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T-Mobile for Business puts the spotlight on small businesses across the country
Earlier today, T-Mobile for Business revealed three new small business plans under the name Business Unlimited. In addition to these new plans, T-Mobile for Business has announced its new fixed wireless internet, Facebook Advertising on Us with digital advertising, and digital marketing resources exclusively for small businesses. This is T-Mobile’s way of helping the small business owners cope as they go through the economical effects of the pandemic.
Here is more information on these new developments:
T-Mobile Business Unlimited Plans
These are the three small business plans that T-Mobile for Business has unveiled today. As of this writing, these are the only small business plans available in the country.
- Business Unlimited Select $25/line/month – This plan comes with unlimited talk, text, and 50GB of “Premium Data”, 5GB high-speed mobile hotspot; unlimited texting and 2G data overseas; and unlimited talk, text and 2G data in Canada and Mexico. The plan, however, reduces the speed during times of network congestion.
- Business Unlimited Advanced $30/line/month – This plan comes with unlimited talk, text, and 100GB of “Premium Data”, 40GB high-speed mobile hotspot, 1 hour of Gogo In-Flight Wi-Fi; unlimited texting and 2G data overseas; unlimited talk, text and 5G high-speed data in Canada and Mexico; HD video streaming; and Microsoft 365 on Us.
- Business Unlimited Ultimate $40/line/month – This plan comes with unlimited talk, text, and “Premium Data”, 100GB high-speed mobile hotspot, 1 hour of Gogo In-Flight Wi-Fi; 4K video streaming; Microsoft 365 on Us; and 2x faster data internationally (256Kbps).
T-Mobile Small Business Internet
The need to stay online is greatly experienced by small businesses. Thankfully, T-Mobile for Business has introduced a way to address this need with its new fixed wireless internet service that costs $60/month with AutoPay and no annual contracts. It also doesn’t include any caps or overage penalties.
Once you sign up for this service, T-Mobile will ship a state-of-the-art Nokia 5G router to your business location, included in your monthly price with no added equipment fees. You can then perform the installation in minutes, without the need to pay for hookup fees. The service also comes with access to a team of dedicated experts who you can call whenever you need them.
For a limited time period, T-Mobile for Business is running a promotion on this service. When you sign up for the service between June 1st and June 30th, you can enjoy $10 off on the monthly rate. This means that you will only have to pay $50/month (with AutoPay) throughout the duration of the qualifying line. You can learn more about this offer here .
Facebook Advertising on Us
T-Mobile knows that in order to help your business succeed, you need to take things to social media. And one way you can do that is by doing ads the right way. This is why T-Mobile for Business has teamed up with Facebook experts to help improve your business’ digital marketing strategy.
The partnership gives small businesses three one-on-one consultations with a Facebook marketing expert. It also gives access to educational resources and thought leadership content to help you make the most out of your Facebook advertising strategies.
Not only that, every small business on T-Mobile with three or more lines will get $200 in digital advertising to use to market their business on Facebook and Instagram’s platform.
T-Mobile for Business’ Opportunity Sweepstakes
Lastly, T-Mobile for Business is running an Opportunity Sweepstakes for small businesses throughout the country.
When you join, you have a chance to win a 5G makeover for your business. You can be among the winners of the following:
- Six small businesses will win a 5G smartphone or tablet
- Five small businesses will win a package of five 5G devices
- Two small businesses will win a full 5G makeover with five 5G smartphones, a 5G tablet, and $5000 to spend on anything
You can join this sweepstakes between June 1st and July 16th. For more information, visit this page .
These new developments will be available starting June 1st. To kick off its launch, T-Mo will be hosting a Facebook Live conversation with FUBU founder & CEO/ABC’s Shark Tank, Daymond John and T-Mobile for Business’ EVP, Mike Katz. The talk will take place virtually on June 1st at 11:00am PT. You can learn more about this here .
Tags: 5G , Business Unlimited , Business Unlimited Advanced , Business Unlimited Select , Business Unlimited Ultimate , Facebook Advertising on Us , Opportunity Sweepstakes , T-Mobile for Business
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The best business phone plans: Reliable 5G for work
When I started writing for ZDNet 15 years ago , mobile phones were being used by 74% of the US population, but only 14% of those people were using these basic phones to access the internet. The latest data shows that 97% of Americans own a mobile phone, with 85% of those being smartphones that access the internet multiple times a day.
Smartphones and wireless cellular services are now essential for businesses to compete in today's market and broad coverage is an expectation. After T-Mobile's recent acquisition of Sprint, the US market is dominated by Verizon, T-Mobile, and AT&T. Each of these carriers offers various plan options for businesses of all sizes.
5G continues to roll out across the US, but reliable LTE service is still essential to getting work done. The pricing for business service is competitive, and as someone who has been in the industry for decades, it is amazing to see the reasonable pricing for such fast service that reaches across the nation.
Verizon phone plans for businesses
Verizon Wireless has the most subscribers in the US and is popular with businesses. Three Business Unlimited plans make it easy to find the perfect option for your business. All three Business Unlimited plans from Verizon include unlimited talk, text, and data. Support for 5G, mobile hotspot, and tablet use differentiate the three plans. Pricing is also for five or more lines, targeted for business and not for family usage.
Business Unlimited Start
$30 per line per month.
While there are no limits on minutes, texts, or data, in times of congestion data may be slower with this Start plan. Nationwide 5G, low-band spectrum 5G, is supported with the Start plan and a compatible smartphone.
Tablet, smartwatch, and hotspot options are available for additional costs on the Business Unlimited Start plan. The price also includes $5 per month savings for paper-free billing and auto pay.
- Nationwide 5G coverage
- Able to add additional devices (watches, tablets) to the account
- No support for mmWave, high-band, 5G
- Data speeds slowed down during times of congestion
Business Unlimited Plus
$40 per line per month.
For $10 more per line per month, Verizon adds 100GB of premium network access, 5G UWB (mmWave) support, and unlimited mobile hotspot service. In addition, Verizon's Business Mobile Secure is included at no additional cost. This enhanced security bundle includes lookout mobile endpoint secure, mobile device management, Wi-Fi protection, and tech support.
- Nationwide 5G coverage, including mmWave spectrum
- Enhanced security bundle included
- Unlimited mobile hotspot service
- 100GB limit during high usage time periods
Business Unlimited Pro
$50 per line per month.
The highest level Verizon Business Unlimited plan provides twice the amount of premium network access, 120GB, along with 50% off on Business Unlimited Pro tablet plans.
This plan may be perfect for businesses using connected tablets out in the field and smartphones that are using data throughout the day away from Wi-Fi service.
- Nationwide 5G coverage with mmWave support
- 50% cost savings on tablet plans
- $50 price per line higher than other tiers
T-Mobile phone plans for businesses
After the purchase of Sprint, T-Mobile is now the second largest (in terms of subscriber count) carrier in the US. While T-Mobile has long been known for its consumer-friendly cellular plans, it also has one of the most extensive libraries of business offerings for small companies, large companies, and government agencies. Its new Business Unlimited plans are presented below, but other options require direct discussions between businesses and T-Mobile.
Business Unlimited Select
$25 to $60 per line per month.
Business Unlimited Select plans are designed for small business customers who need 1 to 12 lines of service. A one line plan is the most expensive, at $60 per month. Two lines are priced at $45 per line per month, four lines are $30 per line per month, and six or more lines are just $25 per line per month.
These plans include 5G network support, 5GB of high-speed mobile hotspot data, as well as unlimited calling/texting/data in Mexico and Canada.
- Very affordable small business plan
- Unlimited service in Mexico and Canada
- Unlimited streaming is limited to SD content
- Included data in Canada and Mexico is 128kbps speed
Business Unlimited Advanced
$30 to $70 per line per month.
If the employees of your small business travel by airplane and need Microsoft apps, then you should consider the T-Mobile Business Unlimited Advanced plan. This service plan includes 40GB of high-speed hotspot data, Microsoft 365, one hour of Gogo in-flight Wi-Fi, and 5GB of high-speed data in Canada and Mexico.
- Affordable per line price point
- Microsoft 365 productivity service included
- One hour of in-flight Wi-Fi service
- 40GB of high-speed hotspot
- 100GB of premium data
Business Unlimited Ultimate
$40 to $85 per line per month.
For small businesses that want it all at reasonable per line prices, the new Business Unlimited Ultimate plan is for you. In addition to the unlimited talk, text, and data (with 5G included) small businesses also get unlimited premium data, 100GB of mobile hotspot, and Microsoft 365.
Streaming content is provided with unlimited 4K UHD quality, WiFi on your flight is unlimited, and data in 210 countries is twice as fast (256kbps) as the other T-Mobile small business plans.
- Unlimited premium data
- Unlimited WiFi on your flight
- Microsoft 365 services included
- 5GB of high speed data in Canada and Mexico
AT&T phone plans for businesses
After T-Mobile added Sprint subscribers to its total subscriber base, AT&T dropped to third in total subscriber count. However, AT&T is also well established as an enterprise service provider with four enterprise options available to customers. AT&T also serves as the backbone for the FirstNet network optimized for first responders.
Unlimited Your Way for Business
Starting at $30 per month.
The Unlimited Your Way for Business plans allow up to 10 devices per plan group and are designed for small to medium-sized businesses. The more lines you add, up to 10 lines, the less expensive the starting price is for AT&T Business Unlimited Starter, Business Unlimited Performance, and Business Unlimited Elite. For 10 lines, the starting price is $30, $35, and $40 per line per month, respectively. For just a single line, these prices are $65, $75, and $85 per line per month, respectively.
Hotspot data allotments, priority data transmission, and higher definition streaming are features that improve as you move from the Starter tier to the Elite tier of service. Select the number of lines on the Unlimited Your Way website to view pricing for your company.
- Price per line decreases with additional lines
- Multiple tiers of service are offered
- Limited to 10 lines of service
- Priority data transmission restrictions
- Hotspot data limits
AT&T Mobility Select - Pooled
Starting at $35 per month.
