Kerr Henderson scores 5-stars as one of the best financial advisors in the UK to consider partnering with in 2022 and 2023.

Popular Article: Best Wealth Management Firms & Financial Advisers in London, UK

Paradigm Norton Review

With a goal of impacting its clients’ lives for the better, Paradigm Norton is a top UK financial advisor with offices in Bristol, London, Exeter, Richmond, and Torquay. Founded in 2001, this financial adviser’s unwavering focus is on the needs of its clients.

Regardless of your immediate needs, Paradigm Norton is well-position to support you and advise on the best steps to take in your financial journey. This employee-owned financial adviser in the UK has one clear aim: “ To impact the lives of our clients, our community, and our team for the better, forever. ”

Key Factors That Enabled Paradigm Norton to Rank as One of the Best Financial Advisors UK

Tax and Estate Planning

This UK wealth management firm can fully integrate your investment strategy with your tax planning to provide you with a holistic service. Clients receive assistance in the following areas:

  • Comprehensive financial and cash flow planning
  • Personal tax and estate planning
  • Investment portfolio management
  • Giving and philanthropy planning

The specialists at Paradigm Norton assist clients with answering important questions like:

  • How much money should I give my children to ensure security while preserving their sense of personal motivation?
  • Should I divide my assets equally between my children?
  • How can I explain to my children that I will be leaving all my assets to charity?

best financial planners UK

Top Financial Advisor Firms UK

Value-Driven Approach

As a top-rated UK independent financial advisor, Paradigm Norton fosters a value-driven approach with each client relationship. This includes:

  • People matter The firm values the importance of everyone, from clients to team members
  • Actions speak louder than words These UK financial advisors understand the impact of their actions
  • Setting the bar high As a top UK IFA, Paradigm Norton values the significance of continued improvement
  • Building for the future The firm values the importance of building a legacy

Paradigm Norton’s financial advisors focus on your life rather than just your money. These award-winning financial experts believe that successful financial planning is a journey and should evolve along with your life’s needs and goals.

With a large, diverse team of financial experts, a view of the long-term journey, and a client-focused approach, Paradigm Norton scores 5-stars as a top UK financial advisor to consider partnering with in 2022-2023 .

Partridge Muir & Warren Review

Delivering genuinely independent financial advice since 1969, Partridge Muir & Warren (PMW) is a Chartered Financial Planning and Wealth Management firm based in Esher, Surrey. This UK financial planner has been serving private individuals, family trusts, and charities for over 50 years.

PMW specialises in delivering independent financial advice to its clients by means of highly personalised service and customer care.

Key Factors That Enabled Partridge Muir & Warren to Rank as One of the Best IFA UK Firms

Independent Financial and Wealth Managers

Partridge Muir & Warren takes pride in its status as an independent financial adviser in the UK that offers an array of bespoke and objective financial and wealth management services to its clients.

As one of the best UK independent financial advisors in London and the UK, the PMW team focuses on giving clients completely independent and highly tailored services. These include:

  • Wealth Management 
  • Investment Management
  • One-Off Assignment
  • Probate & Estate Planning

This UK wealth management firm’s continued dedication to maintaining its regulatory independence and corporate autonomy demonstrates Partridge Muir & Warren’s mission to serve its clients over the long term as a UK independent financial adviser.

besto financial advisers UK 2023

Top Financial Planning Firms in the United Kingdom

Team-Based Service

Clients looking for a team-based approach in their UK independent financial advisor will find Partridge Muir & Warren an excellent option.

Those using their wealth management services are assigned two professionals to assist with their needs – an account manager and an adviser. These two lead professionals are also supported by a large operations team, all bringing their experience to each client’s financial strategy.

Overall, this UK wealth management firm uses a well-structured and client-centered approach to each service it provides.

With a history of transparency and diligence, this top-ranking UK financial planning firm offers a welcoming atmosphere and a history of success that’s built upon loyalty and mutual trust.

With a wide array of services that are tailored to each client and a focus on community support, Partridge Muir & Warren once again earns a 5-star rating as one of the best UK IFAs to consider partnering with in 2022-2023.     

Read More: Top Financial Advisors and Best Wealth Managers in the US & UK | Top Ranking Lists

The Fry Group Review

Founded in 1898, The Fry Group is one of the oldest firms in our biannual ranking. Based in Worthing, UK, and multiple offices around the world, The Fry Group ensures that its award-winning financial experts provide a wide selection of financial planning, tax, and estate services.

While the founders may no longer be around, this UK IFA continues to adopt the core values that were established over 120 years ago.

Key Factors That Enabled The Fry Group to Rank as One of the Top Financial Advisors in the UK

Selection of Tax Planning Services

For over a century, The Fry Group has been helping both its UK and international clients with their taxes.

Throughout the years, this UK financial adviser established a wide variety of services to ensure its clients are successfully navigating all the complications that come with doing taxes.

The Fry Group’s dedicated tax planning team works in conjunction with its financial and estate planning specialists to ensure a comprehensive and holistic service.

This team of top UK IFAs can even handle your expat tax affairs regardless of whether you are currently employed, retired, or maybe even representing a business.

The Fry Group’s Tax Planning Services include:

  • Inheritance Tax Planning
  • Tax Returns
  • Expat Tax Advice
  • Planning a Move to the UK
  • Domicile Reviews
  • Capital Gain Tax

best independent financial advisers UK

Best IFA in the UK  for 2022-2023

Women in Finance Charter

With a noble goal of being a workplace where women can thrive, The Fry Group is creating an inclusive and open environment. The firm’s ultimate goal is to have a 50-50 balance of gender diversity.

In 2021, The Fry Group became a proud signatory of the HM Treasury Women in Finance Charter. The firm’s commitment to playing its part in building a hopefully more balanced and fair financial service industry is truly admirable. On top of that, this financial advisor in the UK is continuously working on building a diversity-related programme of broader initiatives.

For clients that need comprehensive tax, estate, and financial planning services and value straightforward and effective solutions, The Fry Group could be a great fit.

This UK IFA’s commitment to offering tailored client-centric services and playing its part in improving the workplace for its employees solidifies its 5-star rating as one of the top financial advisors in UK for 2022-2023.

Westminster Wealth Management Review

Founded in 2000, Westminster Wealth Management is a privately owned independent financial adviser in the UK that provides a wide range of financial services to a diverse clientele. Based in London, this top UK financial advisory firm is one of the largest independent, Chartered firms in the UK that’s committed to retaining its independent status.

As an Independent Financial Advisory firm, Westminster Wealth Management prides itself on having some of the best advisers in the UK.

Key Factors That Enabled Westminster Wealth Management to Rank as One of the Top Financial Advisors in the UK

Westminster Wealth Management Services

With experts in every field, this UK independent adviser can cater to any and every financial need.

Westminster Wealth Management currently offers the following financial advisory services:

  • Investments Westminster Wealth Management provides comprehensive, creative investment advice to individuals, trusts, families, charities, and companies.
  • Retirement Planning With highly-qualified, experienced, and independent advisers, WWM will help you achieve your retirement goals.
  • Tax Efficient Investing Westminster implements a strict due diligence process and dedicated resources for all tax-efficient investments.
  • Cashflow Forecasting Helping clients alleviate uncertainty by using Cashflow Forecasting software to illustrate and model the financial future scenarios clients will encounter.
  • Mortgages and Lending Westminster Wealth Management’s fully independent mortgage team will help you navigate through all the complexities of the mortgage and lending market.
  • Protection Financial protection insurance to cover unforeseen eventualities in the period until you become financially independent.
  • Corporate services Diverse services are offered to Westminster Wealth Management’s corporate clients.
  • Estate & IHT With its estate and inheritance tax planning services, these IFAs in UK are all about getting the balance right between having access to your money when you need it, saving tax, and also leaving a protected legacy for future generations.

best financial advisers UK 2023

AHQ’s 2022-2023 Best IFA UK Ranking

Team of Experts

In 2015, this UK Independent Financial Advisory firm has been awarded Corporate Chartered status by the Chartered Insurance Institute (CII). Westminster Wealth Management prides itself on having some of the best advisers in the country and thus providing a full market service that’s highly capable of handling any fiscal need.

Westminster’s principals have over 25 years of experience in providing financial advisory services in the UK while gathering a team of true experts who have over time specialised in many fields.

By always striving to provide top-notch service and customer care, Westminster Wealth Management secured its spot on our biannual ranking of top UK IFAs.

Every step taken by these UK financial advisers ensures that the firm’s products and services are clear and easy to understand. With everything else mentioned in our review, Westminster Wealth Management scored a 5-star rating on our 2022-2023 ranking of top financial advisers in the UK.

Related: Top Financial Advisors in Iowa (Des Moines, Ames, Dubuque, and Davenport)

Conclusion – 2022-2023 Best Independent Financial Advisers UK

The best independent financial advisers UK offer more than just investment advice, many provide additional services, tax planning, mortgages, accounting, and more, bringing additional value and convenience to clients.

As you review all 9 best IFAs in the UK, you’ll want to use a keen eye to identify the ones that have specific qualities that directly speak to you and your needs. Once you’ve narrowed down this list to about 3 to 5 for consideration, setting up a meeting would be a good next step.

Many of the best London and UK wealth management firms will offer the initial meeting free of charge and offer several options for initial consultations, including in person, by phone, or by video conference. This gives you the opportunity to meet at your convenience and arm yourself with questions.

For the most informative consultation, bring with you all your pertinent financial information, such as income and expenses, debts and assets, and your ideas for future life goals you’d like to achieve.

At the end of the process, you should hopefully find your best match, and your new UK financial advisor can help you chart a path to a successful financial future and help you achieve your financial goals. Best of luck!

Image sources:

  • https://pixabay.com/photos/canary-wharf-london-business-421994/
  • https://www.argyleconsulting.co.uk/
  • https://www.bartlettgroup.com/wp-content/uploads/2017/01/BAR0001-Wealth-Management-A4-ONLINE.pdf
  • https://equilibrium.co.uk/about-us/
  • https://www.fosterdenovo.com/
  • https://www.kerrhenderson.com/
  • https://www.paradigmnorton.co.uk/
  • https://www.pmw.co.uk/
  • https://www.thefrygroup.co.uk/
  • https://www.westminster-wealth.com/

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms  for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures .

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Top 100 Financial Advisers 2021: The top 20 firms

Top 100 Financial Advisers 2021: The top 20 firms

It's time for the final part of FTAdviser's Top 100 Financial Advisers 2021, our annual rankings detailing some of the best advisory firms from across the UK.

The full top 100 is available here , and below are the top 20 firms this year - the only businesses to have numbered rankings in 2021.

We consider it important to retain a small group of firms that our metrics rank as the best of the best at the top of the list.

Outside this group, firms are now listed in alphabetical order. We’ve done this so the list emphasises the companies themselves, rather than giving undue focus to a precise position in the rankings, or how that position might have shifted year-on-year.

The Top 100 is again compiled using data provided by London-based Financial Clarity, an arm of ISS Market Intelligence, and those statistics continue to form the backbone of our rankings.

The one notable change to these calculations for 2021 is that we’ve again increased the focus on companies who are either chartered by the CII or accredited by the CISI.

These standards aren’t a guarantee of good behaviour or good practices. But they remain a decent indication of a firm trying to do the right thing by its customers, and ensure our list isn’t compiled using financial metrics alone.

In short, they help make our rankings a more useful snapshot of the UK financial advice profession.

A directory of all firms chartered by the CII can be found  here , while those accredited by the CISI can be found  here .

More information on our methodology is below, and full details of how the Top 100 has been calculated can be read  here .

Without further ado, the top 20 firms for 2021 are:

What the list measures

In addition to the increased emphasis on chartered or accredited company status, our rankings retain metrics used in previous years.

That means we also look at the growth rate of advisory businesses, AUM and asset retention, and the number of years’ experience each business has managing assets in different economic and interest-rate environments.

In order to check how advisers are managing their clients’ investments, Financial Clarity used data received directly from fund managers covering the vast majority of the retail investment market, plus 14 of the nation’s biggest investment platforms. In most cases, that means advice companies’ own platforms are not included.

As a result, the Top 100 Financial Advisers list incorporates not a company’s stated level of AUM, but rather the amount held on those 14 investment platforms and with most of the nation’s biggest fund houses. They include assets in retail advisory investments and pensions, reported to Financial Clarity. On top of this, firms are only included if they had £150m of gross sales or more over the 12-month period. The likes of DFM assets are not included unless submitted to ISS as such.

For further information about the list, please contact the FTAdviser editorial team. For commercial enquiries, please contact [email protected]

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FTAdviser Top 100 Financial Advisers 2022

Our rundown of the top UK financial advice firms

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Welcome to the FTAdviser Top 100 2022

The latest FTAdviser Top 100 Financial Advisers lists are out for 2022, showcasing some of the best advice firms in the country.

Over the past year, the financial services sector has been rocked by significant events.

These include Russia’s invasion of Ukraine, the rising cost of living, an energy crisis and a swath of tax changes unveiled as part of the new prime minister’s Trussonomics plan for growth, which helped the pound tumble to record lows.

Yet despite this, the list of businesses in the FTAdviser Top 100 2022 presents a snapshot of the remarkable resilience shown by the entire advice sector.

These standards are a decent indication of a firm trying to do the right thing by its customers

2022 marks 10 years since the introduction of the Retail Distribution Review; seven years since pension freedoms came into force and six years since the Financial Advice Market Review highlighted serious issues that needed to be addressed.

And over that time, businesses have adapted to change, whether this be tax policy turning on a pin, dealing with the after-effects of the pandemic or embracing the digital transformation.

Most firms are still feeling their way into what Liz Truss has been calling a ‘new era’. But finding the right balance between face-to-face advice and online services – as well as developing robust succession plans to future-proof the advice industry – could yet result in some significant changes to business models.

We will be keeping a close eye on that, as well as the more familiar challenges facing advisers and their firms, in the months and years ahead.

FTAdviser’s Top 100 Financial Advisers is based on Financial Clarity data, from ISS Market Intelligence. 

In keeping with our policy of revising the methodology to avoid a skew to the largest firms, we also reward businesses that are either chartered by the Chartered Insurance Institute or accredited by the Chartered Institute for Securities & Investment.

Of course, these standards are not a guarantee of good behaviour or good practices, but they remain a decent indication of a firm trying to do the right thing by its customers, and help to ensure our list is not compiled using financial metrics alone.

As a result, seven of our top 10 companies have either chartered or accredited status, as do 17 of the top 20.

The top 20 is where the rankings end this year. As per last year, businesses outside this group are now listed in alphabetical order, rather than based on the data.

We’ve done this so the list emphasises the companies themselves, rather than giving undue focus to a precise position in the rankings or how that position might have shifted year-on-year. Indeed, sometimes firms' positions might change significantly over the year. 

Equally, we consider it important to retain a small group of firms that our metrics rank as the best of the best at the top of the list.

In 2022 we are continuing with the editor’s choice selection, which was introduced in 2021. This is designed to recognise a company whose qualities might otherwise not be captured by our metrics. 

This year, that choice is Clairville York, which only just missed out on entering the Top 100 this year and is a new entrant into the 150 or so firms that make up the long list. 