Unlimited calls and text messages in the US, unlimited calls to Mexico and Canada, and unlimited texting from the US to more than 120 countries are included in the AT&T Mobility Select - Pooled plan service. Data is served up to each employee from a single shared pool for each business account.
Plans start at $35 per month, but potential customers need to contact AT&T to discuss specific details and plan pricing.
- Affordable plan pricing
- Unlimited calls to Mexico and Canada
- Shared pool requires management to allocate
AT&T Mobile Share Plus for Business
Starting at $50 per month.
The AT&T Mobile Share Plus for Business plan supports from one to 25 smartphone lines with various monthly data caps, ranging from 3GB to 120GB per phone. Pricing per phone starts at $50 per month for 3GB and goes up to $615 for one phone with 120GB of data.
Shareable data, rollover data, unlimited talk and text, mobile hotspot service, and international talk, text, and data are provided with these plans.
- Support for up to 25 lines of service
- Rollover data support
- Mobile hotspot service included
- Data caps allocated by service option
AT&T Business 4GB
Unlimited talk, text, and 4GB of data per line are provided with the AT&T Business 4GB plan. Hotspot data and standard mobile security services are also provided with the plan. Pricing for smartphones starts at $50 per month, but further pricing requires consultation with an AT&T representative.
AT&T Business 4GB is available for tablets for $20 per month and for wearables for $10 per month. AT&T advertises this plan as best for small businesses.
- Unlimited talk and text
- Controlled pricing per each phone
- Service options for tablets and wearables
- 4GB data limit per each line
MVNO options for businesses
While the three major carriers offer focused business plans, there are also a few MVNOs that offer attractive per line plans that may work well for small businesses. MVNOs (mobile virtual network operators) are companies that use establish wireless carrier infrastructure to provide no or minimal contract options for customers. The MVNOs do not openly advertise which wireless carrier infrastructure they are using, but as soon as you insert a SIM into your phone, you can see which carrier is connected to which MVNO. MVNOs are optimized for consumers looking for phone service with no contracts and prepaid options, but these same elements may help small businesses control costs and adjust to market demands.
US Mobile for business
$9 per line and $2 per gb per month.
Most MVNOs offer attractive per line prices with each account limited to five or six lines. US Mobile is one MVNO that actually provides shared data plans for companies of any size. Enter the number of lines you need and the amount of shared data to view your total monthly payment.
A couple of examples include 50 lines with 100GB of data for $674 per month or 30 lines with 50GB of data for $385 per month. We had the opportunity to test out the two available US Mobile SIM cards and found the service to be fast and reliable.
- Specific service offering for businesses
- Scalable to your business size and line needs
- Competitive $9 per line base fee
- Verizon and T-Mobile serve as network providers
- Data price per GB may be higher than unlimited plans
$30 per month per line.
Mint Mobile is one of the most popular MVNOs thanks in large part to advertising by one of its owners, Ryan Reynolds. While there are no specific business plans, three/six/twelve month plans for individual phones are available starting as low as $30 per month for unlimited talk, text, and data.
T-Mobile provides the network for Mint Mobile's service so you will need GSM handsets for the service.
- Unlimited talk, text, and data plan options
- Flexibility for less expensive data limit plans
- No specific business service plans
- Limited to T-Mobile coverage area
- Three available contract period options
Starting at $25 per line per month.
Cricket Wireless is an established MVNO, service provided by AT&T, that has retail stores around the country so you can get support and establish service in person if you desire. One to five lines can be setup for each account with measured data or unlimited data. Mobile hotspot data can also be added to each line.
4G LTE and 5G data is provided, along with international support, cloud storage, and more.
- Established, trusted MVNO
- Physical retail stores around the country
- Unlimited and measured data plan options
- No long term contract required
- Service coverage area limited to AT&T network
- Five line limit per account
What steps should a new business take to establish wireless service?
While this buying guide provides current pricing and service options from the three primary US wireless carriers and MVNOs, specific pricing for your business requires a conversation with the carrier to fully define your company needs, available service discounts, and contract lengths.
One of the first things to figure out is where you will need service geographically in the US as all three carriers have slightly different coverage maps. Your geographic operating area may remove one, or more, carriers from your viable candidate list.
The next step is to determine how many lines of service you will need and then the data needs of those lines. Calling and text messages are unlimited in all cases, but data speed and amount of data will drive your costs.
Most carriers also offer additional incentives and services, such as hotspot, in-flight coverage, Microsoft 365, and more. Make sure to account for the value of these incentives in your decision-making process.
What are the disadvantages of a MVNO?
Most MVNOs are focused on the consumer market so business plan offerings for more than six lines of service are rare. Pricing can be very competitive and with no contracts these MVNOs may be attractive to businesses just getting started that do not want to lock in long-term contracts.
Account management may require more time from businesses given the consumer focus of MVNOs. MVNOs are also subject to the infrastructure provided by the big three US carriers, but there are several established MVNOs with solid reputation and a record of high-quality service and support.
What is the best business phone plan?
We analyzed reliability, coverage, and price to compile a list of the best phone plans for your business which includes: Verizon, AT&T, and T-Mobile.
Does the choice of my smartphone model limit wireless service?
In the past, the US wireless market was split into GSM and CDMA service technologies with two carriers supporting each of these technologies. Modern smartphones support LTE and 5G service without CDMA technology your choice of smartphone is not as limited.
The most popular smartphones in the US, Apple iPhones and Samsung Galaxy phones, support all wireless technologies in the US wireless market so there are no limits on using these phones with any US carrier. If you purchase these phones directly from Samsung and Apple, then you can choose to purchase unlocked models.
Some phones are sold in a locked state so they can only be used on one specific carrier. This may be changing soon and there are processes to unlock your phone from your carrier if you decide to switch carriers. There used to be incentives for purchasing locked phones, but in today's world purchasing unlocked phones gives you the most flexibility for choosing your service provider.
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T-Mobile business plans: For business people on the go
T-Mobile Magenta Business: Advantages for business customers
Many businesses are turning to mobile technology to keep up with their employees. An efficient workforce is essential to a productive business. Do you want to give your business a professional boost? T-Mobile for Business offers tailor-made solutions for your business. There are various ways your business can enjoy Magenta Business.
Data volume with T-Mobile for business
You never have to worry about going over your limit and getting charged extra for mobile data. It also means that you will always be able to use 5G internet in any way you want. With the T-Mobile “Unlimited” phone plans, you have a complete package with unlimited high-speed data volume within the T-Mobile network.
A T-Mobile business mobile plan is the perfect solution to help you keep in touch with customers, employees, and your entire team. Your T-Mobile business tariff for the mobile plan will provide all the tools you need to stay connected, including unlimited calls, SMS, and a Multi-SIM option.
Whether you are on the go or in the office, T-Mobile for Business offers a high-performance 5G network experience. It offers bandwidth from 100 Mbit/s up to 1,000 Mbit/s. You’ll never have to worry about your employees using too much data or your customers using it all up.
Your business will never run out of bandwidth again! Magenta T-Mobile offers unlimited data volume at no extra cost. It’s easy to see why many companies choose this service over others.
The T-Mobile mobile tariffs for businesses help companies save more money by offering more services and special packages at lower prices. By providing mobile phones as employee benefits , we can give your employees the freedom to work wherever and whenever they want.
Fixed network to a mobile flat rate
The fixed network to mobile flat rates option lets you make free calls to any mobile phone from your landline. It applies to up to eight voice channels. You can reach your customers at any time and enjoy inexpensive telephony with low basic fees.
If you want to save yourself from an expensive fixed network contract, then a mobile flat rate is suitable for your business. As a business customer with this service, you can enjoy the following benefits.
- 5G speeds are faster than DSL
- It includes unlimited calls and roaming
- All-Net Flat: unlimited calls to all networks
- Free SMS and MMS
What type of T-Mobile business mobile plan is right for your business?
The development of new technologies and the growth of the mobile internet are leading to new forms of communication. To be available for your customers at all times, you need a strong partner who can guarantee fast and reliable connections.
Business Unlimited Select
This package gives you the most affordable way to increase your company’s productivity. You can now connect all your devices to a fast and reliable mobile network. It will be a great advantage when working from home or while moving.
Suppose you already use a T-Mobile business mobile plan for your company. Thanks to your status as an existing customer, you will receive an extra price advantage when booking another product for your company. As an existing T-Mobile customer, you can save on extra monthly products at your company price.
Business Unlimited Advanced
Business Unlimited Advanced offers you a comprehensive package for your telephone needs, including unlimited talk and text, unlimited 5G and LTE data on the T-Mobile network and some extra benefits such as free in-flight Wi-Fi an Netflix account (as of 2022).
With this package, you can also choose either to get subsidized phones and tablets and buy accessories such as headsets and speakers.
The subsidized devices may require an initial down payment
Business Unlimited Ultimate
“Ultimate” is the largest T-Mobile Business package in the US. It boasts unlimited text and talk, unlimited 5G and/or 4G connections as well as +100 GB of high-speed data. With unlimited premium data, you can be sure not to be slowed down if your data connection has been exceeded.
You get an overview of your costs thanks to monthly billing in advance. So there are no unpleasant surprises when you receive your bill at the end of the month. Now you can use your company smartphone for phone calls and messages without any worries about the costs.
Mobile security and MDM software
Tip: With a Mobile Device Management (MDM) solution, you can keep an eye on the status of all your devices and protect yourself against any threats or vulnerabilities.
Get more information on the topic of mobile device management in our white paper. Click here to download it for free!
T-Mobile phone plans: SIM-only and BYOD
Naturally, T-Mobile also offers SIM-only phone plans without a subsidized device. At Everphone, we generally recommend to keep phone plans and devices separate in organizations. This usually allows for more flexibility in selecting the phone plan, more cost transparency and overall lower costs and expenditures.