Simoney Kyriakou is editor of FTAdviser

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1. Johnston Carmichael Wealth 2. Mazars Financial Planning 3. Punter Southall 4. Partners Wealth Management 5. Marsh McLennan (Inc. Mercer) 6. Corbel Partners Limited 7. Premier Wealth Planning 8. The Penny Group Limited 9. Beckett Investment Management 10. Pharon Independent Financial Advisers 11. Murdoch Asset Management 12. Smith & Pinching Financial Services 13. Schofield Money 14. Strategic Solutions Financial Services 15. Argyle Consulting 16. Westminster Wealth Management 17. Wills & Trusts Independent Financial Planning 18. Skerritt Consultants 19. Cullen Wealth 20. Acumen Financial Planning

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A & J Wealth Management Advanta Wealth Advies Private Clients Alan Boswell Alexander Grace Altor Wealth Management Amber River Antrams Financial Services Aspira Corporate Solutions Atomos (Sanlam Financial Services) Balmoral Asset Management Best Practice IFA Carrington Investment Consultants Charles Stanley & Co Chase de Vere Chetwood Wealth Management Clarity Clark Gillone Close Brothers David Williams IFA Douglas Steers & Co Ellis Bates Emery Little Equilibrium Financial Planning Evelyn Partners

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Fairstone Financial Advice & Services Foster Denovo Gale & Phillipson Gracechurch Wealth Management HFMC Wealth Hilltop Financial Planning Hoyl HSBC Bank InPartnership Investment Quorum IP Wealth Management LGT Wealth Management UK Lloyds Banking Lomond Financial Management Lonsdale Services Lyncombe Consultants Martin Aitken Financial Services Mattioli Woods Moore & Smalley Mutual Financial Management MWS Financial Advisers

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The methodology

The list is produced using Financial Clarity data from ISS Market Intelligence and looks at a variety of factors, including gross inflows through the year, client retention, the number of chartered or certified financial planners and length of service. 

Financial Clarity receives data directly from fund managers and investment platforms. Their AUM coverage exceeds the Investment Association’s total retail assets under management. 

The top 25 fund managers in the IA account for 83 per cent per cent of retail assets under management and Financial Clarity receives sales and AUM data from 19 of these investment houses, including 17 of the top 20.

Submissions from these fund managers are supplemented by fund managers outside of the IA. Fourteen platforms submit data to Financial Clarity, 13 of which at intermediary and product level. 

The displayed figures have been rounded to two significant figures and include assets invested in retail advisory investments and pensions

The list is created by first selecting the 150 largest firms by gross sales in the previous 12 months, July 2021–June 2022 for the 2022 list. Individual firms affiliated with a wider group are included within the figures for the group, and appointed representatives are included within the figures for their principal, regardless of whether they could appear individually. 

This year, firms with gross sales of more than £175mn were eligible for inclusion compared with £150mn in 2021, £115mn in 2020 and £125mn in 2019.

Each firm is then scored on six different factors, the sum of which produce the ranking:

1. AUM Score – 110 per cent of the natural logarithm of June 2022 AUM. 2. Net % Score – Last 12 months (July 2021 to June 2022) Net-Sales percentage of June 2021 AUM, broken down into quintiles awarding points as follows: 1, 5, 9, 12 & 14 points for each quintile, respectively. 3. Years Score – 1/8 point for each year in service up to a maximum of 10 points. This year, the average years in service for the Top-100 firms is 37 years.  4. Retention Score – Pence outflows per each £1 inflows – the lower the better. Broken down to quintiles awarding points as follows: 4, 3, 2, 1 & 0 points for each quintile, respectively. 5 . Estimated Performance Score – Based on AUM growth over the period once net-sales are taken away. Broken down to quintiles awarding points as follows: 0, 0.5, 1, 1.5 & 2 for each quintile, respectively. 6. CII or CISI Chartered/Accredited – Firms that are chartered or accredited by CISI or CII received points based on the percentage of the AUM held by chartered or accredited firms. This factor awards a maximum of 10 points. 

The average weight for each of the above factors in this year’s Top-100 firms:

Assets held accounted for an average of 50.7 per cent of each adviser’s score (49 per cent last year).

Net-flow accounted for an average of 23.5 per cent of each adviser’s score (26 per cent last year).

Years of service accounted for an average of 8.2 per cent of each adviser’s score (9 per cent last year).

Retention accounted for an average of 5.9 per cent of each adviser’s score (5 per cent last year).

Estimated performance accounted for an average of 2.6 per cent of each adviser’s score (2 per cent last year).

CISI or CII Chartered/Accredited accounted for an average of 9.1 per cent of each adviser’s score (9 per cent last year).

The displayed figures have been rounded to two significant figures and include assets invested in retail advisory investments and pensions, reported to Financial Clarity by its partners. Other assets, such as those invested in discretionary funds or model portfolios, were included when submitted.

The analysis looked at firms that were chartered or accredited financial planners as a mark of their professionalism and commitment to their clients. In the case of groups where some members were chartered or accredited and others were not, points were awarded based on the percentage of the AUM held by chartered or accredited firms. 

About ISS Market Intelligence

ISS Market Intelligence provides data, analytics, insights, media and events solutions to the global financial services industry. ISS MI empowers global asset and wealth management firms, insurance companies, distributors, service providers and technology firms by providing market engagement platforms and the intelligence necessary to fully assess their target markets, identify and analyse the best opportunities within those markets, and execute initiatives to grow their business.

Within EMEA, ISS MI data and analytics solutions include intelligence from Financial Clarity, FWW, Mortgage Clarity, and Simfund.

www.issmarketintelligence.com

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A financial plan offers you freedom, security, legacy and a foundation on which to build the future you want. That’s why you need a team who not only understands your ambitions but can be trusted with them too. 

Whether you are just starting on your financial journey, looking to invest for the future or planning your retirement, we aim to guide you to the point where you can enjoy life, happy in the knowledge that you have a structured, tax-efficient financial plan in place.

We pride ourselves on the strong relationships we will build with our clients. These relationships enable us to build financial plans that evolve in step with needs.

Each of our services is tailored to your needs both in the short and long term. Whether you require advice on pension planning (including pension transfers), managing your Lifetime Allowance risk, personal cash flow planning, inheritance tax planning or later life planning, our advisers are here to support you.

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You can view all of our reviews here

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Private client insights

Tax Year End - Preparing for 5 April 2023 - Web

Tax Year End - Preparing for 5 April 2023

As we approach the end of what has been an eventful 2022/23 tax year, we take a look back at the changes introduced by Jeremy Hunt in his Autumn Statement and provide some hints and tips on how you can grow and protect your wealth ahead of the 5 April and new 2023/24 tax year.

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It's good to gift, but be aware of the tax traps

Gifting can be a great way of passing on wealth to your loved ones as well as reducing the value of your estate for Inheritance Tax (IHT) purposes and general estate planning.

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Available tax relief on your pension fund

Your pension fund should be a key part of your wealth planning, either for retirement income or generational wealth. Therefore, it is important to be aware of the reliefs available to you, and how you can make use of these both now, and in retirement.

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IFPC Limited has over 30 years’ experience in financial planning and wealth management. Established in 1988, we are one of the relatively few Chartered Financial Planning companies in the UK. We offer professional, carefully researched and tailored solutions to clients who are looking to build, manage and protect their wealth.

Our advice is truly unbiased and bespoke. We offer a full range of financial planning services in conjunction with professionals such as Chartered Accountants and Solicitors to cover the areas of trusts and tax planning. In addition to our wealth management service, we offer a discretionary investment management service to private clients, trusts, and pension funds.

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Best Financial Advisers

Antonia Medlicott

By Antonia Medlicott

Edited by Clare West

Fact Checked

Thinking about taking financial advice from a financial adviser is crucial when you’re looking at major financial decisions. My guide to finding a financial adviser near you should help you to better understand what a financial adviser is and if you need to use one.

Some of the best independent financial advisers are not necessarily the cheapest, so I’ll detail what you need to look out for and how much it is likely to cost you.

Also consider: Talk to an independent financial advisor

If you enquiry is regarding transferring a UK pension overseas, contact Dan Ward for advice .

Top financial advisors UK at a glance

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  • True Potential

St. James’s Place

How to find a financial adviser – 7 steps, how to choose a financial adviser, how much does a financial adviser cost, questions to ask a financial adviser, is it worth getting a financial adviser or should you do it yourself, can you access financial advice for free, faqs about financial advisers.

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  • Advisory help desk to speak to you about financial advice
  • Book a call back at a time that suits you
  • Lines open from 8.30am – 5pm Monday to Friday

Hargreaves Lansdown offer new and existing clients financial advice through their advisory Helpdesk. Their approach is aimed at getting you the right advice and how this might benefit you, with a view on their charging structure and which advisory services they can offer.

Hargreaves Reviews

Capital at risk.

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  • Talk through your goals with a financial coach
  • A coach will talk through your investment strategy and investment goals
  • Benefit from Bestinvest Coaches’ expert knowledge on what’s happening in the markets

Investment coaching from Bestinvest provide qualified financial planners who can help with your investment goals, with no additional charges.

Bestinvest Reviews

True Potential Investor

True Potential Investor

  • Access to over 14,000 experts in over 200 locations around the world
  • Fully-managed investment portfolios
  • ISAs, SIPPs and general investment accounts available

With financial advisors all over the UK, True Potential Wealth Management are a fully modernised financial advisory service that harnesses technology in order to provide both private and corporate clients with a transparent service with the sole aim of helping them realise their financial goals.

True Potential provide their clients with a user-friendly, award-winning app from where you can track all your investments and bank accounts in one place for complete peace of mind.

True Potential Review

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  • Over 4,000 qualified advisers available nationwide
  • Investment and retirement planning
  • Wealth management and private clients

At St James’s Place, they have taken a different approach to investment advice. Rather than be tied down to in-house investment managers, at St James’s Place they source external fund managers so you can gain access to leading investment managers from across the globe. You can access face-to-face advice from their highly skilled financial advisers across the UK.

St James’s Place Reviews

By using our postcode search tool above, you can find a list of reputable financial advisers and financial planning firms near you. However, finding the best adviser for your unique circumstances requires more consideration than simply picking a name from a list. Below I have listed five steps to take in order to find the best financial advisor for your circumstances:

1. Identify if you actually need financial advice

Simple financial transactions such as saving for your retirement, building your savings, and paying off your mortgage can often be achieved without incurring the cost associated with financial advice. However, individuals with more substantial savings and investments, and those experiencing potentially life-changing events such as an inheritance or the birth of a child, can often benefit from the expertise of financial advice.

2. Identify the level of service you require

Often financial advisers will be keen to lock clients into an ongoing service, however, this isn’t always suited to your circumstances and identifying what could be a one-off issue could help save you ongoing monitoring charges. Another way to avoid being overcharged for the level of service you require is to ascertain whether you require face-to-face advice with a local adviser, or whether remote advice or online services will suffice. The latter can work out cheaper, especially if you are seeking advice in an affluent location such as London.

3. Do you require independent financial advice?

There is a difference in price between restricted advice and independent advice, the latter presenting a greater upfront cost. Restricted advisers will often recommend their own products or those from a limited number of providers which could end up matching you with a product that could cost you more in the long run, whereas independent advisers can access products from across the entire market.

4. Choose which areas of your finances could benefit from advice

I mentioned in my introduction that successful financial advice requires more than just picking the right investments and a more holistic approach will set you on the path to success. That being said, keeping costs down is a consideration so you don’t want to pay for services you don’t need. Long-term and potentially life-changing events such as planning your retirement, or managing an inheritance can often benefit from financial advice, however, if you are simply saving into a SIPP or opening a stocks and shares ISA, you could potentially save yourself the cost of advice.

5. Understand the costs

In my experience, getting the charges laid out from the outset can have a massive effect on your ongoing relationship with your adviser. Therefore I have gone into how advisers charge for their time and what you should be aware of in greater detail below.

6. Seek recommendations from family and friends

The experience of friends and family can provide you with an invaluable insight as to the practices of the adviser they have used. Whilst this can be a useful guide, no two financial circumstances are the same, and therefore you should do your due diligence with the adviser in question before you act on their recommendation.

7. Comparison Websites

A quick google search will turn up a good selection of comparison websites and directories, which, much like Investing Reviews , you can use to search for a financial advisor local to you.

If you have decided that now is the time for you to seek financial advice, then choosing the right independent financial adviser for your unique circumstances will be an important financial decision. Here in the UK, the choices are endless, however, when making your selection there are a few key elements to take into consideration.

1. Is the Financial Adviser Authorised by the Financial Conduct Authority?

Being authorised by the Financial Conduct Authority can guarantee that the financial adviser you are considering will always act ethically and on your behalf.

2. Check the Adviser has Professional Indemnity Insurance

Whilst this is not crucial in order to provide excellent advice, Professional Indemnity Insurance does offer peace of mind.

3. Check for Historical Complaints

Checking first with the Financial Ombudsman Service as well as the FCA for any historical complaints regarding bad advice made against the financial adviser or firm you are considering can be invaluable. If a past client has had to claim compensation this can be a red flag.

4. Ensure the Adviser is Independent

Obtain confirmation from the financial adviser or firm that they can access products and financial services from the whole of the market and have no affiliation to any particular provider.

5. Understand the Process

Most financial advisers and firms will offer an initial meeting free of charge so you can understand how they can bring value to your current circumstances. It is always useful to see an example of their financial planning so you know what to expect. Understand whether this is an end to end user journey with ongoing reviews and support and whether reviews will be on a monthly or annual basis, as well as whether this level of service is necessary for your requirements.

If you have decided that now is the time for you to seek financial advice, then choosing the right independent financial advisor for your unique financial situation will be an important financial decision. Here in the UK, the choices are endless, however, when making your selection there are a few key elements to take into consideration.

1. Is the Adviser Authorised by the Financial Conduct Authority?

Being authorised by the Financial Conduct Authority can offer some guarantee that the adviser you are considering will always act ethically and on your behalf.

Obtain confirmation from the adviser or firm that they can access complex financial products and financial services from the whole of the market and have no affiliation to any particular product providers.

Most financial advisers and firms will offer an initial meeting free of charge so you can understand how they can bring value to your current circumstances. It is always useful to see an example of their financial planning so you know what to expect. Understand whether this is an end-to-end user journey with ongoing advice and support and whether reviews will be on a monthly or annual basis, as well as whether this level of service is necessary for your requirements.

It is compulsory for an independent financial adviser to declare all costs upfront to any person who is a prospective client. This gives you the opportunity to compare and negotiate with financial advisers and also provides you with reassurance that the adviser in question has no conflicting interests such as a commission from a product that they recommend.

Pricing structures vary between different financial advisers and the money you pay will largely depend on the scope of advice and support you need as well as the level of qualification your adviser holds. For simple one-off jobs, it may be more cost-effective to engage the services of a chartered financial planner. The three main methods that advisers will charge for their time are:

  • Percentage fee: this will usually be worked out as a percentage of the amount of money you wish an adviser to manage on your behalf. This percentage can range anywhere between 0.5% to 5%, which may depend on the sum of money you are looking to invest.
  • Fixed fee per service: With this payment structure you will be charged a fixed cost for each solution you require, i.e. mortgage advice, pensions freedom, or putting protection in place. This may be the most cost-effective method of paying should you require once only advice for a specific area of your finances and is useful if you require an upfront cost.
  • Hourly rate: As always with an hourly rate, ensure you get an idea from your adviser of how long this kind of job has taken them previously so can know what cost to expect. This rate can vary between £50 and £250 an hour, depending on what you need and the level of credentials your adviser is in possession of.