Want to learn more? Click here for a free consultancy with one of our experts.
T-Mobile business mobile plan vs. Verizon business mobile plans
If you’re looking to get started with a new mobile phone plan, one of your first decisions is to choose what type of plan you want. Two popular options in the US are T-Mobile business mobile plans and Verizon business customers’ phone plans . And of course, there is also AT & T and Sprint.
All of these carriers and their business phone plans have their upsides and downsides. For example, Verizon business customers’ phone plans are known for their flexibility, but they may not offer what you need if you’re looking for a specific set of features.
On the other hand, T-Mobile business mobile plans might be more limited regarding what features you can pick and choose. Still, they offer an excellent value for your money with included features that might otherwise be add-ons with other providers.
If you’re trying to decide which plan is best for your needs, there’s no single correct answer. You’ll have to weigh your budget and priorities against the different types of plans available on the market today.
T-Mobile business mobile plan-data plans with an end device
A data plan is the amount of data your business can use each month for online roaming, streaming and browsing. Data plans come in many shapes and sizes, but they all have one thing in common: they are designed to keep your company connected to the internet.
When you select a data plan, you’re choosing how much data your company will be able to use each month. Some companies may only need 200 MB/month, while others require 1 TB/month or more. You choose a T-Mobile business mobile plan that gives you enough data to power your business without overpaying for something you don’t need.
Some companies offer unlimited plans, but these plans can be fairly expensive—and if you don’t need unlimited data, they aren’t worth the extra cost. If you aren’t sure how much data your company needs, talk to an expert! They’ll be able to help you figure out what kind of plan is best for your business’s needs and budget.
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Home > Services > Phone
The 5 Best Business Cell Phone Plans of 2023
Data as of 12/7/22. Offers and availability may vary by location and are subject to change. *AutoPay Discount included: -$5/mo. per line. Plus taxes & fees.
We are committed to sharing unbiased reviews. Some of the links on our site are from our partners who compensate us. Read our editorial guidelines and advertising disclosure .
Business.org’s 5 best business cell phone plans
At&t: best full-featured plans.
Looking for a broad choice of bells and whistles? As a telecom behemoth, AT&T has plenty of cell phone features and packages to offer a business—around 20 plan variations, small to large. All plans include free US roaming, unlimited talk, and text messages, as well as unlimited texting outside of the country. Basic features like call forwarding, voicemail, caller ID, call waiting, and conference calling also come standard with all AT&T business cell phone plans, along with bring-your-own-phone support.
AT&T's business cell phone plans
Data as of 12/7/22. Offers and availability may vary by location and are subject to change.
Business Unlimited plan prices start at $35 a month per line, and there is a new perk where unlimited data is included in the unlimited talk and text plan. This means there is no need to worry about overages or data caps.
AT&T business plans can also accommodate up to 10 lines per account, and they come fully loaded with perks—like Stream Saver. This feature optimizes streaming video on your phone to 480p so you can watch webinars on-the-go without dealing with a blurry picture.
Each plan also includes a decent array of iOS and Android smartphone options and even a few good ol’ flip phones. A 15% military veteran discount can be applied to the Business Unlimited plans, as well as AT&T-owned DIRECTV services (because, again, telecom behemoth).
Users are eligible for a discount if they elect for autopay and paperless billing but this discount is only applied until after two pay periods. We don't know why the discount cannot be applied earlier in the billing process but we do find it frustrating.
T-Mobile: Best flexible plans
Not sure exactly what you’ll need in a mobile plan besides future adaptability? T-Mobile, the third-largest wireless service in the US, offers four Magenta® for Business plans, all packed with unique features that set T-Mobile apart from the rest. The German-owned company has also earned a reputation for stellar customer service and was the first to eliminate annual contracts (an idea that stuck—none of the plans reviewed on this page require contracts). In April 2018, the company announced its intention to merge with Sprint under the T-Mobile banner.
T-Mobile's business cell phone plans
Data as of 12/7/22. Offers and availability may vary by location and are subject to change. *While using AutoPay.
All of T-Mobile’s Business cell phone plans offer the same basic features:
Unlimited talk and text
Unlimited 5G and 4G LTE data on our network
- Unlimited mobile hotspot
- Scam Shield
Unlimited calling and texting to Mexico & Canada
Unlimited video streaming
In addition, all T-Mobile Business plans include DIGITS, which allows you to access up to five phone numbers on a single device. That means you could answer calls to your work number and your personal number on one device—no more packing two phones in your bag every day. DIGITS also lets you share your phone number across multiple devices, so you can answer on your phone, smartwatch, tablet, or computer.
T-Mobile users with a Business plan can also add the PlusUp add-on and get extra features, like Voicemail to Text, HD streaming, 20 GB of 4G LTE mobile hotspot data, unlimited in-flight Wi-Fi, caller ID, and double the data speed when roaming internationally.
Keep in mind, though, that T-Mobile’s Business plans are available only on plans with two to 13 lines. If you need more than 13 lines, you’ll need to sign up for the 13+ Plan ($285 per month for 13 lines, plus $25 per month for each additional line).
T-Mobile plans also allow bring-your-own-device convenience, or you can buy phones up front with a single payment (there are nearly 40 iOS and Android phones to choose from).
Now that T-Mobile and Sprint have been merged for almost six months, some significant changes have taken effect. T-Mobile’s website is now the only place businesses can sign up for Sprint or T-Mobile business phone accounts.
Sprint still has an active business website for previous users but all new plans will be sold by T-Mobile on its website.
Verizon: Best growing business plans
Serving over 150 million customers, Verizon isn’t just big, it’s BIG. Such a mobile mammoth might not seem like the obvious choice for a small business, but for what it lacks in a personalized customer service reputation, Verizon more than makes up for by offering every cell phone feature there is, as well as dominant US, and near-dominant global, coverage. Like McDonald’s and Marvel movies, Verizon is everywhere.
Verizon's business cell phone plans
Data as of 12/7/22. Offers and availability may vary by location and are subject to change. *With 4+ lines
While business owners can get business cell phone plans with limited data, we recommend choosing an unlimited plan if you have multiple employees (or do a lot of work via cell phone).
Verizon’s Business Unlimited cell phone plans are scalable from four employees up to and over 40. And with plans starting at just $40 per line, Verizon Business Unlimited plans are an attractive option whether you’re running a tiny company with no expansion plans, a medium-sized business with an eye toward growth, or a large enterprise with heavy cell phone requirements.
Verizon Beyond Unlimited plans also include unlimited mobile hotspot use, though your speeds are limited depending on your plan. Plus, you get unlimited calling and texting to Mexico and Canada—not to mention unlimited calling, texting, and data while in those countries. And naturally, you also get unlimited talk and text as part of your Beyond Unlimited package.
Verizon doesn’t skimp on device choices either. There are nearly 100 iOS and Android phones and tablets available—including the Verizon Jetpack, a mobile hotspot device that can connect 10 devices to its 4G LTE network and an additional five to 3G.
If your company requires truly “unlimited” cell phone service and scalability to grow and is in the position to pay for functionality with frills, Verizon Business Unlimited is the way to go. Bare-bones operations, however, might want to look elsewhere.
Each of our recommendations has its strengths and weaknesses. Sometimes the most difficult part about finding a phone system is determining exactly what you need and don't need. The best place to start is separating your needs between installing a new system, replacing a system or expanding system.
If you are having trouble sorting out exactly what your phone needs are, use this tool to help you understand what the best options are for your unique needs.
MintMobile: Most affordable plans
We are sure you’ve seen the commercials with Ryan Reynolds talking about this new phone carrier business with a fox logo called Mint Mobile. In fact, a lot of Mint customers were drawn to Mint because of Ryan Reynolds Hollywood looks, but that’s not the only thing Mint has to offer.
Mint is inexpensive and transparent, compared to other cell phone carriers with hidden fees and seemingly random regulations.
MintMobile's business cell phone plans
Data as of 12/7 /22 . Offers and availability may vary by location and are subject to change.
T hese are the prices for new customers and will last up to three months. After the third month, you are eligible to sign up for a 6- or 12-month contract on one of the tiered plans, all less than $35/mo/user, which is astronomically less than other providers.
MintMobile is no fuss, and you really do feel like you must be tricking the rest of the world with its pricing. The only issue is that MintMobile is fairly new, launched in 2015, coverage is not completely everywhere. There are still a couple of coverage gaps in the West, namely Utah, Nebraska, Idaho and Nevada. If you are east of the Rocky Mountains, you are good to go!
Teltik: Best perks plans
If you’re a strapped startup, New Jersey’s Teltik can get you up and running on the cheap. Teltik is a reseller service operating on T-Mobile’s 4G LTE network, meaning it can offer the reliability and reach of a giant provider at smaller-company prices. Teltik also has the advantage of being completely US-based, with 24/7 local customer service that’s not outsourced overseas.
Teltik's business cell phone plans
3 more (non-business) cell phone plans reviewed by business.org.
Teltik appears to have a dozen plans, but they’re mostly just variations of the essential plan that offers all the expected basics. Not coincidentally, the features mirror those of T-Mobile, as they’re on the same network.
The most basic plan starts at $20 a month and includes unlimited calling and texting, mobile hotspot service, and unlimited data—with a 2 GB cap on 4G LTE speeds (meaning your speed gets throttled to 128 Kbps if you use more than 2 GB of data in a month). From there, you can upgrade your plan to include more 4G LTE data and more mobile hotspot data. Upgraded plans cost anywhere from $30 to $40 per month, and they all include one cloud-phone VoIP line—perfect for small businesses looking to save on all their telecommunications needs.
One distinctly entertaining feature (pun intended) of Teltik’s business plans? You get unlimited media streaming from over 40 music services (including Spotify, Pandora, and Apple Music) and more than 100 video services (including YouTube, Netflix, and any other channel you can think of). That means you can stream as much TV as you want without it eating into your data. It’s almost as if Teltik doesn’t want you to get any work done.