Financial advisers often get asked a series of questions from potential clients which can help ascertain whether or not you are a good match. Don’t be afraid to dig into the level of service they are offering and make sure you have the answers to the following questions:

  • Are they independent or restricted advisers?
  • What adviser qualifications are they in possession of?
  • Do they give advice face to face or over the phone?
  • How often will they review your portfolio?
  • Will you deal with one adviser or get passed around the firm?

Due to the associated costs when receiving professional financial advice, many people will consider whether they can actually manage their own finances efficiently. Whilst it is possible before you consider embarking down this route you should ask yourself some key questions:

  • Do you have the time to evaluate your options, study the market, and find the most appropriate products to suit your circumstances?
  • Do you have the appropriate level of knowledge or will you be reliant on Google?
  • Are your finances currently organised and do you have a fair idea of your financial health?
  • Are the changes you are looking to make potentially life-changing?
  • Have you got large amounts of savings and or investments or are you experiencing a significant event such as inheriting money, becoming a parent, divorcing, or retiring?

The emergence of robo-advice platforms such as eToro and Nutmeg have given investors a low-cost way to invest that requires minimal investment knowledge using Exchange Traded Funds with high, medium and low-risk options. Whilst these do make an appealing option, they are in no way tailored to your personal circumstances and should you fail to make the right decisions, you will only have yourself to blame.

Help with Equity Release

Whilst it is possible to obtain professional advice on equity release, this can only be given by an adviser who is in possession of a specialist qualification in equity release. For free information regarding equity release as well as helpful alternatives, head to the debt charity Step Change .

The difference between independent financial advisers and restricted financial advisers

A financial adviser, sometimes referred to as a restricted adviser, can only give restricted advice on a limited number of products and therefore they don’t always have access to the best products to suit your unique circumstances.

Conversely, an independent financial adviser has access to the entire financial market and can therefore match the best product for your situation as well as provide you with completely unbiased advice to suit your needs.

Yes, you can. There are a number of options that come without any personal cost to you, however, these are limited in the range of advice they can provide. The Money Advice Service is a good place to start with free impartial advice that is run by the government. The Money Advice Service covers a range of financial advice including debt, mortgages, savings, benefits, pensions and protection.

Mortgage Advisers

L&C are a mortgage broker who can offer expert advice free of any charge as well as compare all the latest mortgage deals in real-time.

Pension Advice

For people looking to retire and requiring advice on the most efficient way to draw their pension and for pension transfers, AgeUK , Pension Wise and TaxHelp for Older People are both solid options.

Debt Advice

For free advice on managing debt, Citizens Advice Bureau and StepChange Debt Charity are two of several organisations that can offer support and advice.

Taxaid and Low Incomes Tax Reform Group are two avenues for obtaining free advice to help you achieve greater tax efficiency.

I see adverts for Financial Advisers and Financial Planners, what is the difference?

A financial advisor has the primary ambition of helping you to manage your money including Investment management, estate planning, retirement planning, protection insurance including income protection, debt repayment, critical illness, and tax planning.

Financial planners however are one type of adviser who specialises in creating a financial plan to help companies and individuals achieve their long-term financial goals and can include entities such as general financial planning, retirement planning, and education funding planning.

It is important to note that whilst a financial adviser will possess qualifications and credentials to help them achieve their purpose, just about anyone can call themselves a financial planner and offer financial planning advice, without possession of any qualifications.

Is the advice I receive always in my best interest?

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These are the UK's 10 financial advisers to watch in 2020

  • The coronavirus pandemic has spooked investors. 
  • A financial adviser can help in decision-making and sticking to a financial plan.
  • Business Insider has highlighted the UK's top financial advisers to watch in 2020.

The coronavirus pandemic has interrupted stock markets and made many investors wary about the best way to manage their money during these tough times.

A financial adviser can help define a strategy and ensure you keep to it, but it can be hard to choose one.

The latest data from the Financial Conduct Authority, the UK regulator for financial services, indicates only one in 10 adults seek financial advice when making investment decisions.

The recent market volatility may push more toward professional advice, leaving many to question how to choose the right person.

Business Insider has sifted through financial-adviser trade awards and review websites to highlight the most praised and promising people and brands to manage your money — and they are all open for business despite the coronavirus lockdown.

Gemma Siddle, Eldon Financial Planning

financial planning firms uk

Siddle had planned to become a lawyer but joined Eldon more than a decade ago instead. 

She has built a bustling award cabinet since, with trophies from the Personal Finance Society for paraplanner of the year in 2012 and chartered financial planner of the year for 2019. She was also included in New Model Adviser's top 35 next-generation advisers each year from 2016 to 2019.

"We have provided a remote service for several years and were able to adapt to remote working without any interruption to our service," Siddle said.

Angela Marson, Fairstone

financial planning firms uk

Fairstone is one of the highest-rated UK financial advisers on the reviews website Trustpilot, with a score of 4.9 out of 5 from more than 3,000 reviews that praised its service and knowledge.

It is one of the UK's largest chartered-financial-planning firms, with 600 advisers and staff members spread across 48 UK locations.

"Clients have been happy to embrace the new approach to virtual meetings," Marson, a chartered financial planner at Fairstone, said.  

"My time is actually spent more effectively with clients, removing the time taken to travel to meetings, which has helped me as an adviser, to assist more clients."

Kyle Nethercott, Hazlewoods

financial planning firms uk

You don't need to be a big brand to make a big impression. The Gloucester-based adviser Hazlewoods Financial Planning came 13th in the trade title FTAdviser's top 100 financial advisers for 2019 — a list dominated by large firms.

The awards assess how qualified staff members are, their experience in different economic environments, as well as the value of investments that came in and out of the business over the year.

It may have a small team of four advisers, but Hazlewoods still advises clients across the UK, and its management, including the financial-planning partner Nethercott, has decades of experience.

"Our clients know they can contact us if needed, and we are conducting many meetings via telephone instead of the usual face-to-face," Nethercott said.

Pete Matthew, Jacksons Wealth Management

financial planning firms uk

Matthew is the managing director of Jacksons Wealth Management. He launched one of the first personal-finance-focused podcasts in the UK and has a strong social media and web presence with his Meaningful Money financial-education brand.

"I've been using Zoom video to talk to clients around the country for years now," Matthew said.

"I've never met most of my clients in person, so that hasn't been an adjustment."

Andy Hart, Maven Adviser

financial planning firms uk

Hart is the founder of Maven Adviser and is a respected financial-planning podcaster. He has also launched Humans Under Management, a series of events focusing on the behavioral-finance aspects of investing rather than just products and performance.

"I've been remote-ready for close to a decade," he said.

"Lockdown has caused a lot of disruption with the companies I use, but we're still taking on clients and servicing our existing clients."

Barry Horner, Paradigm Norton

financial planning firms uk

Paradigm Norton, with offices in London, Torquay, and Bristol, is a serial industry-award winner, picking up regular accolades from trade titles such as Money Marketing and New Model Adviser that praise the way it works with clients.

It is a Certified B Corporation, which means it must maintain certain social and environmental performance targets and balance profit and purpose. It also has its own impact-investing arm.

"The week before lockdown the entire team of some 70 professionals were all successfully home working, and, other than the ability to schedule 'face to face' meetings, we were fully operational," Horner, its chief executive, said.

"We have emailed our clients with regular and helpful updates, which has been hugely appreciated."

Darren Sharkey, Quilter Financial Planning

financial planning firms uk

The nationally focused adviser Quilter Financial Planning came on top of FTAdviser's top 100 financial advisers for 2019.

Its ranking suggests you get access to well-qualified, experienced support among its thousands of advisers.

The team is led by Sharkey, who has worked within Quilter for more than 20 years.

"Now more than ever, clients need to be able to contact their adviser and be reassured that their finances are in safe hands," Sharkey said.

"Our advisers have tools and resources to offer advice remotely."