Another thing you need to know: Teltik doesn’t sell phones. Instead, the company operates on a strict bring-your-own-device basis. Any unlocked phone will work with its network, as will any T-Mobile device, of course. However, you will have to spend $10 plus shipping and handling to buy a new SIM card for each of your devices (unless they’ve already got brand-new, unused T-Mobile SIM cards).
Assess your company’s current cell phone usage, and projected future needs, before diving into any plan. What looks like a great deal could turn out to be more than you actually need—or you may have initially underestimated your business’s cell phone requirements. Also, if your company has both cell phone and regular office phone needs, check into bundling. The larger telecom providers offer both types of phone coverage, and bundling services is an easy way to save money in the long run.
Don’t want to carry around separate phones for work and personal calls? With the right VoIP service, you don’t have to. Check out our favorite business VoIP providers to see which ones offer on-the-go business phone capabilities.
Business cell phone plan FAQs
If you have several employees working outside of the office on a regular basis, desk-bound phones obviously aren’t going to work for them. Some may be only calling and texting while others will be checking email, using GPS navigation, and accessing the internet for work, but a cell phone is a must for employees in the field.
If you’re a one-person operation accountable to only yourself, you could get by with a personal cell plan. Keeping track of multiple employees’ hours, data, and providers, however, would be an extra headache you don’t need. For streamlining and collaboration purposes, a business cell phone plan would be the easier route.
Most of the plans we’ve reviewed here offer unlimited data—domestically, at least—so hitting the data ceiling won’t likely be an issue. But if you want to forecast how much data your business uses every month, providers make data plan estimators available on their websites. Or you could use a third-party calculator app.
BYOD stands for bring your own device . Another common term is BYOP for bring your own phone . These can mean that employees are using their personal phones, tablets, or laptops on their own carrier plans for work or that they’ve put those devices on the company’s plan. The upside? Less expensive than buying devices. The downside? Extra security concerns.
In the annoying absence of Wi-Fi, you can use a cell phone signal to connect a wireless device to the internet by switching on the mobile hotspot option and simply treating it like a Wi-Fi router. For multiple device connections, a dedicated hotspot (such as Verizon’s Jetpack) can provide a faster, and more stable, connection.
Business owners weigh in
To find the best business cell phone options, we considered pricing plans, customer support, and data limits. We also looked at the variety of contracts and whether these plans were flexible with discounts.
At Business.org, our research is meant to offer general product and service recommendations. We don't guarantee that our suggestions will work best for each individual or business, so consider your unique needs when choosing products and services.
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Disclaimer: The information featured in this article is based on our best estimates of pricing, package details, contract stipulations, and service available at the time of writing. All information is subject to change. Pricing will vary based on various factors, including, but not limited to, the customer’s location, package chosen, added features and equipment, the purchaser’s credit score, etc. For the most accurate information, please ask your customer service representative. Clarify all fees and contract details before signing a contract or finalizing your purchase.
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7 Best Business Cell Phone Plans of 2023
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Between $10/month and $39month
Unlimited texts and calls, free international calling to more than 60 countries, mobile hotspot, 4G LTE/5G network coverage
Uses T-Mobile’s network
Between $15/month and $30 month
Unlimited texts and calls, unlimited calls and texts to Canada and Mexico, mobile hotspot, 4G LTE/5G network coverage, switch without changing phones
Between $30/line/month and $45/line/month
Unlimited text and calls, unlimited international messaging, mobile hotspot, email access, shareable data, spam blocker
CDMA wireless network
Between $22/line/month and $45/line/month
Access to unlimited Wi-Fi hotspots, 5G network coverage
Uses Verizon's network
Between $30/month/line and $45/month/line
Unlimited domestic data, text, and talk, unlimited calls and texts to Canada and Mexico, access to mobile hotspot and 5G network
Between $25/month/line and $40/month/line
Unlimited in-flight Wi-Fi, access to Microsoft 365 features, unlimited talk and text, scam shield
Global System for Mobile Communications (GSM) network
With the continued evolution of mobile technology, business owners have more options than ever to meet their needs. This is true in many cases: whether you’re thinking about how to start a business , if you’re already running a low-scale n, or if you’re expanding an already established enterprise.
In a landscape featuring so many mobile providers, finding the best business cell phone plan to suit your operation can be challenging. That's why we've done the research for you and compiled a list of the most dependable business phone plans on the market.
Our Top Picks for the Best Business Cell Phone Plans
- Verizon Wireless - Best for Business Cell Phone Plan Deals
- Xfinity Mobile - Best for Team Collaboration
- Teltik - Best for International Service
- T-Mobile - Best for Reliable Coverage
- Google Voice - Best for Video Meetings
- AT&T - Best Budget-Friendly Option
- RingCentral - Best Customer Satisfaction
Best Business Cell Phone Plan Reviews
Best for business cell phone deals: verizon wireless.
Why we chose it: Verizon offers business owners a range of deals on mobile devices and solutions. These deals include free 5G phones, speed upgrades and discounts for businesses owned by military members.
- Unlimited data, text and talk
- Unlimited mobile hotspot usage
- 4G LTE and 5G nationwide coverage
- Call filter to automatically block incoming spam calls
- Pricing on plans is higher compared to competitors
- Devices must be compatible with 5G to use the network
With any of Verizon's business cell phone plans, you'll get unlimited mobile hotspot usage so you can share your connectivity to any Wi-Fi-enabled device no matter where you are. These wireless plans also have a shareable data pool for all your devices.
Verizon offers different pricing plans depending on your business’s size and needs. The plans are:
- Business Unlimited Start 2.0: Pricing starts at $30 per line per month when you purchase five or more lines. With this plan, you’ll get 5G nationwide/4G LTE coverage, unlimited talk, data and text as well as unlimited mobile hotspot data. Verizon's call filter will automatically block spam calls for you.
- Business Unlimited Plus 2.0: This plan is $35 per user per month for five or more lines. It includes all the features in the Start pricing plan plus 100 GB of premium network access and 5G ultra-wideband coverage. This pricing tier also gives you better security features through Business Mobile Secure to ensure safe browsing.
- Business Unlimited Pro 2.0: The best (and priciest) business cell phone plan from Verizon is $45 per user per month when you purchase five or more lines of service. It offers everything in the Plus plan and adds unlimited premium network access. You’ll also receive a 50% discount on Business Unlimited Tablet Pro plans.
Verizon also has an intuitive device management system that lets you remotely manage all the mobile devices connected to your network. The system allows you to use a single management portal to maintain security policies across your organization.
Verizon offers 24/7 customer support for its business cell phone plans. You can contact the customer service team via phone, email and live chat, or you can request a store appointment if you need in-person support.
Best for Team Collaboration: Xfinity Mobile
Why we chose it: Xfinity Mobile , a service provided by Comcast, gives you access to a nationwide network of Wi-Fi hotspots, so you'll enjoy reliable 5G network coverage almost anywhere. If your team is collaborating on a project, members can connect easily to the Xfinity network and access any needed files quickly or have a video chat hassle-free.
- Excellent price points
- Broad coverage area
- 5G network access
- Only available to Xfinity internet users
- Browsing speed reduction when you exceed your data limit
- Only allows limited devices in the BYOD program
Xfinity allows you to connect to its network by subscribing to its Unlimited or By the Gig data options. With By the Gig, all the lines on your account share a chosen data amount, which ranges between 1 GB and 10 GB per month. Exceeding the selected data amount generates a $15 charge per additional gigabyte. To avoid this charge, users can connect to any of the Xfinity Wi-Fi hotspots available nationwide. Hotspot data usage is free and won’t count against your monthly total.
You can choose the Unlimited option if you’re a heavy data user or don’t have frequent access to an Xfinity Wi-Fi hotspot. You can also switch between the two plan options whenever your data usage changes.
Additionally, Xfinity allows you to bring your phone through the BYOD (bring your own device) program. However, only certain devices are eligible, so be sure to check your phone's compatibility with Xfinity if you don't plan on purchasing a new one.
Xfinity Mobile offers two pricing tiers for small businesses:
- Unlimited: This plan costs $45 per user per month or as little as $22 per user per month if you have 20 connected phone lines. The pricing tier gives you unlimited access to 5G and 4G LTE data.
- By the Gig: With this pricing plan, you pay an additional $15 per GB once you exceed your chosen data usage amount.
Xfinity’s user experience is centered around ensuring customers can manage their plans easily, from signing up online to upgrading plans without hassle. For example, if you’re using the unlimited plan and want to upgrade to the latest pricing plan, you can do so through the Xfinity Mobile app.
Xfinity has a 24/7 chatbot if you need to ask questions about accessibility, account management and billing. You can also get answers from helpful guides that address common questions or visit a store to get the help of a consultant.
Best for International Service: Teltik
Why we chose it: For business owners with employees who frequently travel abroad, Teltik offers an excellent cell phone plan with unlimited calls to Mexico and Canada at no additional cost.
- Nationwide 5G network
- No contract
- Inexpensive pricing
Teltik gives you unlimited data, talk and text without requiring a service contract. This means you can easily change your cell phone plan whenever your business needs change.
Teltik offers a vast network of hotspots across the country that provide free Wi-Fi to customers. Teltik’s plans also have a Wi-Fi calling feature, or VoIP, which ensures you can make calls even when traveling internationally.
Teltik allows you to bring your personal phone to the network and keep using your existing number. However, the company does not offer new phones for purchase. If you need to purchase new phones for your business, this may not be the best option for you.
Teltik has three pricing plans for small businesses, including:
- 2 GB for $20 per month
- 6 GB for $30 per month
- Unlimited data for $40 per month
All these price tiers offer similar features, including: 4G and 5G data, unlimited talk and text, hotspots, nationwide coverage and calls to Mexico and Canada.
Creating an account and navigating its intuitive control panel is easy with Teltik. From the control panel, you can manage your account, check data usage, add lines and make payments. As your business grows, you can make necessary changes to your plan, such as adding more lines of service.
Teltik has a team of highly trained customer support representatives who are always available to help you. You can send them a message through Teltik's website or call them. You can also find answers to any burning questions on Teltik's extensive FAQ page.
Best for Reliable Coverage: T-Mobile
Why we chose it: because of the size and scope of its network, T-Mobile provides reliable wireless coverage across the U.S. and parts of Mexico and Canada. It also offers a variety of cell phone business plans for businesses of all sizes.
- Bonus perks like in-flight Wi-Fi
- Strong 5G network
- Service plans that allow for unlimited talk and text for employees in Mexico and Canada
- Anti-scam feature
- Expensive for small businesses that need less than six lines
- The best features are only available in the higher-priced tiers
T-Mobile has features and unique bonuses that set it apart from the standard business cell phone plans. For example, some higher-tier plans allow you to enjoy unlimited in-flight Wi-Fi and subscriptions to Microsoft 365 productivity tools.
No matter your plan, you'll get unlimited talk and text plus 5G and 4G LTE data. T-Mobile plans also feature unlimited text and talk while in Mexico and Canada, and a scam shield feature to identify and block scam callers.
You can choose from the following business plans, each priced per line:
- Business Unlimited Select: This plan starts at $25 per user per month when you buy six lines. You will get 50 GB of premium data, 5 GB of high-speed hotspot data and scam shield.
- Business Unlimited Advanced: This plan costs $30 per user per month when you buy at least six lines. You will enjoy all the features in the Select plan, plus four full-flight Wi-Fi sessions.
- Business Unlimited Ultimate: This tier costs $40 per line. It comes with unlimited premium data, unlimited full-flight Wi-Fi sessions, premium scam shield and 100 GB of hotspot data.
T-Mobile has user-friendly features such as a simple user profile that help you easily manage your account and business. You can also manage your account from any device using a self-service portal.
You can call or text the customer support team anytime. You can also schedule a time when you want to speak with an assistant, and they will call you back.
Best for Video Meetings: Google Voice
Why we chose it: Google Voice supports high-quality audio and video, allowing participants to have a clear, uninterrupted communication experience. Its seamless integration with Google Meet allows users to quickly join any meeting and start communicating right away.
- Starts at just $10
- Unlimited SMS and calls
- Gives you a local phone number for calls, texts and voicemail (unlike most VoIP services)
- Highly scalable
- Must have an existing phone number to use the call-forwarding feature
- Only allows for integration with Google workplace tools
- Lacks advanced capabilities like real-time analytics
Google Voice is a virtual service that requires an existing phone number to send forwarded calls to. With the help of Google AI, Voice will help you block spam calls and transcribe your voicemails automatically. Since it integrates with Google tools, you can easily join video meetings with Google Meet and schedule calls with Google Calendar.
In terms of pricing, Google Voice has cheap business cell phone plans, including:
- Starter: This plan starts at just $10 per user per month. It allows you to make calls between Google Voice numbers, calls to the U.S. from any Google Voice number and calls to Canada from a Canadian or U.S. Google Voice number. Other features in the Starter plan include unlimited texts in the U.S., integration with Google tools, voicemail transcription and call forwarding.
- Standard: The Standard plan costs $20 per user per month and allows unlimited users and domestic locations. It comes with all the features found in the starter plan and more, like desk phone support and records for text messages and voicemails. It also allows for call recording.
- Premier: This top-tier plan comes with all the bells and whistles for $30 per user per month. In addition to all the features in the other plans, this plan allows for unlimited users and international locations.
Google Voice has a simple user interface that will help you manage your assignments, workflows and billing on one platform. You can even customize it to fit your daily workflow. Aspects like billing, porting and number assignment are consolidated neatly in the Google Workspace Admin Console, which you’re likely familiar with if you use Google Workspace.
Best Budget-Friendly Option: AT&T
Why we chose it : AT&T provides features not usually found in other provider’s cheapest plans — such as unlimited text and calls to Canada and Mexico, trade-ins, and discounts on eligible devices — to make its business cell phone plan budget-friendly.
- Unlimited texts to more than 200 countries
- International roaming
- Added security features
- No overage charges
- Data speed slows down during busy periods
- Premium tiers and add-ons can make cell phone plans expensive
New and existing AT&T customers get a free Google Pixel 7 if they have an eligible trade-in device. You can also get the new iPhone 14 Pro with discounts of up to $800 as long as you have the eligible trade-in.
AT&T plans offer unlimited data, text and talk. You’ll also have access to a broad 5G network and a mobile hotspot with up to 5 GB of data.
In addition to domestic coverage, you’ll enjoy unlimited texts and calls from the U.S. to Mexico or Canada. AT&T does not charge roaming fees when using the phone in Canada, Mexico and select Latin American countries. These charges usually apply when you’re outside your home network area and using your phone in the coverage area of another provider.
AT&T’s security features include ActiveArmor, which enhances mobile security by blocking fraud and spam calls. The advanced version has safe browsing and identity monitoring features, too.
You can choose from one of these three AT&T business plans priced monthly and per line. The available plans are:
- Business Unlimited Starter: Starting at $30, this plan offers unlimited domestic text, data and talk. You also have unlimited texts and phone calls to Mexico and Canada, access to 5G and 5G+ services, mobile security and standard streaming.
- Business Unlimited Performance: This plan starts at $35 if you purchase five or more lines. It includes all of the starter plan's features plus high-definition streaming and improved mobile security.
- Business Unlimited Elite: Pricing for this tier starts at $45 per line per month for at least five lines. It offers added features such as the AT&T Business Fast Track which prioritizes your data usage during congestion periods to ensure your business continues running smoothly. The plan also provides 100 GB of hotspot data.
AT&T has a user-friendly website where you can manage your account and view your usage and contact customer support 24/7. The service provider also offers free virtual training sessions where instructors teach you how to manage your wireless business accounts. There’s also a business forum where you can get answers to any questions about the service.
Best Customer Satisfaction: RingCentral
Why we chose it: RingCentral is a VoIP service that offers a wide variety of useful business features for team communication and document sharing.
- Unlimited calls within the U.S. and Canada
- Team messaging
- Document sharing
- Advanced features for call management
- The wide variety of features can be overwhelming
- The basic plan doesn't allow for video calls
RingCentral comes packed with features that increase productivity in your workplace. These include document sharing, team member messaging and unlimited business SMS. The team messaging feature is a collaboration tool that helps you centralize team communication via the RingCentral app.
RingCentral has a number of advanced features such as video and audio conferencing, call recording, multi-level auto attendant and overflow call queues. All these features enhance your customer service while helping your team collaborate. RingCentral also integrates with third-party tools like Zoho CRM, Microsoft 365 and Zendesk.
RingCentral’s pricing depends on the number of users on your plan and the features you want. The four pricing plans are:
- Essential: This plan starts at $20 per user per month and gives you unlimited domestic calls and team messaging.
- Standard: This plan costs $28 per user per month and offers unlimited faxing. With this plan, you can hold video meetings with up to 100 participants. You can also video call up to 100 people.
- Premium: Prices start at $35 per user per month. You get automatic call recording, integration with third-party tools and all the features in the lower tiers.
- Ultimate: This plan will cost you $50 per user per month and includes device status reports plus unlimited file storage.
RingCentral's user-friendliness is affected by the abundance of its features. The features can be overwhelming for new users, and it might take some time to learn how to use them all to the fullest.
However, its customer service compares favorably to that of other providers, especially if you're subscribed to the upper tiers. Nonetheless, if you're using low-priced plans, you might find the customer service less responsive than you'd like, as mentioned by multiple reviewers on TrustPilot.
Other companies we considered
- Third-party integration
- Toll-free numbers
- Video-meeting capabilities even on the cheapest plan
- Expensive international calls
- Limited video meeting durations
- Integrations are only available in high-tier plans
Nextiva is a cloud-based business phone service that combines communication channels such as collaboration, voice, text message and video tools in one place. It didn't make our list because it falls short in overall features compared to other comparable plans.
- Affordable unlimited data plans
- No need for a contract
- No overage fees
- Restrictions on hotspot data
- Poor coverage in rural areas
MetroPCS is a prepaid cell phone service that uses T-Mobile's nationwide 4G LTE network. While MetroPCS's plans offer flexibility and affordability, the provider didn't make our list because it doesn't clearly distinguish between personal/household and business cell phone plans.
- Coverage on AT&T's nationwide 4G LTE network
- No annual contracts
- Speed caps on the unlimited plan
- Limited phone selection
- The basic plan is overpriced
Cricket Wireless is a prepaid wireless provider that offers affordable cell phone plans. With Cricket Wireless, you get 5G coverage and unlimited data for higher plans. We didn’t include this provider on our list because it may not have the comprehensive features that a business requires from a cell phone plan provider.
- Unlimited text and talk in all plans
- Strong mobile hotspot
- No service contract
- Excellent add-on services, including phone insurance and Boost call screener
- Not compatible with most devices
- Doesn't cover all locations across the nation
Boost Mobile is a prepaid wireless carrier, meaning you pay upfront and get only what you pay for. With Boost Mobile, you can enjoy high data speeds without service contracts. However, Boost is designed more for family and personal use and doesn’t offer the features many businesses are after.
Best Business Cell Phone Plans Guide
We created this guide for business cell phone plans to answer some of the most common questions related to the topic.
What is a business cell phone plan?
A business cell phone plan is a service that gives businesses access to a mobile network to facilitate communication from customers or among team members. Business cell phone plans typically come with a higher monthly price tag than personal plans, but they also offer more features and support that can benefit businesses. Examples of crucial features include flexibility in the number of lines, enhanced security, conference calling and additional data.
How do business cell phone plans work?
Business cell phone plans work just like any other cell phone plan. You pay a monthly fee in exchange for access to a set number of minutes, texts and data. The best small business cell phone plans come with additional features like unlimited calling or texting to certain numbers and support for international calls.