Darren Cooke, Red Circle Financial Planning

financial planning firms uk

Cooke was one of the first to call for a ban on pensions cold calling to stop people from getting scammed.

He started his own campaign in 2016, and the government went on to introduce a ban in January 2019. This indicates he is someone who cares for his client's well-being.

"Clients are still receiving the same high-level service they did before," Cooke said.

"The main part that has really changed has been replacing meetings with video calls, but so far that has worked really well."

Tim Sargisson, Sandringham Financial Partners

financial planning firms uk

Sandringham Financial Partners was the top-rated firm on the adviser search engine VouchedFor in 2019 based on the number and level of reviews it received. Out of 1,974 clients, the national advice firm received 1,828 five-star ratings, 136 four-stars, and 10 three-star reviews.

"Clients value you for your ability to provide reassurance and help deliver their goals," its CEO, Tim Sargisson, said.

"The other critical part is how you deliver your service and our tools help advisers deal with clients remotely."

Lisa Johnstone, VWM Wealth

financial planning firms uk

Johnstone's team picked up the trophy for chartered firm of the year at the Personal Finance Society's 2019 awards, which cited the way it engaged with charities, sought feedback from clients, and developed new financial advisers. It also offers its own range of ethical portfolios.

"Our main method of contact is telephone and also Zoom for meetings, in line with our family office approach," Johnstone said.

"Our newsletters are forward looking, whilst reinforcing some key messages and our outlook.

"Being close to the families we work with means that current market events are expected, not predicted, but they are a normal part of the financial-planning journey."

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  • Main content

FT - Adviser

FTAdviser Top 100 Financial Advisers 2023

Unveiling the top UK financial advice firms of the year

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Welcome to the FTAdviser Top 100 2023

The past 12 months have been eventful. We have witnessed the coronation of a new monarch and a catalogue of chancellors and prime ministers.

We have pored through documents as tax decisions were made and repealed; reported on the effect of interest rate rises and how eye-watering inflation has been wreaking havoc on people's finances.

Simultaneously, the advice profession has been through its own changes, not least the significant efforts of every financial services professional to ensure their companies met or surpassed the regulatory expectations laid out under the new Consumer Duty.

Firms that focus on providing a service, that clients value, will continue to attract new clients and retain existing ones Jessica Ayres, Timothy James & Partners

Amid such a busy and oft-times frustrating year, companies have still gone over and above to serve their clients, support staff and reach new potential clients.

In August this year, the Financial Conduct Authority revealed the number of retail investment advisers rose to 37,381 in 2022, compared to 36,674 in 2021. Mortgage adviser posts grew to 36,441, compared to 36,211 in 2021.

But what all advisers have in common is their continued obligations under consumer duty to put the customer first.

And that is what Jessica Ayres, chartered financial planner at Timothy James & Partners, has put down to service - which she believes is the key to continuing to be a successful advice firm.

She said: "Service is everything - and a personalised service is the key differentiator between companies.

"Firms that focus on providing a service, that clients value, will continue to attract new clients and retain existing ones."

True, the FTAdviser Top 100 just represents a slice of the amazing work that financial advisers do, day in and day out, but to be among the names in the frame in 2023 is no mean feat.

This year's list showcases those companies whose data, made available to FTAdviser's Top 100 partners Financial Clarity/ISS Market Intelligence, demonstrates their business-winning abilities in a tough market.

But it also goes further, highlighting those companies who have helped staff through the rigours of becoming chartered or certified despite the busyness of 2023.

It shows how companies progressed with their own chartered status, despite the internecine battles going on earlier this year at one of the UK's largest accrediting bodies.

And it demonstrates how exceptionally valuable financial advice and financial planning is to millions of Britons, whose financial health and wealth has been supported during yet another difficult year by the profession.

Congratulations to all of those named among this year's Top 100.

Simoney Kyriakou is editor of FTAdviser

Image captions

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Editor Simoney Kyriakou speaking at the Financial Advice Forum (September 2023). Photo: Em Fitzgerald

financial planning firms uk

1. Johnston Carmichael Wealth Ltd 2. Mazars Financial Planning Ltd 3. Marsh McLennan (Inc. Mercer) 4. Westminster Wealth Management LLP 5. Cullen Wealth Ltd 6. Punter Southall 7. DGS Independent Financial Advisers Ltd 8. Partners Wealth Management LLP 9. Corbel Partners 10. Beckett Investment Management Group 11. Progeny Wealth 12. The Private Office 13. Investment Quorum Ltd 14. Schroders (Schroders Personal Wealth and Schroder & Co Ltd) 15. Pharon Independent Financial Advisers Ltd 16. Fidelius Ltd 17. Argyle Consulting Ltd 18. NatWest 19. Advanta Wealth Ltd 20. Best Practice IFA Group Ltd

financial planning firms uk

A&J Wealth Management Ltd Acumen Financial Planning Ltd Advies Private Clients LLP AFWM Ltd AHSL Group (Sense) Alexander Grace Ltd Altor Wealth Management LLP Amber River Antrams Financial Services LLP (part of Pembroke) Asset Management Financial Advisers Ltd BBT Group Ltd Cantab Asset Management Ltd Charles Stanley & Co Ltd Chase de Vere Cheetham Jackson Ltd Chetwood Wealth Management Ltd Clarity Ltd (Clarity Global) Clayton Holmes Naisbitt Financial Consultancy LLP Close Brothers Continuum (Financial Services) LLP Cox Financial Ltd Craven Street Financial Planning Ltd Douglas Steers & Co Ltd Ellis Bates Wealth Management Ltd Equilibrium Financial Planning Equitas Financial (UK) Ltd Estate Capital Financial Management Ltd

financial planning firms uk

Fairstone Fensham Howes Ltd Financial Advice & Services Ltd Flying Colours Foster Denovo Greystone Financial Services Ltd Hargreaves Lansdown Advisory Services HFMC Wealth Hilltop Finance Ltd Howard Wright Ltd Humboldt Financial Ltd In Partnership Kerr Henderson KMG Independent Ltd Lonsdale Services Ltd Lowes Financial Management Ltd Lowndes Halsden & Partners Ltd Lumin Wealth Martin Aitken Financial Services Ltd Mattioli Woods McHardy Financial Ltd MKC Wealth Ltd Moore & Smalley LLP Morgans Ltd Murdoch Asset Management Ltd

financial planning firms uk

Oculus Wealth Management Ltd Openwork Origen Paradigm Norton Financial Planning Ltd Pareto Financial Planning Ltd Pembroke Financial Services Ltd Pen-Life Associates Ltd Perspective PI Financial Ltd PJG Financial Services Ltd Profile Financial Solutions Ltd Quilter Reeves Independent Ltd Sandringham Financial Partners Ltd Schofield Money Ltd Skerritt Consultants Ltd St James's Place Wealth Management plc Strategic Solutions Financial Services Tavistock Tenet The Fry Group Timothy James & Partners Ltd Validpath Ltd Vintage Wealth Management Vision Independent Financial Planning Ltd Wade Financial Services Ltd Wingate Wren Sterling Financial Planning Ltd

financial planning firms uk

The methodology

The FT Adviser Top 100 is compiled based on Financial Clarity data from ISS Market Intelligence, a leading provider of data, analytics, and insight solutions to the global financial services industry.

The list looks at a variety of factors, including gross inflows throughout the year, client retention, the number of chartered and certified financial planners and length of service.

Financial Clarity receives data directly from fund managers and investment platforms, with a combined coverage of over 90 per cent of the UK’s intermediary fund flows.

Fund manager coverage is made up of over 60 of the UK’s leading fund managers, including coverage from fund managers outside of the Investment Association rankings – such as discretionary fund managers and alternative providers.

The displayed figures have been rounded to two significant figures and include assets invested in retail advisory investments and pensions

The top 100 list is created by first selecting the 150 largest firms by gross sales in the previous 12 months, July 2022 – June 2023 for the 2023 List.