How to pick a business cell phone plan
Choosing a business cell phone plan provider is just like choosing the best internet provider for your home or business — you need to look at and weigh several factors to determine which plan best fits your budget and needs. These factors include:
Prices differ across different business cell phone plan providers, so be sure to shop around and compare before making your final decision.
The best business cell phone plan providers do not offer across-the-board prices. They organize their prices into different tiers, each with unique features. Consider what features and customer support you need and factor that into your budget. Just like with the best business checking accounts , the best cell phone plan for your business is an investment that will save you money in the long run.
Mobile devices offered
Most business cell phone plan providers also offer mobile devices. If you're looking for a new phone for your business, this can be a great time to get it. When considering this factor, think about what type of phone you (and, potentially, your employees) want and whether you're willing to pay more for a plan that comes with a mobile device.
VoIP services allow you to make calls on Wi-Fi networks so you can work internationally or in areas with low data reception. These services usually integrate with the computer and mobile phone you already own. Some plans will let you transfer your existing phone, but only if it's compatible with the provider's network.
Business cell phone plans come with various features, from basic call and text capabilities to more advanced features like custom integrations and identity monitoring. When choosing a plan, consider what features are most important to your business and ensure the plan you choose offers them.
International calling allows you to make and receive telephone calls to and from other countries. Depending on the provider, international calling may be limited to a certain number of countries or available in all countries around the world. Some providers also offer special rates for international calling, saving you money on long-distance calls.
If your business frequently makes or receives calls from other countries, you'll want to ensure your business cell phone plan offers international calling or fair rates for the countries you need to contact. Otherwise, you'll be paying high per-minute rates for each call, which can quickly add up.
Unlimited plans and unlimited calling
Some business cell phone plans come with unlimited minutes, texts and data, which can be a great option for businesses that make many calls or have many devices connected to the mobile network. Unlimited plans are typically more expensive, so if you're not sure you need unlimited anything, consider a different plan type that offers a set amount of minutes, texts or data at a lower cost.
Best of Business Cell Phone Plans FAQ
How much are taxes on cell phone plans, how do you save money on cell phone data plans, why are cell phone plans so expensive in the u.s., how we chose the best business cell phone plans.
To narrow down our list of the best business cell phone plans, we evaluated different providers based on the following criteria:
We evaluated how providers priced their monthly plans, whether or not the plans were affordable for large, mid-sized and small businesses and how they compared to competitors offering similar features.
We checked whether these service providers had business-friendly features that made them stand out. These included Wi-Fi calling, international calls and unlimited data plans.
We considered whether providers had multiple channels through which customers could reach them. We also evaluated if customers could get thorough answers to common questions from the providers’ websites and apps.
We considered how easy it was to sign up for and use the providers’ services. This included looking at the user interface and whether it was easy to navigate and perform tasks like adding lines.
Summary of Money's Best Business Cell Phone Plans of 2023
T-Mobile’s plan portfolio from Essentials to Go5G Next (Graphic: Business Wire)
T-Mobile Unveils Go5G Next, A New Plan that Guarantees the Freedom to Upgrade Every Year (Graphic: Business Wire)
T-Mobile Plans Explained
Are you looking for a mobile phone plan that offers great value for money? Look no further than T-Mobile! With a wide range of plans to choose from, T-Mobile has something for everyone. Whether you need unlimited data, international calling, or family plans, T-Mobile has got you covered.
In this article, we will explore the different T-Mobile plans available and break them down to help you find the perfect fit for your needs. From the budget-friendly essentials plan to the feature-packed Magenta Max plan, we will discuss the various benefits and features of each plan.
Stay tuned as we dive into the world of T-Mobile plans and help you make an informed decision for your mobile phone needs. Let’s get started!
Inside This Article
T-mobile one plan, t-mobile essentials plan – basic talk, text, and data – key features and inclusions – pros and cons – pricing and comparison with other plans, t-mobile magenta plan – advanced talk, text, and data – features and add-ons – international benefits – pricing and promotions, t-mobile business plans.
The T-Mobile ONE Plan is a comprehensive mobile phone plan that offers unlimited talk, text, and data. It is designed to meet the needs of those who require a seamless and unlimited connection without the worry of running out of minutes, texts, or data.
With the T-Mobile ONE Plan, you can enjoy unlimited calls to any number within the U.S., as well as unlimited text messaging to both domestic and international numbers. This means you can stay connected with your loved ones, friends, and business contacts without any restrictions or limitations.
Furthermore, the T-Mobile ONE Plan provides unlimited data for all of your internet and app usage. Whether you’re streaming videos, downloading large files, or browsing the web, you can do so without worrying about reaching a data cap or incurring additional charges.
One of the key features and benefits of the T-Mobile ONE Plan is the inclusion of additional perks and services. Subscribers get access to T-Mobile Tuesdays, where exclusive deals, discounts, and freebies are offered every week. Additionally, users can enjoy unlimited streaming on popular platforms like Netflix, Hulu, and YouTube, without it counting towards their data usage.
When it comes to coverage and network quality, T-Mobile has an extensive nationwide network that stretches across the country. Their network is constantly expanding and improving, ensuring that you have a strong and reliable signal wherever you go. Whether you’re in a major city or a rural area, you can expect a consistent and fast connection.
In terms of pricing and payment options, the T-Mobile ONE Plan offers flexibility and affordability. The monthly cost of the plan includes all taxes and fees, so you won’t be hit with any unexpected charges. Additionally, T-Mobile offers the option to finance the purchase of a new phone, making it easier for you to upgrade to the latest device without a hefty upfront payment.
Overall, the T-Mobile ONE Plan is a comprehensive and feature-rich mobile phone plan that offers unlimited talk, text, and data. With its extensive coverage, additional perks, and flexible payment options, it provides a seamless and hassle-free mobile experience for individuals and families alike.
The T-Mobile Essentials Plan offers a straightforward and affordable option for those who need the basics of talk, text, and data without any frills or extra features. This plan is ideal for users who primarily use their phones for communication and don’t require extensive data usage or additional perks.
With the T-Mobile Essentials Plan, you will enjoy unlimited talk and text, ensuring that you can stay connected with friends, family, and colleagues. Whether you’re having a quick chat or sending important messages, there are no limits on your communication.
When it comes to data, the T-Mobile Essentials Plan offers a generous amount for everyday use. While it may not be unlimited like some other plans, this plan provides enough data for typical tasks such as browsing the web, checking emails, and using social media.
One of the key features of the T-Mobile Essentials Plan is the inclusion of T-Mobile Tuesdays. With T-Mobile Tuesdays, you get weekly perks and deals, including freebies, discounts, and special offers from popular brands. It’s a great way to get extra value from your plan and enjoy exclusive savings.
Another notable inclusion of the T-Mobile Essentials Plan is the ability to use your plan while traveling in Canada and Mexico. With this plan, you can make calls, send texts, and use data without incurring any additional charges in these countries. It’s a convenient feature for those who frequently travel to these areas.
As with any plan, there are pros and cons to consider before making a decision. One of the main advantages of the T-Mobile Essentials Plan is its affordability. This plan offers a budget-friendly option without compromising on the essentials of talk, text, and data. It’s ideal for individuals or families who want to keep their monthly expenses low.
However, one of the downsides of the T-Mobile Essentials Plan is the lack of additional features. If you’re someone who relies heavily on services like hotspot tethering, high-definition video streaming, or international data roaming, this plan may not be the best fit for your needs. In that case, you may want to consider other T-Mobile plans that offer more comprehensive features and options.
When it comes to pricing, the T-Mobile Essentials Plan is competitively priced compared to other plans in the market. It provides value for those who prioritize basic communication and don’t require extravagant data allowances or additional perks. However, it’s always a good idea to compare different plans and their pricing structures to ensure you’re choosing the plan that aligns with your usage and budget.
The T-Mobile Magenta Plan offers a wide range of features and benefits designed for individuals and families who need advanced talk, text, and data capabilities. With this plan, you can enjoy unlimited talk and text, along with generous data allowances to keep you connected no matter where you are.
One of the standout features of the T-Mobile Magenta Plan is the advanced data options. Not only do you get unlimited data, but T-Mobile also offers prioritized data speeds, which means you’ll experience fast and reliable connectivity even during peak network usage times.
In addition to the advanced data capabilities, the T-Mobile Magenta Plan also includes a variety of add-ons to enhance your mobile experience. These add-ons can be tailored to your specific needs and preferences, allowing you to customize your plan to suit your lifestyle. Whether you need extra data, international calling options, or device protection, T-Mobile has you covered.
When it comes to international benefits, the T-Mobile Magenta Plan truly shines. With this plan, you can enjoy unlimited texting and data in over 210 countries and destinations worldwide, at no extra cost. This means you can stay connected with friends, family, and colleagues while traveling abroad, without worrying about hefty roaming charges.
Pricing and promotions for the T-Mobile Magenta Plan are competitive and designed to provide you with the best value for your money. T-Mobile frequently offers promotions such as discounted rates, free add-ons, or device deals for new and existing customers. It’s worth keeping an eye out for these promotions to take advantage of even more savings on your mobile plan.
As a business owner, it’s essential to have reliable and efficient communication services. T-Mobile offers a range of business plans tailored to meet the needs of small, medium, and large enterprises. Whether you require basic voice and text services or advanced data solutions, T-Mobile has you covered.
Overview of Business Plans
T-Mobile provides several business plans designed to cater to different business sizes and requirements. From individual plans to shared data plans for multiple employees, you can choose the option that best fits your organization. These plans offer a variety of features and benefits to enhance productivity and connectivity.
Key Features for Business Customers
T-Mobile business plans come with a host of features specially curated to support businesses. These features include unlimited calling and texting, flexible data options, and the ability to share data among multiple devices. Additionally, T-Mobile offers advanced security features, mobile device management solutions, and priority customer support to ensure your business operates smoothly.