Individual firms that are affiliated with a wider group are included within the figures for the group, and appointed representatives are included within the figures for their principal, regardless of whether they could appear individually. This year firms with gross sales of over £160mn were eligible for inclusion, compared with £175mn in 2022.

Each firm is then scored on six different factors the sum of which produce the ranking:

• AUM Score  – 110% of the Natural Logarithm of June 2023 AUM. • Net % Score  – Last 12 months (July 2022 to June 2023) Net-Sales percentage of June 2022 AUM, broken down into quintiles awarding points as follows: 1, 5, 9, 12 & 14 points for each quintile, respectively. • Years Score  – 1/8 point for each year in service up to a maximum of 10 points. This year, the average years in service for the Top-100 firms is 44 years. • Retention Score  – Pence outflows per each £1 inflows – the lower the better. Broken down to quintiles awarding points as follows: 4, 3, 2, 1 & 0 points for each quintile, respectively. • Estimated Performance Score  – Based on AUM growth over the period once Net-Sales are taken away. Broken down to quintiles awarding points as follows: 0, 0.5, 1, 1.5 & 2 for each quintile, respectively. • CII or CISI Chartered/Accredited – Firms that are chartered or accredited by CISI or CII received points based on the percentage of the AUM held by chartered or accredited firms. This factor awards a maximum of 10 points.

The average weight for each of the above factors in this year’s Top 100 firms:

• Assets held accounted for an average of  50.1 per cent  of each adviser’s score. • Net-flow accounted for an average of  23.4 per cent  of each adviser’s score. • Years of service  accounted for an average of  8.6 per cent of each adviser’s score. • Retention  accounted for an average of  6 per cent of each adviser’s score. • Estimated performance  accounted for an average of 2.5 per cent  of each adviser’s score. • CISI or CII Chartered/Accredited accounted for an average of 9.5 per cent  of each adviser’s score.

The displayed figures have been rounded to two significant figures and include assets invested in retail advisory investments and pensions, reported to Financial Clarity by its partners.

Other assets, such as those invested in discretionary funds or model portfolios were included, when submitted to us as such.

We considered whether firms were chartered or accredited Financial Planners as a mark of their professionalism and commitment to their clients. In the case of groups where some members were chartered or accredited and others were not, points were awarded based on the percentage of the AUM held by chartered or accredited firms.

Firms can become chartered by the CII or Accredited by the CISI by meeting the organisations’ respective criteria, details of which can be found on their websites: www.cii.co.uk or www.cisi.org

About ISS Market Intelligence

ISS Market Intelligence is a global provider of data, analytics, insights, media, and events solutions to the global financial services industry.

ISS MI empowers global asset and wealth management firms, insurance companies, distributors, service providers and technology firms by providing market engagement platforms and the intelligence necessary to fully assess their target markets, identify and analyse the best opportunities within those markets, and execute initiatives to grow their business.

www.issmarketintelligence.com

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IFA Magazine

Three new UK financial planning firms achieve CISI Accredited Financial Planning Firm status

by Matt Williams | Jul 18, 2023

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Three new UK financial planning businesses have joined the CISI exclusive list of  Accredited Financial Planning Firms (AFPF).

Staffordshire-based  Oak Four ,  Santorini Financial Planning  in Leicestershire and  Empower Partners   in London have all achieved AFPF status demonstrating professionalism by meeting the highest standards of excellence in financial planning.

This brings the total number of CISI, UK-wide Accredited Financial Planning Firms to 58.

Consumers can find the list of AFPFs in their area by accessing the CISI’s website  Wayfinder .

Chris Morris, Chartered MCSI, CISI Head of Financial Planning Policy and Engagement, said:

“It’s a huge pleasure to welcome these three firms to the CISI AFPF community. Their clients can be reassured that these firms have reached the pinnacle of professionalism in achieving CISI AFPF accreditation. They are leaders in their profession, and helping clients achieve their life goals is at the heart of the AFPF service.”

Kevin Wood, CFP TM  MCSI of Oak Four, said:

“We are thrilled to have become an Accredited Financial Planning Firm™, a prestigious designation awarded by the Chartered Institute for Securities & Investment (CISI). This recognition is a testament to our unwavering commitment to providing our clients with the highest financial planning advice and service.

“We would like to thank our clients for their trust and confidence in our team. We look forward to continuing to serve them with the same level of commitment, expertise, and excellence that has helped to earn us the Accredited Financial Planning Firm™ designation”.

Matthew Walne, CFP™ Chartered MCSI of Santorini, said:

“Achieving the CFP TM  was the pinnacle of my personal career to date, achieving Accredited Financial Planning Firm status is now the pinnacle for my firm, Santorini Financial Planning Ltd to date. To be considered amongst the very best financial planning firms in the UK is a real honour. It’s great to be recognised for my firm’s commitment to providing a comprehensive financial planning proposition. Hopefully, as a result, our clients have increased confidence in my firm’s ability to help them achieve and maintain their lifestyle.” 

Paul Jardine, Managing Partner of Empower Partners, said:

“We started Empower in 2021 as an innovative wealth management business with a mission to empower as many people as possible to make better financial decisions. We’re all immensely proud to have achieved the milestone of being recognised as a CISI Accredited Financial Planning Firm. Their recognition demonstrates our commitment to providing all our clients with a comprehensive financial planning service to help them achieve their financial goals.”

Those interested in applying to become a CISI Accredited Financial Planning Firm should contact  [email protected]

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Incorporating one of the UK’s largest Chartered financial planning firms, our team of financial advisers offer independent financial planning , investment management and estate planning services.

Fairstone offer all new clients a no cost, no obligation, initial consultation.

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Our top 5 financial planning firms

Financial Planning, Financial Planning Firms

Although not all the institutions on the findaWEALTHMANAGER.com panel offer financial planning (around 40% prefer to focus purely on investment management) these services are vitally important to many clients. Indeed, many of our users mention wanting a “one-stop-shop” for all their financial affairs.

Here, we offer key information and client insights on a selection of some of the top financial planning firms in the UK today.

1. Smith & Williamson

Smith & Williamson is an independently-owned financial services group providing the full spectrum of investment management, accountancy, tax, corporate and financial advisory services to private clients, corporates and charities. The firm has 13 offices across the UK and is known for its expertise in serving client groups with distinct needs and perhaps financial planning complexities, such as entrepreneurs and professional footballers.

Smith & Williamson’s offering for private clients covers all areas of personal financial planning, and the firm has particular expertise in pre- and post-retirement issues, such as SIPP management, investment structuring, tax-efficient investing, IHT mitigation and overseas pensions.

Article:  Meeting The Wealth Management Needs Of Entrepreneurs

Financial Planning, Financial Planning Firms

What users of findaWEALTHMANAGER.com say about Smith & Williamson:

Users of findaWEALTHMANAGER.com tell us they particularly like the “one-stop-shop” element of Smith & Williamson’s offering – particularly entrepreneurs who may be approaching a significant liquidity event and so need advice across their entire financial affairs, both personal and corporate (the firm is also deeply involved in the entrepreneurial community in the UK and participates regular in thought leadership events for business-owners).

Clients also praise Smith & Williamson for the depth of its financial planning offering, which includes a specific service set up to help divorcing couples navigate the complexities around splitting pensions .

2. Charles Stanley

Charles Stanley is one of the oldest firms on the London Stock Exchange, having first appeared as an independent member in 1852. Its traditional heritage notwithstanding, the firm is known today for having made some very forward-thinking technology investments, including iPhone and Apple Watch apps enabling clients to monitor their investments on the move.

Following a recent restructure, Charles Stanley will operate under four distinct operating units: investment management, asset management, Charles Stanley Direct (its offering for self-directed investors) and financial planning. The firm has designed its financial planning service specifically for clients who, although they may not want ongoing wealth management services, still wish to have their financial affairs examined periodically in a holistic way – so that they can maximise opportunities to grow their wealth and invest in a tax-efficient manner.