Additional Services and Support
In addition to the standard features, T-Mobile provides additional services and support to meet the unique needs of businesses. This includes device financing options, trade-in programs for upgrading devices, and dedicated account management teams for personalized assistance. T-Mobile also offers business customers access to a broad range of business applications and integrated solutions to boost efficiency and streamline operations.
Pricing and Customization Options
When it comes to pricing, T-Mobile offers competitive rates for their business plans. The cost varies depending on the number of lines, data usage, and additional services you choose. T-Mobile provides flexibility in customization, allowing you to select the features and add-ons that align with your business requirements. This ensures you only pay for what you need.
Furthermore, T-Mobile frequently offers promotions and discounts for new business customers, making it even more cost-effective to switch to their services. With transparent pricing and customizable options, T-Mobile makes it convenient for businesses of all sizes to find a plan that suits their budget and operational needs.
In conclusion, T-Mobile offers a wide range of plans to cater to the diverse needs of mobile phone users. Whether you are a casual user, a heavy data consumer, or someone who needs unlimited talk and text, T-Mobile has a plan for you.
With their affordable pricing, extensive coverage, and fast network speeds, T-Mobile stands out as a competitive option in the mobile phone market. Their plans come with numerous additional perks, such as free streaming services and international roaming, making T-Mobile a popular choice for frequent travelers.
Whether you prefer a postpaid plan or a prepaid option, T-Mobile provides flexibility and convenience. With their customer-focused approach and commitment to innovation, T-Mobile continues to be a top choice among mobile phone service providers.
So, whether you’re looking for a simple plan to stay connected or a feature-packed bundle, T-Mobile has you covered. Explore their plans and choose the one that best suits your needs.
Here are some commonly asked questions about T-Mobile plans:
1. What are the different types of T-Mobile plans available?
T-Mobile offers a range of plans to suit various needs. These include postpaid plans, prepaid plans, unlimited plans, family plans, and data-only plans.
2. What is the difference between postpaid and prepaid T-Mobile plans?
Postpaid plans require a contract and are billed monthly, while prepaid plans do not require a contract and require payment in advance. Postpaid plans often include additional features and benefits, while prepaid plans offer more flexibility and control over spending.
3. What are T-Mobile’s unlimited plans?
T-Mobile’s unlimited plans provide unlimited talk, text, and data. These plans are popular among customers who use their phones heavily and want the peace of mind of not worrying about data limits.
4. Can I share my T-Mobile plan with my family?
Yes, T-Mobile offers family plans that allow you to share a single plan with multiple lines. This can be a cost-effective option for households with multiple users.
5. Can I get a T-Mobile plan for my tablet or mobile hotspot?
Absolutely! T-Mobile offers data-only plans specifically designed for tablets, mobile hotspots, and other connected devices. These plans provide the convenience of staying connected even without a traditional phone.
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T-Mobile ONE for Business
- Total Monthly Price: (for 1 lines) $70.00 /mo
- Minutes: Unlimited + Unlimited Texts
- Data: Unlimited 4G LTE Data (may be slowed after 50GB of usage per month)
- Messages: Unlimited
- Contract Length: Monthly/No Contract
- About this plan
- Cost breakdown
- Phones Available
About this Cell Phone Plan
The T-Mobile ONE for Business Plan is cell phone plan meant for small businesses that need 12 lines or less. The plan offers customers unlimited talk, unlimited text, and unlimited 4G LTE data (which may be slowed after 50GB of usage per month). The T-Mobile ONE for Business Plan is a no contract plan.
The T-Mobile ONE for Business Plan includes:
- Unlimited calls to and from the United States, Canada, and Mexico
- Unlimited data and texting both in the United States and internationally in over 200 countries worldwide. (Up to 5GB of data at 4G LTE speeds)
- Unlimited data in the United States and internationally (at 3G speeds) in over 200 countries worldwide (4G LTE data available in the United States, Mexico, and Canada)
- 1 hour of Gogo domestic in-flight smartphone Wi-Fi, and unlimited texting
- Voicemail to text
Unlimited Mobile Hotspot
This plan includes unlimited mobile hotspot per month at 3G speeds.
T-Mobile DIGITS allows you to use multiple phone numbers on the same phone. That means you can use your work number and personal cell number from the same phone with the DIGITS app. You can use up to 5 numbers per phone.
There are several options for customers to bring their own phone or purchase a phone from T-Mobile for this plan:
- Bring Your Own Phone (BYOP). Customers can bring their own T-Mobile/GSM compatible phone, as long as it is unlocked.
- Buy a Phone Outright. Customers can buy a new or used phone from T-Mobile with one upfront payment.
- Monthly Installments. Customers can pay off their phone over 24 months with an equipment installment plan (credit check required, only available to well-qualified buyers). In some cases, a down payment may be required. If the customer cancels wireless service, then the remaining balance on the phone becomes due. 0% APR O.A.C. for well-qualified buyers, credit check required. Plus taxes and fees. Qualifying service required.
All Taxes and Fees Included
T-Mobile ONE for Business pricing now includes Taxes and Fees. The price you see is the price you pay.
Unlimited Calling and International Text Messaging
This plan offers unlimited calling to and from the United States, Canada, and Mexico, and unlimited texting from the United States and internationally to over 200 countries.
Data, Texting, and Calling Coverage Around the World
This plan offers unlimited data and texting in over 200 countries around the world at no additional charge. Calls are 25 cents/minute.
Free In-flight Text Messaging
T-Mobile customers get free 1 hour of in-flight text messaging per month through Gogo Air.
WiFi Calling and Texting
T-Mobile offers the ability to make calls or send text messages over WiFi anywhere in the world.
Stateside International Talk
With the Stateside International Talk Add-on, customers get all these features when they call or text from the U.S., Mexico, and Canada:
- Unlimited calling to landlines in 70+ countries and to mobile numbers in 30+ countries
- Unlimited texting to virtually anywhere* at no extra charge
- Discounted calling rates to all numbers in 200+ countries
This plan also includes the following features:
- Wi-Fi Calling
- Call forwarding
- Visual voice mail
- Call waiting
- Conference calling
*Other fees based on usage may apply, including early termination fees and a one time activation fee of $0.00.
Other T-Mobile Plans
Wirefly offers great deals on a large selection of smartphones, cell phones, tablets, mobile hotspots, and other wireless devices for the nation's most popular carriers. Use Wirefly’s innovative cell phone and plan comparison tools to ensure you are getting the best deal on the market. Shop with confidence knowing that Wirefly wants to help you find the best prices on cell phones, cell phone plans, TV, and Internet service.
Those promotions promising a ‘free’ iPhone? It isn’t free.
There’s no such thing as a free iPhone.
But phone carriers would like you to believe otherwise. Over the last few weeks, AT&T, Verizon and T-Mobile have blitzed their websites, billboards and stores with ads proclaiming that you can “get the iPhone 15 Pro, on us.”
To get this $1,000 iPhone for $0, the carriers say, all you have to do is trade in an older phone and sign up for a wireless plan. In reality, the phone freebie promotions can lure smartphone owners into spending more in the long run by requiring them to subscribe to more exorbitant service plans bundled with superfluous features, such as big high-speed data packages and subscriptions to streaming services.
I spent several days plugging numbers into the carriers’ websites and chatting with store representatives to get some realistic out-the-door numbers. To test the promotions, I submitted a 3-year-old iPhone 12 as a hypothetical trade-in. (On average, people upgrade to a new phone every three years.)
Here were the costs of getting the new iPhone 15 Pro through the promotions, excluding taxes:
— Verizon’s free iPhone deal would cost about $3,240 over the 36 months required to redeem the promotion, roughly $300 more than buying the new iPhone with a cheaper Verizon plan in the same period.
— AT&T’s deal would cost a customer about $2,675 over the 36 months required to redeem the promotion, a little bit more than doing a trade-in for the new phone and selecting a cheaper AT&T plan.
— T-Mobile’s promotion would cost $2,400 over two years to redeem the phone credit, about $160 more than buying the new iPhone with a cheaper T-Mobile plan.
“People who think they’re getting free phones from the carrier are in for a surprise,” said Toni Toikka, CEO of Alekstra, a consulting firm that helps businesses reduce their cellphone bills.
Verizon said that customers could choose which plan was best for them, and that the promotions were intended for people looking for the best network experience. T-Mobile said that deals were not just about free phones and it strove to provide the best value with its premium plans that include perks such as Netflix streaming and the flexibility to upgrade frequently. AT&T declined to comment.
If you are looking to save a buck, it is always a good idea to trade in your old phone for credit to shave down the cost of a new one. Just be wary of any promotion offering a freebie.
Let’s dive deeper into the iPhone giveaway promotions advertised by Verizon, AT&T and T-Mobile. Then I’ll share some better ways to save money with trade-ins.
Verizon’s requirements to get a free iPhone 15 Pro are the most aggressive. Trading in an iPhone 12 can earn you $1,000 in the form of bill credits spread out over 36 months. To be eligible, I had to choose a $90-a-month wireless service plan called Unlimited Ultimate. The total cost over the three years would be $3,240.
In contrast, if I traded in the iPhone 12 and picked one of Verizon’s cheaper plans, like the $65-a-month Unlimited Welcome, a basic cellular plan with unlimited data, Verizon would offer $415 for the 3-year-old iPhone. The total to buy and use an iPhone 15 Pro on the cheaper plan for three years would be $2,925.
The main benefit of Verizon’s pricier Unlimited Ultimate plan is that it offers 60 gigabytes of mobile hotspotting, which allows you to share a phone’s cellular data connection with a computer. Some people may want this feature, but most will not need it — only 4% of mobile users consume more than 50 gigabytes of cellular data a month, according to a report by the technology conglomerate Cisco.
So with Verizon’s free iPhone promotion, you would spend $315 more over three years for a plan with fancy perks than if you traded in your old phone and picked a cheaper Verizon plan.