What users of findaWEALTHMANAGER.com say about Charles Stanley:

In general, regional coverage is a real strength of Charles Stanley’s, since the firm boasts 24 offices across the UK. It is also praised for its technological capabilities, both for self-directed investors and private clients.

Charles Stanley is known for its decentralised investment approach, meaning that portfolio managers have greater freedom to personalise portfolios and this bespoke feel is also said to apply to the financial planning arm.

3. Cazenove Capital Management

Cazenove Capital Management is the wealth management business of Schroders in the UK, Channel Islands and Asia. The firm is the result of a 2013 merger between Schroders and Cazenove Capital, both of which have venerable histories: Schroders was founded in 1804 as a merchant bank and Cazenove in 1823 as a stockbroker.

Cazenove Capital Management has offices in London, Chester, Edinburgh, Oxford, Jersey and Guernsey. With a stated aim to provide a comprehensive wealth management offering, the firm offers personalised discretionary and advisory investment services to both onshore and offshore clients, as well as wider wealth management services such as wealth planning, cash administration, deposit-taking and lending.

Article: Combining The Strengths Of Two Venerable Institutions

What users of findaWEALTHMANAGER.com say about Cazenove Capital Management:

At Cazenove Capital Management in-house wealth planners are able to work closely with clients and portfolio managers to whatever degree is necessary.

Our users have praised the fact that wealth planners are involved right from the start of relationships and the emphasis placed on making sure that wealth is held in the optimum structure for the client’s profile and needs. Great attention is paid to the capital growth and income required by clients, their time horizon, tax circumstances and the location of their assets, as well as their wider financial affairs.

Seen as a highly-professional organisation, clients also praise the clarity of literature provided by Cazenove Capital Management, particularly that concerning tax-efficient structures.

4. Psigma Investment Management

Founded in 2002, Psigma Investment Management is London-based and has a core investment offering comprising fully bespoke portfolio management and Managed Portfolio Service (dependent on level of investment).

While not strictly a financial planning firm, Psigma still warrants its place on our list as its structure means that it is able to offer a far broader offering than investment management alone. Psigma is part of the Punter Southall Group, a diversified financial services company offering actuarial, pensions consultancy, administration and investment services for pension scheme trustees, employers, private clients and institutions. This means that financial planning matters such as trusts, IHT mitigation or pensions can be efficiently addressed by calling on in-house expertise.

Article:  Growing Fast With A Focus On Absolute Returns

What users of findaWEALTHMANAGER.com say about Psigma Investment Management:

Psigma has a distinct investment ethos which places great emphasis on targeted returns and delivering a certain level of gains above inflation. This is intended to suit those nearing, or at the end of their working lives, who are looking for their pension assets to grow ahead of inflation; this approach is also proving popular with young professionals with families, whose issue is keeping up with rising school fees.

Clients of Psigma tell us that they really appreciate the fact that ad hoc financial planning questions can be tackled – as senior executives have put it to us – “by literally by going across the floor”.

5. Quilter Cheviot

Quilter Cheviot Investment Management (which has roots going back to 1771) is also predominantly an investment house, but one which has good capabilities in financial planning due to its specialism in managing investments for a wide range of pension schemes. These include Self-invested personal pensions (SIPPs); Defined Benefit/Defined Contribution schemes; Small self-administered schemes (SSASs) and overseas pensions.

Also like Psigma Investment Management, Quilter Cheviot is part of a wider group – here Old Mutual Wealth, which is a FTSE 100 company. Quilter Cheviot has 14 offices across the UK, along with one in Dubai.

Article:  Money Lessons Learned By A Wealth Management CEO: David Loudon, Quilter Cheviot Investment Management

What users of findaWEALTHMANAGER.com say about Quilter Cheviot:

Our users praise Quilter Cheviot for its combination of personalised service and a boutique feel along with a broad platform – which has been further enhanced by it coming under the auspices of Old Mutual.

Also praised for its broad offering yet boutique feel, Quilter Cheviot has been lauded by our users as “having wealth management in its DNA”.

Getting help with your financial planning needs:

This list is just a sample of the fantastic financial planning capabilities that can be accessed via findaWEALTHMANAGER.com, and is by no means exhaustive.

To discover which wealth managers precisely suit your needs simply try our online smart tool , making sure to specify all your financial planning and investment requirements.

Find your wealth's paradise

Posted by fwm team.

28 Jun 2016

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Investing in a scattergun manner is an all-too-common trap people fall into; while starting to invest and keeping this up is undoubtedly a good move, doing things in a more structured way always gets better results.

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Albion Strategic Consulting

Albion is an investment-focused team working exclusively with leading financial planning firms in the UK, and overseas, who want to maintain control of the inhouse investment proposition they offer to their clients, rather than pass off this responsibility to a discretionary fund manager (DFM).

In essence, we do the heavy lifting on the investment process, which frees up our clients to get on with the great financial planning work they do with their clients.

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We help them to understand and feel comfortable with the portfolios we build together, based on their preferences. We ensure that a robust ongoing governance process is put in place to monitor and maintain this programme over time. Helping our clients to communicate their approach to their clients with plain-speaking collateral and regular educative notes is an integral part of our service.

The result is a deep understanding and conviction in the investment portfolios our client firms recommend to their clients, a high likelihood that their clients will have a successful investment experience, and an efficient in-house solution that they can easily monitor and control.

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More about what we do

We are unashamedly focused on implementing an investment process that puts the latest investment theory and evidence at its core. Doing a few things exceptionally well - with discipline and focus - works, as the Albion Community track record testifies.

Albion – working with a small group of forward-thinking UK financial planning firms – pioneered the use of disciplined, market risk factor-based, low-cost model portfolios way back in the mid- 2000s, long before they became more mainstream. We call this Systematic Investing.

It’s all about service

At Albion we like to keep things as simple as possible. We offer a single comprehensive start-to-finish investment proposition service - smartersuccess™ - rather than a matrix of options.

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  • Define the philosophy
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  • Robust governance framework
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  • Challenging agenda -Philosophy -Portfolio structure -Asset class menu -Fund review

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  • Available to help: a. Phone/Zoom/e-mail b. Basecamp
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  • Branded investment story
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  • Regular educational notes: a. Jargon free b. Accessible c. Short d. Insightful

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The momentum effect is well documented in investment returns, but how is momentum best incorporated into a sensible, well diversified portfolio?

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This series of short notes aims to clear up some often used terms and concepts in the investing world.

Client testimonials

We love having Albion on our side. Offering a service called smartersuccess™ sets a certain bar of expectation… but we are constantly pleased by their input. I recommend them without hesitation.
We have been engaged with Albion since 2014, who now form an integral part of our Investment Committee. We have been thrilled with the service.
Tim and his team have been a real support to our governance and selection processes and we have worked with Albion for over a decade. We have always enjoyed a very productive and professional relationship that we see continuing for many years to come.
I genuinely believe that our firm’s investment proposition is world class and competes with the very best offerings available to private clients. That would simply not be possible without the ideas, structure, research and ongoing governance support provided by Tim and the talented group of individuals at Albion.
Albion’s contribution to our proposition has been immensely valuable – far and away the best partner relationship that we have, and a truly exceptional service. We feel proud to be part of the Albion community.
Put simply Albion are the best consultants we have ever engaged in any field and are an essential component in building and more importantly maintaining a robust Centralised Investment Proposition.
They are exceptional. It is as simple as that.

Get in touch

Don't hesitate to get in touch - we would be delighted to receive your call or email. For enquiries about our service, please use the contact form and one of the team will respond in due course.

Albion Strategic Consulting Unit 7 The Boat Shed Michael Browning Way Exeter EX2 8DD

01392 494141 [email protected]

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