AT&T is offering up to $1,000 off the iPhone 15 Pro with an eligible trade-in. Only the most recent and most expensive smartphones, such as last year’s iPhone 14 Pro, are eligible for the full $1,000 in credit. Older phones get less.
AT&T provided a promotional credit of $700 for the 3-year-old iPhone 12 in the form of discounts spread out over 36 months of bill payments. That brought the cost of the iPhone 15 Pro to $8.30 a month spread out over three years.
To get the promotion, I also had to choose one of AT&T’s eligible data plans, which start at $65 a month. All told, including one-time fees, the cost of buying an iPhone 15 Pro and using it on AT&T’s network with an eligible plan over three years came out to $2,675.
In contrast, if I traded in the iPhone 12 and picked one of AT&T’s cheaper plans, like the $50 Value Plus plan, AT&T would offer $200 in credit for the older phone, which shaves the price of the iPhone 15 Pro down to $800. Over the course of 36 months on the cheaper plan, the total would be $2,635.
The main difference between the $50 plan and the $65 plan is that the latter offers 3 gigabytes of mobile hotspotting.
This means you are not getting a free iPhone from AT&T through this promotion. Instead, you would pay roughly $40 extra over three years for a plan with a mobile hot spot feature.
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T-Mobile is offering to make the iPhone 15 Pro free once you trade in your older phone and sign up for its Go5G Next plan, at $100 a month. The free iPhone comes in the form of bill credits spread out over 24 months. Over two years, you pay about $2,400.
But if you sign up for the cheaper Essentials plan at $60 a month, which is not part of the promotion, T-Mobile will offer $200 for the iPhone 12. After you buy the iPhone 15 Pro for $800, the total cost over two years would be $2,240.
T-Mobile’s cheaper Essentials plan includes 50 gigabytes of high-speed data, which is more than enough. The Go5G Next plan includes unlimited high-speed data and subscriptions to Netflix and Apple TV+.
Once again, you are not really getting a free iPhone, but are paying roughly $160 more over two years for extra data and streaming services.
Related Tech tips and reviews
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“Consumers may find it challenging to determine whether the more expensive plan offers additional value,” Toikka said.
Promotions are temporary, so once the terms expire, the wireless service rates will probably shoot up — and you could end up spending more without noticing.
But don’t let these promotions discourage you. It’s still a great idea to sell your old phone to save some bucks on a new one, and there are a plethora of trade-in programs online.
Sites like Gazelle, Best Buy, Amazon and Swappa offer cash or store credit for your old phone, and their quotes for used phones are usually higher than the phone carriers’. To reduce costs of your phone, shop around for the best offer and pick a wireless plan that suits your budget and needs.
I recently sold my wife’s iPhone 12 through Gazelle for $312 in cash, which she used toward buying an iPhone 15 directly from Apple. That shaved the price of the new phone down to about $500, and she stuck with the cheap family plan that she has used for years with her siblings.
That’s a far cry from free. But it beats burning extra cash on a fancy wireless package she won’t use.
T-Mobile Walks Back Plan to Switch Users to Pricier Plans
Posted: October 30, 2023 | Last updated: October 30, 2023
T-Mobile will not move forward with plans to switch certain customers from older unlimited plans to newer, more expensive ones, following a major backlash from customers, Mike Sievert said during the company’s third-quarter earnings call .
An October 10 article in The Mobile Report (TMR) revealed that the plan was to force users of older unlimited cell phone plans to one of the company’s newer plans. The “forced plan migration” would have resulted in a monthly increase of about $10 per line, or $5 per line if those users sign up for AutoPay , TMR reported. The new rates were set to begin in November billing cycles unless the user called T-Mobile’s Customer Care support line to opt out, it added.
News of the planned migration leaked earlier this month, which sparked an immediate customer backlash, with many users lashing out on T-Mobile forums and on social media .
In response to a conference call question about the “unwelcome press” that the plan had received, Sievert said that the plan had been meant to be a pilot test to better “understand customer interest in and acceptance of migrating off old legacy rate plans to something that’s higher value for them and us." However, the plan was leaked “not very accurately” as a national plan, he said.
“We did get plenty of feedback, thanks to the erroneous context of the leak. And I think we've learned that particular test cell isn't something that our customers are going to love,” Sievert said. “We aren’t doing it.”
While T-Mobile’s plan to switch customers to pricier plans got derailed quickly, several major tech companies have announced price increases recently that appear to be here to stay.
In October alone, Apple raised prices for four services, Netflix hiked the price of its basic and premium plans, and Warner Bros. Discovery rai s ed the price for its Discovery Plus ad-free monthly subscription in the U.S.
In September, Amazon Prime Video announced it will place ads in its Prime Video streaming service in early 2024 unless members opt for an ad-free version at a rate of $2.99 per month.
In August, Disney announced price hikes for its monthly ad-free Disney Plus and ad-free Hulu plans.
Married to your mobile carrier
Despite rising costs, household mobile and internet spending is unlikely to fall, according to a study of 7,000 people earlier this year . Respondents said they would reduce their electricity, heating and car payments before home internet or mobile service, as Kipling previously reported. This may be because changing providers can be a hassle.
When shopping for a new wireless plan , there are several ways to save money, starting with getting a plan that covers your specific data use. Also, while the major carriers can offer tempting deals, don’t neglect to take a look at smaller carriers, which may offer new-customer deals that fit your needs.
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T-Mobile Scraps Plan to Push Some Wireless Customers to Pricier Services
The move wasn’t ‘something that our customers are going to love, ’ ceo says.
Updated Oct. 25, 2023 1:36 pm ET
Details of the planned upgrades surfaced on Reddit earlier this month after T-Mobile started training its support staff to respond to customer questions. The carrier said it planned to shift a small number of people to newer service tiers unless they opted out by contacting the company. The newer plans would have offered more features but generally cost customers an additional $5 to $10 per line.
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401(k) limit increases to $23,000 for 2024, IRA limit rises to $7,000
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IR-2023-203, Nov. 1, 2023
WASHINGTON — The Internal Revenue Service announced today that the amount individuals can contribute to their 401(k) plans in 2024 has increased to $23,000, up from $22,500 for 2023.
The IRS today also issued technical guidance regarding all of the cost‑of‑living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2024 in Notice 2023-75 PDF .
Highlights of changes for 2024
The contribution limit for employees who participate in 401(k), 403(b), and most 457 plans, as well as the federal government's Thrift Savings Plan is increased to $23,000, up from $22,500.
The limit on annual contributions to an IRA increased to $7,000, up from $6,500. The IRA catch‑up contribution limit for individuals aged 50 and over was amended under the SECURE 2.0 Act of 2022 (SECURE 2.0) to include an annual cost‑of‑living adjustment but remains $1,000 for 2024.
The catch-up contribution limit for employees aged 50 and over who participate in 401(k), 403(b), and most 457 plans, as well as the federal government's Thrift Savings Plan remains $7,500 for 2024. Therefore, participants in 401(k), 403(b), and most 457 plans, as well as the federal government's Thrift Savings Plan who are 50 and older can contribute up to $30,500, starting in 2024. The catch-up contribution limit for employees 50 and over who participate in SIMPLE plans remains $3,500 for 2024.
The income ranges for determining eligibility to make deductible contributions to traditional Individual Retirement Arrangements (IRAs), to contribute to Roth IRAs, and to claim the Saver's Credit all increased for 2024.
Taxpayers can deduct contributions to a traditional IRA if they meet certain conditions. If during the year either the taxpayer or the taxpayer's spouse was covered by a retirement plan at work, the deduction may be reduced, or phased out, until it is eliminated, depending on filing status and income. (If neither the taxpayer nor the spouse is covered by a retirement plan at work, the phase-outs of the deduction do not apply.) Here are the phase‑out ranges for 2024:
- For single taxpayers covered by a workplace retirement plan, the phase-out range is increased to between $77,000 and $87,000, up from between $73,000 and $83,000.
- For married couples filing jointly, if the spouse making the IRA contribution is covered by a workplace retirement plan, the phase-out range is increased to between $123,000 and $143,000, up from between $116,000 and $136,000.
- For an IRA contributor who is not covered by a workplace retirement plan and is married to someone who is covered, the phase-out range is increased to between $230,000 and $240,000, up from between $218,000 and $228,000.
- For a married individual filing a separate return who is covered by a workplace retirement plan, the phase-out range is not subject to an annual cost-of-living adjustment and remains between $0 and $10,000.
The income phase-out range for taxpayers making contributions to a Roth IRA is increased to between $146,000 and $161,000 for singles and heads of household, up from between $138,000 and $153,000. For married couples filing jointly, the income phase-out range is increased to between $230,000 and $240,000, up from between $218,000 and $228,000. The phase-out range for a married individual filing a separate return who makes contributions to a Roth IRA is not subject to an annual cost-of-living adjustment and remains between $0 and $10,000.
The income limit for the Saver's Credit (also known as the Retirement Savings Contributions Credit) for low- and moderate-income workers is $76,500 for married couples filing jointly, up from $73,000; $57,375 for heads of household, up from $54,750; and $38,250 for singles and married individuals filing separately, up from $36,500.
The amount individuals can contribute to their SIMPLE retirement accounts is increased to $16,000, up from $15,500.
Additional changes made under SECURE 2.0 are as follows:
- The limitation on premiums paid with respect to a qualifying longevity annuity contract to $200,000. For 2024, this limitation remains $200,000.
- Added an adjustment to the deductible limit on charitable distributions. For 2024, this limitation is increased to $105,000, up from $100,000.
- Added a deductible limit for a one-time election to treat a distribution from an individual retirement account made directly by the trustee to a split-interest entity. For 2024, this limitation is increased to $53,000, up from $50,000.
Details on these and other retirement-related cost-of-living adjustments for 2024 are in Notice 2023-75 PDF , available on IRS.gov.